HomeTexasBurnet CountyGranite Shoals
Granite Shoals, Texas: commercial real estate data.
Granite Shoals is a Census city of 5,328 people across 7.06 square miles of land, in Burnet County. Median household income is $78,042, 78.7 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Granite Shoals
What Granite Shoals is
- Census place typecity
- Land area7.06 sq mi
- Water area1.14 sq mi
- Population per square mile of land754
- County holding the largest share of its areaBurnet County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Shoals
How many people live in Granite Shoals
- Population5,328
- Median age41.9
- Population under 181,381
- Share under 1825.9 percent
- Population 65 and over1,031 plus or minus 252
- Share 65 and over19.4 percent plus or minus 4.7
- Households1,981
- Family households1,442
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Shoals
Income and work in Granite Shoals
- Median household income$78,042 plus or minus $23,120
- Per capita income$39,711
- Civilian labor force2,760
- Employed2,642
- Unemployed118 plus or minus 88
- Unemployment rate4.3 percent plus or minus 3.2
- Adults 25 and over3,579
- Adults 25 and over with a high school diploma or higher80.4 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent plus or minus 6.6
- Adults 25 and over with a graduate degree7.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Shoals
Housing in Granite Shoals
- Housing units2,568
- Occupied units1,981
- Vacant units587 plus or minus 202
- Vacancy rate22.9 percent plus or minus 7.4
- Owner occupied1,560
- Renter occupied421 plus or minus 151
- Ownership rate78.7 percent
- Median owner-occupied home value$259,800
- Median gross rent, monthly$1,319 plus or minus $443
- Annual rent as a share of median income20.3 percent plus or minus 9.1
- Single family units1,734
- Share single family67.5 percent
- Units in buildings of two or more194 plus or minus 144
- Share in buildings of two or more7.6 percent plus or minus 5.5
- Mobile homes631 plus or minus 158
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Shoals
How Granite Shoals gets to work
- Workers 16 and over who commute2,124
- Commuting under 15 minutes186 plus or minus 94
- Share commuting under 15 minutes8.8 percent plus or minus 4.3
- Commuting 30 minutes or more1,217 plus or minus 284
- Share commuting 30 minutes or more57.3 percent
- Drove alone70.4 percent
- Carpooled14.0 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home14.5 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Shoals
SBA loans in Granite Shoals (7(a))
- Approvals4
- Gross approval$2,067,000
- Average approval$516,750
- Median approval$451,000
- Largest approval$1,145,000
- Jobs supported20
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Granite Shoals, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Granite Shoals
Flood risk in Granite Shoals
- NFIP communityCity of Granite Shoals
- NFIP community number481149
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/01/19
The City of Granite Shoals participates in the National Flood Insurance Program as community 481149 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Burnet County, not Granite Shoals
Burnet County context, not Granite Shoals figures
- Establishments in Burnet County1,600
- Covered employment, Burnet County16,807
- Average annual pay, Burnet County$56,648
- Housing units permitted, Burnet County742
Every figure in this section is published for Burnet County as a whole and is not a measurement of Granite Shoals.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Granite Shoals questions, answered from the record.
How many people live in Granite Shoals, Texas?
5,328, in 1,981 households. Granite Shoals city covers 7.06 square miles of land, which is 754 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Granite Shoals in?
Burnet County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Granite Shoals?
$78,042. The median owner-occupied home is valued at $259,800. Median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Granite Shoals businesses?
4 7(a) approvals totaling $2.1 m since FY2020, across 4 lenders, median approval $451,000. These count approvals to borrowers whose address is in Granite Shoals, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Granite Shoals borrowers get paid back?
No rate is published for Granite Shoals. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Granite Shoals in the National Flood Insurance Program?
Yes. Granite Shoals appears in the FEMA Community Status Book as Granite Shoals, city of, community 481149, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Granite Shoals figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Burnet County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Granite Shoals.
Is zoning published for Granite Shoals?
No. Nothing on this page presents parcel level zoning.
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