Coryell County, Texas: commercial real estate data.
Coryell County, Texas had an estimated 86,370 residents on July 1, 2024, up 4.0 percent since the 2020 census base of 83,088, across 1,052 square miles. County output reached $2.24 bn in 2024, 808 establishments operate here, and the SBA record carries 22 7(a) approvals worth $13.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Coryell County
How many people live in Coryell County
- Population, American Community Survey 2020-202484,748
- Households26,986
- Average household size3.14
- Median household income$71,301
- Median age32.8
- Median gross rent$1,186 per month
- Median owner-occupied home value$195,300
- Home value to household income2.7 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over54,395
- Population under 1819,058
- Share under 1822.5 percent
- Population 65 and over9,621
- Share 65 and over11.4 percent
- Working age population, 18 to 6456,069
- Civilian labor force27,003
- Unemployment rate7.1 percent
- Labor force participation, adults 18 and over41.1 percent
- Rank by population among Texas counties49th of 254
- Rank by population among US county-equivalents, Puerto Rico included692nd of 3,222
Coryell County is the 49th largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.5 percent against 11.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coryell County
Is Coryell County's population growing?
- Population, July 1, 202486,370
- Census 2020 base population83,088
- Population change since the 2020 census base3.95 percent
- Population change, 2023 to 2024750
- Births, 2024995
- Deaths, 2024667
- Natural change, 2024328
- Net domestic migration, 2024145
- Net international migration, 2024273
- Total net migration, 2024418
- Cumulative net domestic migration, 2021 to 20241,286
- Rank by growth among US county-equivalents699th of 3,144
The county has grown 3.95 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coryell County
Where are people moving to Coryell County from?
- Tax returns filed by households arriving4,499
- People arriving, from those returns9,876
- Tax returns filed by households leaving4,219
- Net household movement280
- Adjusted gross income arriving$202.1 m
- Net adjusted gross income movement$26.7 m
- Average income of an arriving household$44,920
- Average income of a leaving household$41,580
- Largest single originBell County (1,224 households)
- Largest single destinationBell County (1,084 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bell County | 1,224 | 2,607 | $49.7 m |
| Lampasas County | 136 | 280 | $5.4 m |
| McLennan County | 134 | 260 | $7.2 m |
| Williamson County | 133 | 273 | $8.1 m |
| Foreign - APO/FPO ZIPs | 130 | 346 | $6.2 m |
| Travis County | 96 | 180 | $6.9 m |
| Honolulu County | 73 | 203 | $3.6 m |
| Bexar County | 73 | 164 | $2.9 m |
Households arriving report $3,340 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bell County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coryell County
What is the Coryell County economy?
- County GDP, 2024$2.24 bn
- County GDP, 2023$2.14 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years27.0 percent
- Rank by GDP among the Texas areas BEA publishes100th of 254
- Rank by GDP among the US county areas BEA publishes1186th of 3,127
- GDP per resident$26,484
Output grew 4.9 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coryell County
Employment by industry in Coryell County
- Covered employment, annual average14,956
- Establishments reporting1,025
- Average annual pay$53,333
- Average weekly wage$1,026
- Retail trade, employment2,029
- Retail trade, average annual pay$32,619
- Accommodation and food services, employment1,609
- Accommodation and food services, average annual pay$17,780
- Professional, scientific and technical services, employment1,169
- Professional, scientific and technical services, average annual pay$97,168
- Health care and social assistance, employment820
- Health care and social assistance, average annual pay$61,060
- Construction, employment746
- Other services, except public administration, employment565
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,029 | 136 | $32,619 |
| Accommodation and food services | 1,609 | 91 | $17,780 |
| Professional, scientific and technical services | 1,169 | 121 | $97,168 |
| Health care and social assistance | 820 | 87 | $61,060 |
| Construction | 746 | 92 | $57,243 |
| Other services, except public administration | 565 | 98 | $45,925 |
| Manufacturing | 365 | 25 | $73,278 |
| Wholesale trade | 358 | 50 | $115,089 |
Retail trade is the largest private sector at 2,029 jobs, 13.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coryell County
How many businesses are in Coryell County?
