Somervell County, Texas: commercial real estate data.
Somervell County, Texas had an estimated 10,098 residents on July 1, 2024, up 9.7 percent since the 2020 census base of 9,205, across 186 square miles. County output reached $1.72 bn in 2024, 252 establishments operate here, and the SBA record carries 13 7(a) approvals worth $18.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Somervell County
How many people live in Somervell County
- Population, American Community Survey 2020-20249,691
- Households3,713
- Average household size2.61
- Median household income$79,825
- Median age44.5
- Median gross rent$773 per month
- Median owner-occupied home value$289,500
- Home value to household income3.6 times
- Annual rent as a share of median income11.6 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over6,925
- Population under 182,082
- Share under 1821.5 percent
- Population 65 and over1,946
- Share 65 and over20.1 percent
- Working age population, 18 to 645,663
- Civilian labor force4,987
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Texas counties168th of 254
- Rank by population among US county-equivalents, Puerto Rico included2511th of 3,222
Somervell County is the 168th largest of 254 Texas counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Somervell County
Is Somervell County's population growing?
- Population, July 1, 202410,098
- Census 2020 base population9,205
- Population change since the 2020 census base9.70 percent
- Population change, 2023 to 2024217
- Births, 202482
- Deaths, 202494
- Natural change, 2024-12
- Net domestic migration, 2024195
- Net international migration, 202435
- Total net migration, 2024230
- Cumulative net domestic migration, 2021 to 2024914
- Rank by growth among US county-equivalents158th of 3,144
The county has grown 9.70 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Somervell County
Where are people moving to Somervell County from?
- Tax returns filed by households arriving351
- People arriving, from those returns766
- Tax returns filed by households leaving289
- Net household movement62
- Adjusted gross income arriving$34.5 m
- Net adjusted gross income movement$14.1 m
- Average income of an arriving household$98,393
- Average income of a leaving household$70,657
- Largest single originHood County (63 households)
- Largest single destinationHood County (65 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hood County | 63 | 124 | $3.5 m |
| Tarrant County | 60 | 133 | $8.5 m |
| Johnson County | 34 | 81 | $4.2 m |
Households arriving report $27,736 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Hood County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Somervell County
What is the Somervell County economy?
- County GDP, 2024$1.72 bn
- County GDP, 2023$1.75 bn
- GDP change, 2023 to 2024-1.7 percent
- GDP change over five years36.9 percent
- Rank by GDP among the Texas areas BEA publishes118th of 254
- Rank by GDP among the US county areas BEA publishes1409th of 3,127
- GDP per resident$177,306
Output grew -1.7 percent in the latest year and 36.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Somervell County
Employment by industry in Somervell County
- Covered employment, annual average3,974
- Establishments reporting266
- Average annual pay$75,994
- Average weekly wage$1,461
- Accommodation and food services, employment642
- Accommodation and food services, average annual pay$25,977
- Construction, employment347
- Construction, average annual pay$89,148
- Health care and social assistance, employment298
- Health care and social assistance, average annual pay$52,336
- Retail trade, employment240
- Retail trade, average annual pay$26,429
- Other services, except public administration, employment166
- Educational services, employment132
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 642 | 44 | $25,977 |
| Construction | 347 | 31 | $89,148 |
| Health care and social assistance | 298 | 14 | $52,336 |
| Retail trade | 240 | 29 | $26,429 |
| Other services, except public administration | 166 | 18 | $50,537 |
| Educational services | 132 | 3 | $38,412 |
| Mining, quarrying, and oil and gas extraction | 115 | 6 | $95,335 |
| Arts, entertainment and recreation | 108 | 6 | $14,568 |
Accommodation and food services is the largest private sector at 642 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Somervell County
How many businesses are in Somervell County?
- Establishments, all industries252
- Employment at those establishments3,472
- Annual payroll$237.8 m
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Somervell County
Building permits in Somervell County
- Housing units authorized by permit, 202439
- Declared construction value permitted$7.9 m
- Single family units authorized27
- Multifamily units authorized12
- Multifamily share of units30.8 percent
- Average declared value per unit$202,828
- Units authorized per 1,000 households10.5
Single-family homes are 69.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Somervell County
SBA loans in Somervell County (7(a) and 504)
- 7(a) approvals recorded13
- 7(a) gross approval dollars$18.6 m
- Average 7(a) approval$1,433,346
- Median 7(a) approval$1,250,000
- Largest single approval$3,760,000
- Jobs reported supported, 7(a)158
- Jobs per approval12.2
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals8
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer61.5 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter5
- Franchise loans6
- Franchise share of approvals46.2 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- 504 approvals recorded2
- 504 gross approval dollars$580,000
- Average 504 approval$290,000
- Median 504 approval$290,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved6.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$19.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Somervell County
SBA loan default and charge-off rates in Somervell County
Do SBA loans in Somervell County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled2
- Status: Exempt from disclosure8
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somervell County
SBA lending by place in Somervell County
- Borrower cities with recorded lending2
- Glen Rose, approvals12
- Walnut Springs, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Glen Rose | 12 | $16,732,500 |
| Walnut Springs | 1 | $1,901,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somervell County
How large is Somervell County?
- Land area186 sq mi
- Rank by land area among Texas counties253rd of 254
- Width, east to west19.3 mi
- Height, north to south16 mi
- Geographies sharing a boundary4
- Residents per square mile of land52
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Somervell County
Flood risk in Somervell County
- Participation of the county's own NFIP community Somervell County, unincorporated areasParticipating, community 481186
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Somervell County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Somervell County (community 481186), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Somervell County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Somervell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Somervell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,691
- Households3,713
- Average household size2.61
- Median household income$79,825
- Median age44.5
Common questions
Somervell County questions, answered from the record.
How many people live in Somervell County, Texas?
The Census Bureau estimates 10,098 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,691, in 3,713 households, ranking 168th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Somervell County's population growing?
The population has grown 9.70 percent since the 2020 census base of 9,205, to 10,098 on July 1, 2024. In 2024 there were 82 births against 94 deaths, with net migration of 230. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Somervell County?
$79,825. The median owner-occupied home is valued at $289,500, which is 3.6 times income, and median gross rent is $773 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Somervell County?
252 establishments, employing 3,472 people with an annual payroll of $237.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Somervell County?
Accommodation and food services is the largest private sector at 642 jobs, 16.2 percent of covered employment. Covered employment averages 3,974 jobs at an average annual pay of $75,994, or $1,461 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Somervell County?
13 7(a) approvals totaling $18.6 m since FY2020, across 10 lenders, with a median approval of $1,250,000, plus 2 504 approvals worth $580,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Somervell County?
39 housing units were authorized by permit in 2024, with a declared construction value of $7.9 m. Multifamily was 30.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Somervell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Somervell County come from?
The largest single origin is Hood County, with 63 households. Arriving households report an average income of $98,393 against $70,657 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Somervell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Somervell County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Somervell County
Cities and places in Somervell.
1 Census place lies wholly or partly in Somervell County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Glen Rose | city | 2,836 | 12 | Wholly in this county |
A further 1 of the county's 13 SBA 7(a) approvals are to borrowers in cities that match no Census place in Somervell County, the largest being Walnut Springs (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby