Bosque County, Texas: commercial real estate data.
Bosque County, Texas had an estimated 19,013 residents on July 1, 2024, up 4.3 percent since the 2020 census base of 18,229, across 983 square miles. County output reached $856.9 m in 2024, 315 establishments operate here, and the SBA record carries 13 7(a) approvals worth $10.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bosque County
How many people live in Bosque County
- Population, American Community Survey 2020-202418,687
- Households7,496
- Average household size2.49
- Median household income$68,914
- Median age46.2
- Median gross rent$928 per month
- Median owner-occupied home value$200,900
- Home value to household income2.9 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over13,479
- Population under 183,882
- Share under 1820.8 percent
- Population 65 and over4,785
- Share 65 and over25.6 percent
- Working age population, 18 to 6410,020
- Civilian labor force7,987
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over53.9 percent
- Rank by population among Texas counties127th of 254
- Rank by population among US county-equivalents, Puerto Rico included1951st of 3,222
Bosque County is the 127th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.6 percent against 20.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bosque County
Is Bosque County's population growing?
- Population, July 1, 202419,013
- Census 2020 base population18,229
- Population change since the 2020 census base4.30 percent
- Population change, 2023 to 202431
- Births, 2024179
- Deaths, 2024306
- Natural change, 2024-127
- Net domestic migration, 2024143
- Net international migration, 202413
- Total net migration, 2024156
- Cumulative net domestic migration, 2021 to 20241,233
- Rank by growth among US county-equivalents640th of 3,144
The county has grown 4.30 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bosque County
Where are people moving to Bosque County from?
- Tax returns filed by households arriving722
- People arriving, from those returns1,487
- Tax returns filed by households leaving526
- Net household movement196
- Adjusted gross income arriving$47.8 m
- Net adjusted gross income movement$17.8 m
- Average income of an arriving household$66,199
- Average income of a leaving household$56,981
- Largest single originMcLennan County (153 households)
- Largest single destinationMcLennan County (138 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McLennan County | 153 | 343 | $8.9 m |
| Hill County | 81 | 153 | $3.5 m |
| Tarrant County | 58 | 101 | $3.0 m |
| Johnson County | 52 | 111 | $3.6 m |
| Dallas County | 22 | 31 | $2.9 m |
Households arriving report $9,218 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is McLennan County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bosque County
What is the Bosque County economy?
- County GDP, 2024$856.9 m
- County GDP, 2023$852.3 m
- GDP change, 2023 to 20240.5 percent
- GDP change over five years40.4 percent
- Rank by GDP among the Texas areas BEA publishes162nd of 254
- Rank by GDP among the US county areas BEA publishes1973rd of 3,127
- GDP per resident$45,856
Output grew 0.5 percent in the latest year and 40.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bosque County
Employment by industry in Bosque County
- Covered employment, annual average4,077
- Establishments reporting400
- Average annual pay$55,213
- Average weekly wage$1,062
- Retail trade, employment467
- Retail trade, average annual pay$30,841
- Manufacturing, employment425
- Manufacturing, average annual pay$75,177
- Construction, employment394
- Construction, average annual pay$96,603
- Accommodation and food services, employment282
- Accommodation and food services, average annual pay$19,399
- Transportation and warehousing, employment183
- Professional, scientific and technical services, employment116
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 467 | 54 | $30,841 |
| Manufacturing | 425 | 15 | $75,177 |
| Construction | 394 | 38 | $96,603 |
| Accommodation and food services | 282 | 35 | $19,399 |
| Transportation and warehousing | 183 | 13 | $42,195 |
| Professional, scientific and technical services | 116 | 28 | $70,986 |
| Finance and insurance | 103 | 24 | $62,143 |
| Administrative and support and waste management services | 99 | 16 | $42,443 |
Retail trade is the largest private sector at 467 jobs, 11.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bosque County
How many businesses are in Bosque County?
- Establishments, all industries315
- Employment at those establishments2,520
- Annual payroll$107.0 m
- Establishments per 1,000 residents16.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bosque County
Building permits in Bosque County
- Housing units authorized by permit, 202412
- Declared construction value permitted$1.4 m
- Single family units authorized12
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$119,387
- Units authorized per 1,000 households1.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bosque County
SBA loans in Bosque County (7(a) and 504)
- 7(a) approvals recorded13
- 7(a) gross approval dollars$10.9 m
- Average 7(a) approval$835,385
- Median 7(a) approval$645,000
- Largest single approval$3,050,000
- Jobs reported supported, 7(a)62
- Jobs per approval4.8
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals9
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer61.5 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals7.7 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (5)
- Most active lenderMetro City Bank (3)
- 504 approvals recorded1
- 504 gross approval dollars$196,000
- Average 504 approval$196,000
- Median 504 approval$196,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved10.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$11.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bosque County
SBA loan default and charge-off rates in Bosque County
Do SBA loans in Bosque County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Committed, not yet disbursed1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bosque County
SBA lending by place in Bosque County
- Borrower cities with recorded lending4
- Clifton, approvals8
- Morgan, approvals3
- Walnut Springs, approvals1
- Valley Mills, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Clifton | 8 | $7,509,000 |
| Morgan | 3 | $2,248,000 |
| Walnut Springs | 1 | $1,068,000 |
| Valley Mills | 1 | $35,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bosque County
How large is Bosque County?
- Land area983 sq mi
- Rank by land area among Texas counties79th of 254
- Width, east to west42.8 mi
- Height, north to south42.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land19
- Establishments per square mile0.32
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bosque County
Flood risk in Bosque County
- Participation of the county's own NFIP community Bosque County, unincorporated areasParticipating, community 480051
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Bosque County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Bosque County (community 480051), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bosque County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bosque County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bosque County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,687
- Households7,496
- Average household size2.49
- Median household income$68,914
- Median age46.2
Common questions
Bosque County questions, answered from the record.
How many people live in Bosque County, Texas?
The Census Bureau estimates 19,013 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,687, in 7,496 households, ranking 127th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bosque County's population growing?
The population has grown 4.30 percent since the 2020 census base of 18,229, to 19,013 on July 1, 2024. In 2024 there were 179 births against 306 deaths, with net migration of 156. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bosque County?
$68,914. The median owner-occupied home is valued at $200,900, which is 2.9 times income, and median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bosque County?
315 establishments, employing 2,520 people with an annual payroll of $107.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bosque County?
Retail trade is the largest private sector at 467 jobs, 11.5 percent of covered employment. Covered employment averages 4,077 jobs at an average annual pay of $55,213, or $1,062 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bosque County?
13 7(a) approvals totaling $10.9 m since FY2020, across 10 lenders, with a median approval of $645,000, plus 1 504 approvals worth $196,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bosque County?
12 housing units were authorized by permit in 2024, with a declared construction value of $1.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bosque County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bosque County come from?
The largest single origin is McLennan County, with 153 households. Arriving households report an average income of $66,199 against $56,981 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bosque County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bosque County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bosque County
Cities and places in Bosque.
10 Census places lie wholly or partly in Bosque County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Clifton | city | 3,503 | 8 | Wholly in this county |
| Meridian | city | 1,638 | None recorded | Wholly in this county |
| Laguna Park | CDP | 1,596 | None recorded | Wholly in this county |
| Valley Mills | city | 1,136 | 1 | 60.1 percent here, 39.9 percent McLennan County |
| Walnut Springs | city | 787 | 1 | Wholly in this county |
| Morgan | city | 525 | 3 | Wholly in this county |
| Cranfills Gap | city | 305 | None recorded | Wholly in this county |
| Iredell | city | 294 | None recorded | Wholly in this county |
| Kopperl | CDP | 123 | None recorded | Wholly in this county |
| Mosheim | CDP | 85 | None recorded | Wholly in this county |
Nearby