- Establishments, all industries808
- Employment at those establishments9,657
- Annual payroll$345.6 m
- Establishments per 1,000 residents9.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Coryell County
Building permits in Coryell County
- Housing units authorized by permit, 2024385
- Declared construction value permitted$43.2 m
- Single family units authorized291
- Multifamily units authorized94
- Multifamily share of units24.4 percent
- Average declared value per unit$112,300
- Units authorized per 1,000 households14.3
Single-family homes are 75.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Coryell County
SBA loans in Coryell County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$13.0 m
- Average 7(a) approval$590,595
- Median 7(a) approval$245,000
- 10th percentile approval$55,290
- 90th percentile approval$1,297,120
- Largest single approval$3,084,000
- Jobs reported supported, 7(a)205
- Jobs per approval9.3
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.8 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter14
- Franchise loans5
- Franchise share of approvals22.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderNortheast Bank (3)
- 504 approvals recorded3
- 504 gross approval dollars$2.1 m
- Average 504 approval$715,333
- Median 504 approval$441,000
- Distinct CDCs active2
- 504 jobs per approval10.0
- 504 jobs per million dollars approved14.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$15.1 m
The average approval of $590,595 sits well above the median of $245,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 31.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coryell County
SBA loan default and charge-off rates in Coryell County
Do SBA loans in Coryell County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure12
- Status: Cancelled3
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coryell County
SBA lending by place in Coryell County
- Borrower cities with recorded lending3
- Copperas Cove, approvals16
- Gatesville, approvals5
- Oglesby, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Copperas Cove | 16 | $10,280,800 |
| Gatesville | 5 | $2,599,100 |
| Oglesby | 1 | $113,200 |
Copperas Cove accounts for 16 approvals against 5 in Gatesville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coryell County
How large is Coryell County?
- Land area1,052 sq mi
- Rank by land area among Texas counties60th of 254
- Width, east to west44.9 mi
- Height, north to south44.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land81
- Establishments per square mile0.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coryell County
Flood risk in Coryell County
- Participation of the county's own NFIP community Coryell County, unincorporated areasParticipating, community 480768
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP5
- NFIP participation rate71.4 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Coryell County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Coryell County (community 480768), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Coryell County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 71.4 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Coryell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coryell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202484,748
- Households26,986
- Average household size3.14
- Median household income$71,301
- Median age32.8
Common questions
Coryell County questions, answered from the record.
How many people live in Coryell County, Texas?
The Census Bureau estimates 86,370 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 84,748, in 26,986 households, ranking 49th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coryell County's population growing?
The population has grown 3.95 percent since the 2020 census base of 83,088, to 86,370 on July 1, 2024. In 2024 there were 995 births against 667 deaths, with net migration of 418. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coryell County?
$71,301. The median owner-occupied home is valued at $195,300, which is 2.7 times income, and median gross rent is $1,186 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Coryell County?
808 establishments, employing 9,657 people with an annual payroll of $345.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Coryell County?
Retail trade is the largest private sector at 2,029 jobs, 13.6 percent of covered employment. Covered employment averages 14,956 jobs at an average annual pay of $53,333, or $1,026 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coryell County?
22 7(a) approvals totaling $13.0 m since FY2020, across 17 lenders, with a median approval of $245,000, plus 3 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Coryell County?
385 housing units were authorized by permit in 2024, with a declared construction value of $43.2 m. Multifamily was 24.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coryell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coryell County come from?
The largest single origin is Bell County, with 1,224 households. Arriving households report an average income of $44,920 against $41,580 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coryell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coryell County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Coryell County
Cities and places in Coryell.
9 Census places lie wholly or partly in Coryell County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Copperas Cove | city | 37,947 | 16 | 80.9 percent here, 16.8 percent Lampasas County, 2.3 percent Bell County |
| Fort Hood | CDP | 26,814 | None recorded | 55.6 percent here, 44.4 percent Bell County |
| Gatesville | city | 16,228 | 5 | Wholly in this county |
| McGregor | city | 5,761 | None recorded | 15.9 percent here, 84.1 percent McLennan County |
| Evant | town | 535 | None recorded | 71.7 percent here, 28.3 percent Hamilton County |
| Oglesby | city | 418 | 1 | Wholly in this county |
| Flat | CDP | 354 | None recorded | Wholly in this county |
| South Mountain | town | 328 | None recorded | Wholly in this county |
| Mound | CDP | 57 | None recorded | Wholly in this county |
Nearby