Hamilton County, Texas: commercial real estate data.
Hamilton County, Texas had an estimated 8,644 residents on July 1, 2024, up 5.2 percent since the 2020 census base of 8,220, across 836 square miles. County output reached $385.9 m in 2024, 238 establishments operate here, and the SBA record carries 5 7(a) approvals worth $3.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hamilton County
How many people live in Hamilton County
- Population, American Community Survey 2020-20248,406
- Households3,120
- Average household size2.69
- Median household income$58,219
- Median age43.5
- Median gross rent$885 per month
- Median owner-occupied home value$147,700
- Home value to household income2.5 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher26.8 percent
- Adults 25 and over with a graduate degree8.1 percent
- Adults 25 and over5,899
- Population under 181,889
- Share under 1822.5 percent
- Population 65 and over2,095
- Share 65 and over24.9 percent
- Working age population, 18 to 644,422
- Civilian labor force3,681
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over56.5 percent
- Rank by population among Texas counties175th of 254
- Rank by population among US county-equivalents, Puerto Rico included2618th of 3,222
Hamilton County is the 175th largest of 254 Texas counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.9 percent against 22.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hamilton County
Is Hamilton County's population growing?
- Population, July 1, 20248,644
- Census 2020 base population8,220
- Population change since the 2020 census base5.16 percent
- Population change, 2023 to 202451
- Births, 202474
- Deaths, 2024159
- Natural change, 2024-85
- Net domestic migration, 202497
- Net international migration, 202440
- Total net migration, 2024137
- Cumulative net domestic migration, 2021 to 2024576
- Rank by growth among US county-equivalents509th of 3,144
The county has grown 5.16 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hamilton County
Where are people moving to Hamilton County from?
- Tax returns filed by households arriving296
- People arriving, from those returns600
- Tax returns filed by households leaving229
- Net household movement67
- Adjusted gross income arriving$19.8 m
- Net adjusted gross income movement$8.8 m
- Average income of an arriving household$66,777
- Average income of a leaving household$47,694
- Largest single originErath County (40 households)
- Largest single destinationErath County (38 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Erath County | 40 | 87 | $1.7 m |
| Coryell County | 27 | 60 | $1.0 m |
| Tarrant County | 25 | 55 | $1.9 m |
Households arriving report $19,083 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Erath County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hamilton County
What is the Hamilton County economy?
- County GDP, 2024$385.9 m
- County GDP, 2023$368.3 m
- GDP change, 2023 to 20244.8 percent
- GDP change over five years33.8 percent
- Rank by GDP among the Texas areas BEA publishes205th of 254
- Rank by GDP among the US county areas BEA publishes2569th of 3,127
- GDP per resident$45,909
Output grew 4.8 percent in the latest year and 33.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hamilton County
Employment by industry in Hamilton County
- Covered employment, annual average2,877
- Establishments reporting276
- Average annual pay$48,248
- Average weekly wage$928
- Retail trade, employment430
- Retail trade, average annual pay$36,143
- Health care and social assistance, employment247
- Health care and social assistance, average annual pay$46,945
- Manufacturing, employment224
- Manufacturing, average annual pay$48,390
- Construction, employment157
- Construction, average annual pay$64,398
- Wholesale trade, employment92
- Finance and insurance, employment64
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 430 | 49 | $36,143 |
| Health care and social assistance | 247 | 17 | $46,945 |
| Manufacturing | 224 | 14 | $48,390 |
| Construction | 157 | 28 | $64,398 |
| Wholesale trade | 92 | 9 | $68,376 |
| Finance and insurance | 64 | 15 | $68,137 |
| Professional, scientific and technical services | 48 | 20 | $64,437 |
| Other services, except public administration | 45 | 18 | $34,571 |
Retail trade is the largest private sector at 430 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hamilton County
How many businesses are in Hamilton County?
- Establishments, all industries238
- Employment at those establishments1,865
- Annual payroll$75.0 m
- Establishments per 1,000 residents28.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Hamilton County
Building permits in Hamilton County
- Housing units authorized by permit, 202416
- Declared construction value permitted$1.6 m
- Single family units authorized14
- Multifamily units authorized2
- Multifamily share of units12.5 percent
- Average declared value per unit$99,759
- Units authorized per 1,000 households5.1
Single-family homes are 87.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Hamilton County
SBA loans in Hamilton County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$3.1 m
- Average 7(a) approval$625,480
- Median 7(a) approval$328,000
- Largest single approval$1,792,000
- Jobs reported supported, 7(a)35
- Jobs per approval7.0
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals5
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded3
- 504 gross approval dollars$1.7 m
- Average 504 approval$568,333
- Median 504 approval$553,000
- Distinct CDCs active2
- 504 jobs per approval8.0
- 504 jobs per million dollars approved14.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hamilton County
SBA loan default and charge-off rates in Hamilton County
Do SBA loans in Hamilton County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure2
- Status: Paid in full3
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
SBA lending by place in Hamilton County
- Borrower cities with recorded lending3
- Hamilton, approvals2
- Hico, approvals2
- Jonesboro, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hamilton | 2 | $1,867,000 |
| Hico | 2 | $527,400 |
| Jonesboro | 1 | $733,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
How large is Hamilton County?
- Land area836 sq mi
- Rank by land area among Texas counties191st of 254
- Width, east to west41 mi
- Height, north to south41.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land10
- Establishments per square mile0.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hamilton County
Flood risk in Hamilton County
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Hamilton County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Hamilton County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Hamilton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hamilton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,406
- Households3,120
- Average household size2.69
- Median household income$58,219
- Median age43.5
Common questions
Hamilton County questions, answered from the record.
How many people live in Hamilton County, Texas?
The Census Bureau estimates 8,644 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,406, in 3,120 households, ranking 175th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hamilton County's population growing?
The population has grown 5.16 percent since the 2020 census base of 8,220, to 8,644 on July 1, 2024. In 2024 there were 74 births against 159 deaths, with net migration of 137. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hamilton County?
$58,219. The median owner-occupied home is valued at $147,700, which is 2.5 times income, and median gross rent is $885 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Hamilton County?
238 establishments, employing 1,865 people with an annual payroll of $75.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Hamilton County?
Retail trade is the largest private sector at 430 jobs, 14.9 percent of covered employment. Covered employment averages 2,877 jobs at an average annual pay of $48,248, or $928 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hamilton County?
5 7(a) approvals totaling $3.1 m since FY2020, across 5 lenders, with a median approval of $328,000, plus 3 504 approvals worth $1.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Hamilton County?
16 housing units were authorized by permit in 2024, with a declared construction value of $1.6 m. Multifamily was 12.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hamilton County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hamilton County come from?
The largest single origin is Erath County, with 40 households. Arriving households report an average income of $66,777 against $47,694 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hamilton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hamilton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Hamilton County
Cities and places in Hamilton.
4 Census places lie wholly or partly in Hamilton County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hamilton | city | 2,934 | 2 | Wholly in this county |
| Hico | city | 1,771 | 2 | 95.6 percent here, 4.4 percent Erath County |
| Evant | town | 535 | None recorded | 28.3 percent here, 71.7 percent Coryell County |
| Carlton | CDP | 10 | None recorded | Wholly in this county |
A further 1 of the county's 5 SBA 7(a) approvals are to borrowers in cities that match no Census place in Hamilton County, the largest being Jonesboro (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby