San Saba County, Texas: commercial real estate data.
San Saba County, Texas had an estimated 5,508 residents on July 1, 2024, down 3.8 percent since the 2020 census base of 5,725, across 1,135 square miles. County output reached $201.9 m in 2024, 162 establishments operate here, and the SBA record carries 1 7(a) approvals worth $30,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Saba County
How many people live in San Saba County
- Population, American Community Survey 2020-20245,696
- Households2,090
- Average household size2.73
- Median household income$55,819
- Median age40.7
- Median gross rent$958 per month
- Median owner-occupied home value$168,700
- Home value to household income3.0 times
- Annual rent as a share of median income20.6 percent
- Adults 25 and over with a bachelor degree or higher24.0 percent
- Adults 25 and over with a graduate degree7.9 percent
- Adults 25 and over4,124
- Population under 181,090
- Share under 1819.1 percent
- Population 65 and over1,283
- Share 65 and over22.5 percent
- Working age population, 18 to 643,323
- Civilian labor force2,458
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over53.4 percent
- Rank by population among Texas counties194th of 254
- Rank by population among US county-equivalents, Puerto Rico included2838th of 3,222
San Saba County is the 194th largest of 254 Texas counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.5 percent against 19.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
San Saba County
Is San Saba County's population growing?
- Population, July 1, 20245,508
- Census 2020 base population5,725
- Population change since the 2020 census base-3.79 percent
- Population change, 2023 to 2024-35
- Births, 202450
- Deaths, 202483
- Natural change, 2024-33
- Net domestic migration, 2024-28
- Net international migration, 202426
- Total net migration, 2024-2
- Cumulative net domestic migration, 2021 to 2024-106
- Rank by growth among US county-equivalents2871st of 3,144
The county has lost 3.79 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
San Saba County
Where are people moving to San Saba County from?
- Tax returns filed by households arriving173
- People arriving, from those returns310
- Tax returns filed by households leaving133
- Net household movement40
- Adjusted gross income arriving$7.6 m
- Net adjusted gross income movement$3.0 m
- Average income of an arriving household$43,665
- Average income of a leaving household$34,143
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $9,522 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
San Saba County
What is the San Saba County economy?
- County GDP, 2024$201.9 m
- County GDP, 2023$213.1 m
- GDP change, 2023 to 2024-5.3 percent
- GDP change over five years20.7 percent
- Rank by GDP among the Texas areas BEA publishes232nd of 254
- Rank by GDP among the US county areas BEA publishes2898th of 3,127
- GDP per resident$35,441
Output grew -5.3 percent in the latest year and 20.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
San Saba County
Employment by industry in San Saba County
- Covered employment, annual average1,588
- Establishments reporting205
- Average annual pay$45,000
- Average weekly wage$865
- Wholesale trade, employment190
- Wholesale trade, average annual pay$48,389
- Agriculture, forestry, fishing and hunting, employment167
- Agriculture, forestry, fishing and hunting, average annual pay$54,108
- Retail trade, employment160
- Retail trade, average annual pay$26,422
- Accommodation and food services, employment127
- Accommodation and food services, average annual pay$15,088
- Health care and social assistance, employment82
- Manufacturing, employment66
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Wholesale trade | 190 | 11 | $48,389 |
| Agriculture, forestry, fishing and hunting | 167 | 29 | $54,108 |
| Retail trade | 160 | 28 | $26,422 |
| Accommodation and food services | 127 | 15 | $15,088 |
| Health care and social assistance | 82 | 4 | $44,987 |
| Manufacturing | 66 | 11 | $41,386 |
| Mining, quarrying, and oil and gas extraction | 63 | 5 | $57,042 |
| Other services, except public administration | 58 | 7 | $45,119 |
Wholesale trade is the largest private sector at 190 jobs, 12.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
San Saba County
How many businesses are in San Saba County?
- Establishments, all industries162
- Employment at those establishments939
- Annual payroll$36.8 m
- Establishments per 1,000 residents28.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
San Saba County
Building permits in San Saba County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
San Saba County
SBA loans in San Saba County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$30,000
- Average 7(a) approval$30,000
- Median 7(a) approval$30,000
- Largest single approval$30,000
- Jobs reported supported, 7(a)3
- Jobs per approval3.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$390,000
- Average 504 approval$390,000
- Median 504 approval$390,000
- Distinct CDCs active1
- 504 jobs per approval9.0
- 504 jobs per million dollars approved23.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$420,000
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Saba County
SBA loan default and charge-off rates in San Saba County
Do SBA loans in San Saba County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Saba County
How large is San Saba County?
- Land area1,135 sq mi
- Rank by land area among Texas counties45th of 254
- Width, east to west38.6 mi
- Height, north to south38.9 mi
- Geographies sharing a boundary7
- Residents per square mile of land5
- Establishments per square mile0.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
San Saba County
Flood risk in San Saba County
- Participation of the county's own NFIP community San Saba County, unincorporated areasParticipating, community 481184
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in San Saba County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated San Saba County (community 481184), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places San Saba County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a San Saba County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a San Saba County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20245,696
- Households2,090
- Average household size2.73
- Median household income$55,819
- Median age40.7
Common questions
San Saba County questions, answered from the record.
How many people live in San Saba County, Texas?
The Census Bureau estimates 5,508 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 5,696, in 2,090 households, ranking 194th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is San Saba County's population growing?
The population has fallen 3.79 percent since the 2020 census base of 5,725, to 5,508 on July 1, 2024. In 2024 there were 50 births against 83 deaths, with net migration of -2. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in San Saba County?
$55,819. The median owner-occupied home is valued at $168,700, which is 3.0 times income, and median gross rent is $958 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in San Saba County?
162 establishments, employing 939 people with an annual payroll of $36.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in San Saba County?
Wholesale trade is the largest private sector at 190 jobs, 12.0 percent of covered employment. Covered employment averages 1,588 jobs at an average annual pay of $45,000, or $865 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in San Saba County?
1 7(a) approvals totaling $30,000 since FY2020, across 1 lenders, with a median approval of $30,000, plus 1 504 approvals worth $390,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in San Saba County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for San Saba County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for San Saba County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for San Saba County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
San Saba County
Cities and places in San Saba.
2 Census places lie wholly or partly in San Saba County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| San Saba | city | 3,056 | 1 | Wholly in this county |
| Richland Springs | town | 362 | None recorded | Wholly in this county |
Nearby