HomeTexasBurnet CountyBertram city
Bertram city, Texas: commercial real estate data.
Bertram city is a Census city of 2,037 people across 1.88 square miles of land, in Burnet County. Median household income is $63,311, 76.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bertram
What Bertram is
- Census place typecity
- Land area1.88 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,084 plus or minus 217
- County holding the largest share of its areaBurnet County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bertram
How many people live in Bertram
- Population2,037 plus or minus 407
- Median age38.1
- Population under 18469 plus or minus 155
- Share under 1823.0 percent plus or minus 6.1
- Population 65 and over380 plus or minus 109
- Share 65 and over18.7 percent plus or minus 3.9
- Households809
- Family households475 plus or minus 108
- Share of households that are families58.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bertram
Income and work in Bertram
- Median household income$63,311
- Per capita income$35,103 plus or minus $8,076
- Civilian labor force942 plus or minus 200
- Employed917 plus or minus 200
- Unemployed25 plus or minus 22
- Unemployment rate2.7 percent plus or minus 2.3
- Adults 25 and over1,391
- Adults 25 and over with a high school diploma or higher82.0 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher19.7 percent plus or minus 6.4
- Adults 25 and over with a graduate degree6.4 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bertram
Housing in Bertram
- Housing units874
- Occupied units809
- Vacant units65 plus or minus 42
- Vacancy rate7.4 percent plus or minus 4.6
- Owner occupied615 plus or minus 142
- Renter occupied194 plus or minus 97
- Ownership rate76.0 percent
- Median owner-occupied home value$224,200
- Median gross rent, monthly$1,522 plus or minus $421
- Annual rent as a share of median income28.8 percent plus or minus 8.2
- Single family units753 plus or minus 157
- Share single family86.2 percent
- Units in buildings of two or more14 plus or minus 20
- Share in buildings of two or more1.6 percent plus or minus 2.3
- Mobile homes107 plus or minus 52
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bertram
How Bertram gets to work
- Workers 16 and over who commute795 plus or minus 192
- Commuting under 15 minutes133 plus or minus 82
- Share commuting under 15 minutes16.7 percent plus or minus 9.5
- Commuting 30 minutes or more393 plus or minus 106
- Share commuting 30 minutes or more49.4 percent
- Drove alone79.5 percent
- Carpooled8.4 percent plus or minus 10.0
- Public transport0.5 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.8
- Worked from home10.1 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bertram
SBA loans in Bertram (7(a))
- Approvals6
- Gross approval$2,887,100
- Average approval$481,183
- Median approval$382,500
- Ninetieth percentile approval$1,140,000
- Largest approval$1,140,000
- Jobs supported40
- Jobs per approval6.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bertram
SBA loans in Bertram (504)
- Approvals2
- Gross approval$484,000
- Average approval$242,000
- Median approval$383,000
- Largest approval$383,000
- Jobs supported7
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bertram
Flood risk in Bertram
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481609
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Burnet County, not Bertram
Burnet County context, not Bertram figures
These are Burnet County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bertram measurements.
- Establishments in Burnet County1,600
- Employment at those establishments, Burnet County15,327
- Covered employment, Burnet County16,807
- Average annual pay, Burnet County$56,648
- Average weekly wage, Burnet County$1,089
- Housing units permitted, Burnet County742
- Of those, single family, Burnet County742
- County product, 2024, Burnet County$2,728,129,000
- County product change over the prior year, Burnet County2.9 percent
- Average income of an arriving household, Burnet County$140,369
Every figure in this section is published for Burnet County as a whole and is not a measurement of Bertram. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bertram questions, answered from the record.
How many people live in Bertram, Texas?
2,037, in 809 households. Bertram city covers 1.88 square miles of land, which is 1,084 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bertram in?
Burnet County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bertram?
$63,311. The median owner-occupied home is valued at $224,200. Median gross rent is $1,522 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bertram businesses?
6 7(a) approvals totalling $2.9 m, across 6 lenders, median approval $382,500, plus 2 504 approvals worth $484,000. These count approvals to borrowers whose address is in Bertram, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bertram borrowers get paid back?
No rate is published for Bertram. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Bertram in the National Flood Insurance Program?
Yes. Bertram appears in the FEMA Community Status Book as community 481609, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bertram figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Burnet County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bertram.
Is zoning published for Bertram?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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