HomeTexasLampasas CountyKempner
Kempner, Texas: commercial real estate data.
Kempner is a Census city of 1,215 people across 2.05 square miles of land, in Lampasas County. Median household income is $75,357, 74.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kempner
What Kempner is
- Census place typecity
- Land area2.05 sq mi
- Water area0 sq mi
- Population per square mile of land592 plus or minus 146
- County holding the largest share of its areaLampasas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kempner
How many people live in Kempner
- Population1,215 plus or minus 300
- Median age47.6
- Population under 18238 plus or minus 83
- Share under 1819.6 percent plus or minus 4.8
- Population 65 and over179 plus or minus 53
- Share 65 and over14.7 percent
- Households442 plus or minus 114
- Family households345 plus or minus 104
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kempner
Income and work in Kempner
- Median household income$75,357 plus or minus $15,634
- Per capita income$38,061
- Civilian labor force662 plus or minus 194
- Employed627 plus or minus 186
- Unemployed35 plus or minus 34
- Unemployment rate5.3 percent plus or minus 4.9
- Adults 25 and over902 plus or minus 220
- Adults 25 and over with a high school diploma or higher89.1 percent plus or minus 28.2
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kempner
Housing in Kempner
- Housing units491 plus or minus 125
- Occupied units442 plus or minus 114
- Vacant units49 plus or minus 37
- Vacancy rate10.0 percent plus or minus 7.1
- Owner occupied327 plus or minus 94
- Renter occupied115 plus or minus 63
- Ownership rate74.0 percent
- Median owner-occupied home value$249,200
- Median gross rent, monthly$1,044
- Annual rent as a share of median income16.6 percent plus or minus 4.3
- Single family units322 plus or minus 86
- Share single family65.6 percent
- Units in buildings of two or more20 plus or minus 29
- Share in buildings of two or more4.1 percent plus or minus 5.8
- Mobile homes149 plus or minus 62
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kempner
How Kempner gets to work
- Workers 16 and over who commute521 plus or minus 162
- Commuting under 15 minutes67 plus or minus 37
- Share commuting under 15 minutes12.9 percent plus or minus 5.8
- Commuting 30 minutes or more194 plus or minus 77
- Share commuting 30 minutes or more37.2 percent plus or minus 9.3
- Drove alone72.1 percent
- Carpooled7.6 percent plus or minus 4.8
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.5
- Worked from home18.7 percent plus or minus 12.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kempner
SBA loans in Kempner (7(a))
- Approvals5
- Gross approval$1,332,000
- Average approval$266,400
- Median approval$350,000
- Largest approval$450,000
- Jobs supported27
- Jobs per approval5.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Kempner, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kempner
Flood risk in Kempner
- NFIP communityCity of Kempner
- NFIP community number481689
- Participating in the NFIPYes
- Community Rating System classNone
The City of Kempner participates in the National Flood Insurance Program as community 481689 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lampasas County, not Kempner
Lampasas County context, not Kempner figures
- Establishments in Lampasas County469
- Covered employment, Lampasas County5,202
- Average annual pay, Lampasas County$47,459
- Housing units permitted, Lampasas County18
Every figure in this section is published for Lampasas County as a whole and is not a measurement of Kempner.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kempner questions, answered from the record.
How many people live in Kempner, Texas?
1,215, in 442 households. Kempner city covers 2.05 square miles of land, which is 592 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kempner in?
Lampasas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kempner?
$75,357. The median owner-occupied home is valued at $249,200. Median gross rent is $1,044 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kempner businesses?
5 7(a) approvals totaling $1.3 m since FY2020, across 4 lenders, median approval $350,000. These count approvals to borrowers whose address is in Kempner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kempner borrowers get paid back?
No rate is published for Kempner. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kempner in the National Flood Insurance Program?
Yes. Kempner appears in the FEMA Community Status Book as Kempner, city of, community 481689, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kempner figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lampasas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kempner.
Is zoning published for Kempner?
No. Nothing on this page presents parcel level zoning.
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