Coryell County, Texas: commercial real estate data.
Coryell County, Texas has a population of 84,748 across 1,052 square miles, up 4.0 percent since the 2020 census base. County output reached $2.24 bn in 2024, 808 establishments operate here, and the SBA record carries 22 7(a) approvals worth $13.0 m.
123 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Coryell County
How many people live in Coryell County
- Population84,748
- Households26,986
- Average household size3.14
- Median household income$71,301
- Median age32.8
- Median gross rent$1,186 per month
- Median owner-occupied home value$195,300
- Home value to household income2.7 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over54,395
- Population under 1819,058
- Share under 1822.5 percent
- Population 65 and over9,621
- Share 65 and over11.4 percent
- Working age population, 18 to 6456,069
- Civilian labor force27,003
- Unemployment rate7.1 percent
- Labor force participation, adults 18 and over41.1 percent
- Rank by population among Texas counties49th of 254
- Rank by population among US county-equivalents692nd
Coryell County is the 49th largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.5 percent against 11.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coryell County
Is Coryell County's population growing?
- Population change since the 2020 census base3.95 percent
- Census 2020 base population83,088
- Births, 2024995
- Deaths, 2024667
- Natural change, 2024328
- Net domestic migration, 2024145
- Net international migration, 2024273
- Total net migration, 2024418
- Cumulative net domestic migration, 2021 to 20241,286
- Rank by growth among US county-equivalents699th
The county has grown 3.95 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coryell County
Where are people moving to Coryell County from?
- Tax returns filed by households arriving4,499
- People arriving, from those returns9,876
- Adjusted gross income arriving$202.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,920
- Largest single originCoryell County Non-migrants (22,090 households)
- Largest single destination (22,090 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Coryell County Non-migrants | 22,090 | 48,769 | $1.25 bn |
| Other flows - Different State | 1,353 | 3,128 | $60.8 m |
| Bell County | 1,224 | 2,607 | $49.7 m |
| Other flows - South | 592 | 1,393 | $26.3 m |
| Other flows - Same State | 521 | 934 | $23.5 m |
| Other flows - West | 361 | 824 | $16.2 m |
| Other flows - Midwest | 224 | 535 | $10.9 m |
| Other flows - Northeast | 176 | 376 | $7.4 m |
The largest single source of arrivals is Coryell County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coryell County
What is the Coryell County economy?
- County GDP, 2024$2.24 bn
- County GDP, 2023$2.14 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years27.0 percent
- Rank by GDP among Texas counties100th
- Rank by GDP among US county-equivalents1186th
- GDP per resident$26,484
Output grew 4.9 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coryell County
Largest employers in Coryell County
- Covered employment, annual average14,956
- Establishments reporting1,025
- Average annual pay$53,333
- Average weekly wage$1,026
- Sector 44-45, employment2,029
- Sector 44-45, average annual pay$32,619
- Sector 72, employment1,609
- Sector 72, average annual pay$17,780
- Sector 54, employment1,169
- Sector 54, average annual pay$97,168
- Sector 62, employment820
- Sector 62, average annual pay$61,060
- Sector 23, employment746
- Sector 81, employment565
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 2,029 | 136 | $32,619 |
| Sector 72 | 1,609 | 91 | $17,780 |
| Sector 54 | 1,169 | 121 | $97,168 |
| Sector 62 | 820 | 87 | $61,060 |
| Sector 23 | 746 | 92 | $57,243 |
| Sector 81 | 565 | 98 | $45,925 |
| Sector 31-33 | 365 | 25 | $73,278 |
| Sector 42 | 358 | 50 | $115,089 |
The largest sector is the biggest private employer group at 2,029 jobs, 13.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coryell County
How many businesses are in Coryell County?
