Lampasas County, Texas: commercial real estate data.
Lampasas County, Texas had an estimated 23,539 residents on July 1, 2024, up 8.9 percent since the 2020 census base of 21,625, across 713 square miles. County output reached $766.1 m in 2024, 469 establishments operate here, and the SBA record carries 20 7(a) approvals worth $10.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lampasas County
How many people live in Lampasas County
- Population, American Community Survey 2020-202422,715
- Households8,390
- Average household size2.71
- Median household income$81,736
- Median age43.8
- Median gross rent$1,059 per month
- Median owner-occupied home value$250,400
- Home value to household income3.1 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over16,111
- Population under 184,829
- Share under 1821.3 percent
- Population 65 and over4,763
- Share 65 and over21.0 percent
- Working age population, 18 to 6413,123
- Civilian labor force9,779
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over54.7 percent
- Rank by population among Texas counties106th of 254
- Rank by population among US county-equivalents, Puerto Rico included1742nd of 3,222
Lampasas County is the 106th largest of 254 Texas counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 21.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lampasas County
Is Lampasas County's population growing?
- Population, July 1, 202423,539
- Census 2020 base population21,625
- Population change since the 2020 census base8.85 percent
- Population change, 2023 to 2024220
- Births, 2024213
- Deaths, 2024275
- Natural change, 2024-62
- Net domestic migration, 2024238
- Net international migration, 202444
- Total net migration, 2024282
- Cumulative net domestic migration, 2021 to 20242,066
- Rank by growth among US county-equivalents193rd of 3,144
The county has grown 8.85 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lampasas County
Where are people moving to Lampasas County from?
- Tax returns filed by households arriving1,048
- People arriving, from those returns2,195
- Tax returns filed by households leaving784
- Net household movement264
- Adjusted gross income arriving$82.6 m
- Net adjusted gross income movement$39.7 m
- Average income of an arriving household$78,799
- Average income of a leaving household$54,714
- Largest single originBell County (168 households)
- Largest single destinationCoryell County (136 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bell County | 168 | 372 | $10.4 m |
| Williamson County | 152 | 323 | $19.4 m |
| Coryell County | 149 | 326 | $8.4 m |
| Burnet County | 68 | 147 | $7.3 m |
| Travis County | 64 | 114 | $7.1 m |
| Harris County | 27 | 44 | $2.4 m |
Households arriving report $24,085 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bell County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lampasas County
What is the Lampasas County economy?
- County GDP, 2024$766.1 m
- County GDP, 2023$714.8 m
- GDP change, 2023 to 20247.2 percent
- GDP change over five years38.8 percent
- Rank by GDP among the Texas areas BEA publishes167th of 254
- Rank by GDP among the US county areas BEA publishes2060th of 3,127
- GDP per resident$33,726
Output grew 7.2 percent in the latest year and 38.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lampasas County
Employment by industry in Lampasas County
- Covered employment, annual average5,202
- Establishments reporting488
- Average annual pay$47,459
- Average weekly wage$913
- Retail trade, employment756
- Retail trade, average annual pay$40,981
- Construction, employment692
- Construction, average annual pay$52,279
- Manufacturing, employment667
- Manufacturing, average annual pay$47,953
- Accommodation and food services, employment501
- Accommodation and food services, average annual pay$19,049
- Other services, except public administration, employment177
- Professional, scientific and technical services, employment121
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 756 | 54 | $40,981 |
| Construction | 692 | 110 | $52,279 |
| Manufacturing | 667 | 22 | $47,953 |
| Accommodation and food services | 501 | 34 | $19,049 |
| Other services, except public administration | 177 | 34 | $32,996 |
| Professional, scientific and technical services | 121 | 40 | $60,636 |
| Wholesale trade | 92 | 16 | $68,204 |
| Finance and insurance | 75 | 18 | $74,192 |
Retail trade is the largest private sector at 756 jobs, 14.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lampasas County
How many businesses are in Lampasas County?
- Establishments, all industries469
- Employment at those establishments4,290
- Annual payroll$184.0 m
- Establishments per 1,000 residents20.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lampasas County
Building permits in Lampasas County
- Housing units authorized by permit, 202418
- Declared construction value permitted$4.9 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$274,810
- Units authorized per 1,000 households2.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lampasas County
SBA loans in Lampasas County (7(a) and 504)
- 7(a) approvals recorded20
- 7(a) gross approval dollars$10.6 m
- Average 7(a) approval$530,895
- Median 7(a) approval$307,000
- 10th percentile approval$92,500
- 90th percentile approval$1,448,310
- Largest single approval$1,572,000
- Jobs reported supported, 7(a)167
- Jobs per approval8.3
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter15
- Franchise loans1
- Franchise share of approvals5.0 percent
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded2
- 504 gross approval dollars$1.9 m
- Average 504 approval$973,500
- Median 504 approval$973,500
- Distinct CDCs active2
- 504 jobs per approval12.0
- 504 jobs per million dollars approved12.3
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$12.6 m
The average approval of $530,895 sits well above the median of $307,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lampasas County
SBA loan default and charge-off rates in Lampasas County
Do SBA loans in Lampasas County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure11
- Status: Cancelled6
- Status: Paid in full1
- Status: Committed, not yet disbursed2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lampasas County
SBA lending by place in Lampasas County
- Borrower cities with recorded lending4
- Lampasas, approvals15
- Kempner, approvals3
- Copperas Cove, approvals1
- Lometa, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lampasas | 15 | $9,495,900 |
| Kempner | 3 | $857,000 |
| Copperas Cove | 1 | $250,000 |
| Lometa | 1 | $15,000 |
Lampasas accounts for 15 approvals against 3 in Kempner. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lampasas County
How large is Lampasas County?
- Land area713 sq mi
- Rank by land area among Texas counties211th of 254
- Width, east to west38.8 mi
- Height, north to south30 mi
- Geographies sharing a boundary6
- Residents per square mile of land32
- Establishments per square mile0.66
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lampasas County
Flood risk in Lampasas County
- Participation of the county's own NFIP community Lampasas County, unincorporated areasParticipating, community 480899
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Lampasas County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Lampasas County (community 480899), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lampasas County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lampasas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lampasas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202422,715
- Households8,390
- Average household size2.71
- Median household income$81,736
- Median age43.8
Common questions
Lampasas County questions, answered from the record.
How many people live in Lampasas County, Texas?
The Census Bureau estimates 23,539 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 22,715, in 8,390 households, ranking 106th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lampasas County's population growing?
The population has grown 8.85 percent since the 2020 census base of 21,625, to 23,539 on July 1, 2024. In 2024 there were 213 births against 275 deaths, with net migration of 282. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lampasas County?
$81,736. The median owner-occupied home is valued at $250,400, which is 3.1 times income, and median gross rent is $1,059 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lampasas County?
469 establishments, employing 4,290 people with an annual payroll of $184.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lampasas County?
Retail trade is the largest private sector at 756 jobs, 14.5 percent of covered employment. Covered employment averages 5,202 jobs at an average annual pay of $47,459, or $913 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lampasas County?
20 7(a) approvals totaling $10.6 m since FY2020, across 10 lenders, with a median approval of $307,000, plus 2 504 approvals worth $1.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lampasas County?
18 housing units were authorized by permit in 2024, with a declared construction value of $4.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lampasas County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lampasas County come from?
The largest single origin is Bell County, with 168 households. Arriving households report an average income of $78,799 against $54,714 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lampasas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lampasas County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lampasas County
Cities and places in Lampasas.
4 Census places lie wholly or partly in Lampasas County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Copperas Cove | city | 37,947 | 1 | 16.8 percent here, 80.9 percent Coryell County, 2.3 percent Bell County |
| Lampasas | city | 7,671 | 15 | Wholly in this county |
| Kempner | city | 1,215 | 3 | Wholly in this county |
| Lometa | city | 812 | 1 | Wholly in this county |
Nearby