Burnet County, Texas: commercial real estate data.
Burnet County, Texas had an estimated 55,722 residents on July 1, 2024, up 13.4 percent since the 2020 census base of 49,123, across 994 square miles. County output reached $2.73 bn in 2024, 1,600 establishments operate here, and the SBA record carries 58 7(a) approvals worth $38.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Burnet County
How many people live in Burnet County
- Population, American Community Survey 2020-202452,652
- Households20,969
- Average household size2.51
- Median household income$78,732
- Median age44.1
- Median gross rent$1,319 per month
- Median owner-occupied home value$344,000
- Home value to household income4.4 times
- Annual rent as a share of median income20.1 percent
- Adults 25 and over with a bachelor degree or higher28.5 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over38,017
- Population under 1810,775
- Share under 1820.5 percent
- Population 65 and over12,426
- Share 65 and over23.6 percent
- Working age population, 18 to 6429,451
- Civilian labor force25,473
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over60.8 percent
- Rank by population among Texas counties68th of 254
- Rank by population among US county-equivalents, Puerto Rico included981st of 3,222
Burnet County is the 68th largest of 254 Texas counties by population. A median home costs 4.4 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.6 percent against 20.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Burnet County
Is Burnet County's population growing?
- Population, July 1, 202455,722
- Census 2020 base population49,123
- Population change since the 2020 census base13.43 percent
- Population change, 2023 to 20241,386
- Births, 2024600
- Deaths, 2024634
- Natural change, 2024-34
- Net domestic migration, 20241,209
- Net international migration, 2024214
- Total net migration, 20241,423
- Cumulative net domestic migration, 2021 to 20246,173
- Rank by growth among US county-equivalents81st of 3,144
The county has grown 13.43 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Burnet County
Where are people moving to Burnet County from?
- Tax returns filed by households arriving2,494
- People arriving, from those returns4,872
- Tax returns filed by households leaving1,736
- Net household movement758
- Adjusted gross income arriving$350.1 m
- Net adjusted gross income movement$166.3 m
- Average income of an arriving household$140,369
- Average income of a leaving household$105,857
- Largest single originWilliamson County (571 households)
- Largest single destinationWilliamson County (238 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Williamson County | 571 | 1,228 | $68.4 m |
| Travis County | 448 | 842 | $71.8 m |
| Llano County | 167 | 336 | $20.5 m |
| Harris County | 84 | 144 | $13.5 m |
| Bexar County | 72 | 149 | $25.6 m |
| Hays County | 49 | 91 | $7.1 m |
| Lampasas County | 45 | 122 | $3.1 m |
| Bell County | 44 | 93 | $2.9 m |
Households arriving report $34,512 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Williamson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Burnet County
What is the Burnet County economy?
- County GDP, 2024$2.73 bn
- County GDP, 2023$2.65 bn
- GDP change, 2023 to 20242.9 percent
- GDP change over five years44.4 percent
- Rank by GDP among the Texas areas BEA publishes87th of 254
- Rank by GDP among the US county areas BEA publishes1049th of 3,127
- GDP per resident$51,814
Output grew 2.9 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Burnet County
Employment by industry in Burnet County
- Covered employment, annual average16,807
- Establishments reporting1,697
- Average annual pay$56,648
- Average weekly wage$1,089
- Retail trade, employment2,486
- Retail trade, average annual pay$40,430
- Health care and social assistance, employment2,148
- Health care and social assistance, average annual pay$69,482
- Construction, employment2,034
- Construction, average annual pay$65,250
- Accommodation and food services, employment2,029
- Accommodation and food services, average annual pay$27,294
- Manufacturing, employment1,134
- Wholesale trade, employment694
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,486 | 176 | $40,430 |
| Health care and social assistance | 2,148 | 141 | $69,482 |
| Construction | 2,034 | 296 | $65,250 |
| Accommodation and food services | 2,029 | 143 | $27,294 |
| Manufacturing | 1,134 | 86 | $73,056 |
| Wholesale trade | 694 | 65 | $90,227 |
| Professional, scientific and technical services | 614 | 171 | $71,910 |
| Other services, except public administration | 560 | 124 | $40,896 |
Retail trade is the largest private sector at 2,486 jobs, 14.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Burnet County
How many businesses are in Burnet County?
- Establishments, all industries1,600
- Employment at those establishments15,327
- Annual payroll$803.6 m
- Establishments per 1,000 residents30.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Burnet County
Building permits in Burnet County
- Housing units authorized by permit, 2024742
- Declared construction value permitted$224.2 m
- Single family units authorized742
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,154
- Units authorized per 1,000 households35.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Burnet County
SBA loans in Burnet County (7(a) and 504)
- 7(a) approvals recorded58
- 7(a) gross approval dollars$38.4 m
- Average 7(a) approval$662,262
- Median 7(a) approval$350,000
- 10th percentile approval$40,500
- 90th percentile approval$1,627,500
- Largest single approval$3,646,000
- Jobs reported supported, 7(a)804
- Jobs per approval13.9
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals39
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.4 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter43
- Franchise loans4
- Franchise share of approvals6.9 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (7)
- Most active lenderThe Huntington National Bank (8)
- 504 approvals recorded18
- 504 gross approval dollars$11.0 m
- Average 504 approval$613,611
- Median 504 approval$290,500
- Distinct CDCs active5
- 504 jobs per approval4.6
- 504 jobs per million dollars approved7.4
- Most active CDCCapital Certified Development Corporation (12)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$49.5 m
The average approval of $662,262 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 22.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Burnet County
SBA loan default and charge-off rates in Burnet County
Do SBA loans in Burnet County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure42
- Status: Paid in full6
- Status: Cancelled7
- Status: Committed, not yet disbursed3
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Burnet County
SBA lending by place in Burnet County
- Borrower cities with recorded lending9
- Marble Falls, approvals26
- Burnet, approvals9
- Spicewood, approvals7
- Bertram, approvals6
- Granite Shoals, approvals3
- Briggs, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Marble Falls | 26 | $19,134,600 |
| Burnet | 9 | $4,874,300 |
| Spicewood | 7 | $5,026,200 |
| Bertram | 6 | $2,887,100 |
| Granite Shoals | 3 | $1,315,000 |
| Briggs | 2 | $1,950,000 |
| Cottonwood Shores | 2 | $517,000 |
| Horseshoe Bay | 2 | $500,000 |
| 1 other borrower city | 1 | $2,207,000 |
Marble Falls accounts for 26 approvals against 9 in Burnet. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Burnet County
How large is Burnet County?
- Land area994 sq mi
- Rank by land area among Texas counties74th of 254
- Width, east to west36.7 mi
- Height, north to south42 mi
- Geographies sharing a boundary7
- Residents per square mile of land53
- Establishments per square mile1.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Burnet County
Flood risk in Burnet County
- Participation of the county's own NFIP community Burnet County, unincorporated areasParticipating, community 481209
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP9
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Burnet County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Burnet County (community 481209), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Burnet County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Burnet County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Burnet County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202452,652
- Households20,969
- Average household size2.51
- Median household income$78,732
- Median age44.1
Common questions
Burnet County questions, answered from the record.
How many people live in Burnet County, Texas?
The Census Bureau estimates 55,722 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 52,652, in 20,969 households, ranking 68th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Burnet County's population growing?
The population has grown 13.43 percent since the 2020 census base of 49,123, to 55,722 on July 1, 2024. In 2024 there were 600 births against 634 deaths, with net migration of 1,423. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Burnet County?
$78,732. The median owner-occupied home is valued at $344,000, which is 4.4 times income, and median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Burnet County?
1,600 establishments, employing 15,327 people with an annual payroll of $803.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Burnet County?
Retail trade is the largest private sector at 2,486 jobs, 14.8 percent of covered employment. Covered employment averages 16,807 jobs at an average annual pay of $56,648, or $1,089 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Burnet County?
58 7(a) approvals totaling $38.4 m since FY2020, across 32 lenders, with a median approval of $350,000, plus 18 504 approvals worth $11.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Burnet County?
742 housing units were authorized by permit in 2024, with a declared construction value of $224.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Burnet County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Burnet County come from?
The largest single origin is Williamson County, with 571 households. Arriving households report an average income of $140,369 against $105,857 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Burnet County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Burnet County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Burnet County
Cities and places in Burnet.
10 Census places lie wholly or partly in Burnet County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Marble Falls | city | 7,752 | 26 | Wholly in this county |
| Burnet | city | 6,732 | 9 | Wholly in this county |
| Granite Shoals | city | 5,328 | 3 | Wholly in this county |
| Horseshoe Bay | city | 4,854 | 2 | 13.3 percent here, 86.7 percent Llano County |
| Bertram | city | 2,037 | 6 | Wholly in this county |
| Meadowlakes | city | 1,861 | None recorded | Wholly in this county |
| Cottonwood Shores | city | 1,859 | 2 | Wholly in this county |
| Highland Haven | city | 448 | None recorded | Wholly in this county |
| Double Horn | city | 404 | None recorded | Wholly in this county |
| Briggs | CDP | 44 | 2 | Wholly in this county |
A further 8 of the county's 58 SBA 7(a) approvals are to borrowers in cities that match no Census place in Burnet County, the largest being Spicewood (7), Liberty Hill (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby