Llano County, Texas: commercial real estate data.
Llano County, Texas had an estimated 23,163 residents on July 1, 2024, up 8.9 percent since the 2020 census base of 21,277, across 934 square miles. County output reached $1.15 bn in 2024, 561 establishments operate here, and the SBA record carries 19 7(a) approvals worth $17.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Llano County
How many people live in Llano County
- Population, American Community Survey 2020-202422,424
- Households10,765
- Average household size2.08
- Median household income$67,530
- Median age57.4
- Median gross rent$998 per month
- Median owner-occupied home value$356,500
- Home value to household income5.3 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher32.4 percent
- Adults 25 and over with a graduate degree10.0 percent
- Adults 25 and over17,742
- Population under 183,464
- Share under 1815.4 percent
- Population 65 and over8,299
- Share 65 and over37.0 percent
- Working age population, 18 to 6410,661
- Civilian labor force9,439
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over49.8 percent
- Rank by population among Texas counties107th of 254
- Rank by population among US county-equivalents, Puerto Rico included1753rd of 3,222
Llano County is the 107th largest of 254 Texas counties by population. A median home costs 5.3 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 37.0 percent against 15.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Llano County
Is Llano County's population growing?
- Population, July 1, 202423,163
- Census 2020 base population21,277
- Population change since the 2020 census base8.86 percent
- Population change, 2023 to 2024280
- Births, 2024197
- Deaths, 2024375
- Natural change, 2024-178
- Net domestic migration, 2024409
- Net international migration, 202453
- Total net migration, 2024462
- Cumulative net domestic migration, 2021 to 20242,457
- Rank by growth among US county-equivalents192nd of 3,144
The county has grown 8.86 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Llano County
Where are people moving to Llano County from?
- Tax returns filed by households arriving989
- People arriving, from those returns1,730
- Tax returns filed by households leaving743
- Net household movement246
- Adjusted gross income arriving$233.6 m
- Net adjusted gross income movement$159.6 m
- Average income of an arriving household$236,201
- Average income of a leaving household$99,542
- Largest single originBurnet County (204 households)
- Largest single destinationBurnet County (167 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Burnet County | 204 | 391 | $37.9 m |
| Travis County | 150 | 255 | $20.9 m |
| Williamson County | 65 | 114 | $12.9 m |
| Bexar County | 41 | 61 | $9.6 m |
| Harris County | 30 | 46 | $4.5 m |
| Hays County | 30 | 45 | $3.8 m |
Households arriving report $136,659 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Burnet County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Llano County
What is the Llano County economy?
- County GDP, 2024$1.15 bn
- County GDP, 2023$1.12 bn
- GDP change, 2023 to 20242.7 percent
- GDP change over five years41.5 percent
- Rank by GDP among the Texas areas BEA publishes144th of 254
- Rank by GDP among the US county areas BEA publishes1724th of 3,127
- GDP per resident$51,387
Output grew 2.7 percent in the latest year and 41.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Llano County
Employment by industry in Llano County
- Covered employment, annual average5,656
- Establishments reporting621
- Average annual pay$50,825
- Average weekly wage$977
- Accommodation and food services, employment1,313
- Accommodation and food services, average annual pay$38,955
- Retail trade, employment793
- Retail trade, average annual pay$28,988
- Health care and social assistance, employment483
- Health care and social assistance, average annual pay$41,931
- Construction, employment481
- Construction, average annual pay$58,361
- Finance and insurance, employment302
- Wholesale trade, employment248
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 1,313 | 57 | $38,955 |
| Retail trade | 793 | 71 | $28,988 |
| Health care and social assistance | 483 | 33 | $41,931 |
| Construction | 481 | 102 | $58,361 |
| Finance and insurance | 302 | 38 | $95,549 |
| Wholesale trade | 248 | 19 | $67,248 |
| Arts, entertainment and recreation | 177 | 9 | $45,917 |
| Other services, except public administration | 127 | 43 | $38,248 |
Accommodation and food services is the largest private sector at 1,313 jobs, 23.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Llano County
How many businesses are in Llano County?