- Establishments, all industries808
- Employment at those establishments9,657
- Annual payroll$345.6 m
- Establishments per 1,000 residents9.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Coryell County
Building permits in Coryell County
- Housing units authorised by permit, 2024385
- Declared construction value permitted$43.2 m
- Single family units authorised291
- Multifamily units authorised94
- Multifamily share of units24.4 percent
- Average declared value per unit$112,300
- Units authorised per 1,000 households14.3
Multifamily is 24.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Coryell County
SBA loans in Coryell County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$13.0 m
- Average 7(a) approval$590,595
- Median 7(a) approval$290,000
- 10th percentile approval$50,000
- 90th percentile approval$1,300,000
- Largest single approval$3,084,000
- Jobs reported supported, 7(a)205
- Jobs per approval9.3
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.8 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter14
- Franchise loans5
- Franchise share of approvals22.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderNortheast Bank (3)
- 504 approvals recorded3
- 504 gross approval dollars$2.1 m
- Average 504 approval$715,333
- Median 504 approval$441,000
- Distinct CDCs active2
- 504 jobs per approval10.0
- 504 jobs per million dollars approved14.0
- Most active CDCGreater East Texas Certified Development Company (2)
- 7(a) share of SBA approvals88.0 percent
- Combined SBA approval dollars$15.1 m
The average approval of $590,595 sits well above the median of $290,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 31.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coryell County
SBA loan default and charge-off rates in Coryell County
Do SBA loans in Coryell County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure12
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coryell County
SBA lending by place in Coryell County
- Places in the county with recorded lending3
- Copperas Cove, approvals16
- Gatesville, approvals5
- Oglesby, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Copperas Cove | 16 | $10,280,800 |
| Gatesville | 5 | $2,599,100 |
| Oglesby | 1 | $113,200 |
Copperas Cove accounts for 16 approvals against 5 in Gatesville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coryell County
How large is Coryell County?
- Land area1,052 sq mi
- Rank by land area among Texas counties60th of 254
- Width, east to west44.9 mi
- Height, north to south44.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land81
- Establishments per square mile0.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coryell County
Flood risk in Coryell County
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP5
- NFIP participation rate71.4 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Coryell County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Coryell County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Coryell County is 8, which carries a flood insurance premium discount for policies written in that community. 71.4 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Coryell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coryell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population84,748
- Households26,986
- Average household size3.14
- Median household income$71,301
- Median age32.8
Common questions
Coryell County questions, answered from the record.
How many people live in Coryell County, Texas?
84,748, in 26,986 households, ranking 49th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coryell County's population growing?
The population has grown 3.95 percent since the 2020 census base. In 2024 there were 995 births against 667 deaths, with net migration of 418. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coryell County?
$71,301. The median owner-occupied home is valued at $195,300, which is 2.7 times income, and median gross rent is $1,186 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Coryell County?
808 establishments, employing 9,657 people with an annual payroll of $345.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Coryell County?
Average annual pay is $53,333, or $1,026 a week, across 14,956 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coryell County?
22 7(a) approvals totalling $13.0 m since FY2020, across 17 lenders, with a median approval of $290,000, plus 3 504 approvals worth $2.1 m. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Coryell County?
385 housing units were authorised by permit in 2024, with a declared construction value of $43.2 m. Multifamily was 24.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coryell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coryell County come from?
The largest single origin is Coryell County Non-migrants, with 22,090 households. Arriving households report an average income of $44,920 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coryell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coryell County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Coryell County
Cities and places in Coryell.
8 Census places lie wholly or partly in Coryell County. 8 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Fort Hood | CDP | 26,814 | None recorded | 55.6 percent here, 44.4 percent Bell County |
| Gatesville | city | 16,228 | 5 | Wholly in this county |
| McGregor | city | 5,761 | 4 | 15.9 percent here, 84.1 percent McLennan County |
| Evant | town | 535 | None recorded | 71.7 percent here, 28.3 percent Hamilton County |
| Oglesby | city | 418 | 1 | Wholly in this county |
| Flat | CDP | 354 | None recorded | Wholly in this county |
| South Mountain | town | 328 | None recorded | Wholly in this county |
| Mound | CDP | 57 | None recorded | Wholly in this county |
A further 20 SBA approvals in Coryell County are recorded against borrower cities that match no Census place, the largest being Copperas Cove. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.