- Establishments, all industries561
- Employment at those establishments4,327
- Annual payroll$179.1 m
- Establishments per 1,000 residents25.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Llano County
Building permits in Llano County
- Housing units authorized by permit, 2024119
- Declared construction value permitted$35.8 m
- Single family units authorized115
- Multifamily units authorized4
- Multifamily share of units3.4 percent
- Average declared value per unit$300,735
- Units authorized per 1,000 households11.1
Single-family homes are 96.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Llano County
SBA loans in Llano County (7(a) and 504)
- 7(a) approvals recorded19
- 7(a) gross approval dollars$17.4 m
- Average 7(a) approval$915,489
- Median 7(a) approval$721,000
- Largest single approval$4,438,100
- Jobs reported supported, 7(a)209
- Jobs per approval11.0
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals14
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.8 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter13
- Franchise loans3
- Franchise share of approvals15.8 percent
- Most active lenderFirst National Bank Texas (3)
- 504 approvals recorded6
- 504 gross approval dollars$3.1 m
- Average 504 approval$513,833
- Median 504 approval$344,000
- Distinct CDCs active3
- 504 jobs per approval7.5
- 504 jobs per million dollars approved14.6
- Most active CDCCapital Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$20.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Llano County
SBA loan default and charge-off rates in Llano County
Do SBA loans in Llano County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled4
- Status: Exempt from disclosure10
- Status: Committed, not yet disbursed1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Llano County
SBA lending by place in Llano County
- Borrower cities with recorded lending5
- Buchanan Dam, approvals6
- Kingsland, approvals5
- Horseshoe Bay, approvals5
- Llano, approvals2
- Marble Falls, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Buchanan Dam | 6 | $3,179,900 |
| Kingsland | 5 | $8,551,100 |
| Horseshoe Bay | 5 | $3,644,300 |
| Llano | 2 | $947,000 |
| Marble Falls | 1 | $1,072,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Llano County
How large is Llano County?
- Land area934 sq mi
- Rank by land area among Texas counties93rd of 254
- Width, east to west36.5 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land24
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Llano County
Flood risk in Llano County
- Participation of the county's own NFIP community Llano County, unincorporated areasParticipating, community 481234
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Llano County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Llano County (community 481234), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Llano County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Llano County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Llano County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202422,424
- Households10,765
- Average household size2.08
- Median household income$67,530
- Median age57.4
Common questions
Llano County questions, answered from the record.
How many people live in Llano County, Texas?
The Census Bureau estimates 23,163 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 22,424, in 10,765 households, ranking 107th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Llano County's population growing?
The population has grown 8.86 percent since the 2020 census base of 21,277, to 23,163 on July 1, 2024. In 2024 there were 197 births against 375 deaths, with net migration of 462. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Llano County?
$67,530. The median owner-occupied home is valued at $356,500, which is 5.3 times income, and median gross rent is $998 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Llano County?
561 establishments, employing 4,327 people with an annual payroll of $179.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Llano County?
Accommodation and food services is the largest private sector at 1,313 jobs, 23.2 percent of covered employment. Covered employment averages 5,656 jobs at an average annual pay of $50,825, or $977 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Llano County?
19 7(a) approvals totaling $17.4 m since FY2020, across 14 lenders, with a median approval of $721,000, plus 6 504 approvals worth $3.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Llano County?
119 housing units were authorized by permit in 2024, with a declared construction value of $35.8 m. Multifamily was 3.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Llano County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Llano County come from?
The largest single origin is Burnet County, with 204 households. Arriving households report an average income of $236,201 against $99,542 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Llano County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Llano County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Llano County
Cities and places in Llano.
7 Census places lie wholly or partly in Llano County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Kingsland | CDP | 7,330 | 5 | Wholly in this county |
| Horseshoe Bay | city | 4,854 | 5 | 86.7 percent here, 13.3 percent Burnet County |
| Llano | city | 3,494 | 2 | Wholly in this county |
| Buchanan Dam | CDP | 1,513 | 6 | Wholly in this county |
| Sunrise Beach Village | city | 936 | None recorded | Wholly in this county |
| Buchanan Lake Village | CDP | 425 | None recorded | Wholly in this county |
| Tow | CDP | 145 | None recorded | Wholly in this county |
A further 1 of the county's 19 SBA 7(a) approvals are to borrowers in cities that match no Census place in Llano County, the largest being Marble Falls (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby