HomeTexasCoryell CountyCopperas Cove
Copperas Cove, Texas: commercial real estate data.
Copperas Cove is a Census city of 37,947 people across 18.03 square miles of land, lying across Coryell County and Lampasas County and Bell County. Median household income is $71,225, 59.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $10.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Copperas Cove
What Copperas Cove is
- Census place typecity
- Land area18.03 sq mi
- Water area0 sq mi
- Population per square mile of land2,105
- County holding the largest share of its areaCoryell County, 80.9 percent
- Counties this place lies inCoryell County 80.9 percent, Lampasas County 16.8 percent, Bell County 2.3 percent
Copperas Cove crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Copperas Cove
How many people live in Copperas Cove
- Population37,947
- Median age34.1
- Population under 189,996
- Share under 1826.3 percent
- Population 65 and over4,564
- Share 65 and over12.0 percent
- Households15,697
- Family households10,708
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Copperas Cove
Income and work in Copperas Cove
- Median household income$71,225
- Per capita income$33,864
- Civilian labor force16,283
- Employed15,047
- Unemployed1,236 plus or minus 324
- Unemployment rate7.6 percent plus or minus 2.0
- Adults 25 and over25,225
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree6.4 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Copperas Cove
Housing in Copperas Cove
- Housing units16,527
- Occupied units15,697
- Vacant units830 plus or minus 214
- Vacancy rate5.0 percent plus or minus 1.3
- Owner occupied9,366
- Renter occupied6,331
- Ownership rate59.7 percent
- Median owner-occupied home value$180,500
- Median gross rent, monthly$1,043
- Annual rent as a share of median income17.6 percent
- Single family units12,257
- Share single family74.2 percent
- Units in buildings of two or more3,890
- Share in buildings of two or more23.5 percent
- Mobile homes331 plus or minus 152
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Copperas Cove
How Copperas Cove gets to work
- Workers 16 and over who commute15,230
- Commuting under 15 minutes3,712
- Share commuting under 15 minutes24.4 percent
- Commuting 30 minutes or more5,072
- Share commuting 30 minutes or more33.3 percent
- Drove alone74.6 percent
- Carpooled9.8 percent
- Public transport0.1 percent plus or minus 0.1
- Walked1.1 percent plus or minus 0.6
- Worked from home10.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Copperas Cove
SBA loans in Copperas Cove (7(a))
- Approvals17
- Gross approval$10,530,800
- Average approval$619,459
- Median approval$250,000
- Largest approval$3,084,000
- Jobs supported161
- Jobs per approval9.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more35.3 percent
- Share to franchises23.5 percent
- Distinct lenders12
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Copperas Cove, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Copperas Cove
SBA loans in Copperas Cove (504)
- Approvals3
- Gross approval$2,146,000
- Average approval$715,333
- Median approval$441,000
- Largest approval$1,266,000
- Jobs supported30
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Copperas Cove, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Copperas Cove
Flood risk in Copperas Cove
- NFIP communityCity of Copperas Cove
- NFIP community number480155
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date02/17/10
The City of Copperas Cove participates in the National Flood Insurance Program as community 480155 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Coryell County, not Copperas Cove
Coryell County context, not Copperas Cove figures
- Establishments in Coryell County808
- Covered employment, Coryell County14,956
- Average annual pay, Coryell County$53,333
- Housing units permitted, Coryell County385
Every figure in this section is published for Coryell County as a whole and is not a measurement of Copperas Cove.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Copperas Cove questions, answered from the record.
How many people live in Copperas Cove, Texas?
37,947, in 15,697 households. Copperas Cove city covers 18.03 square miles of land, which is 2,105 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Copperas Cove in?
Copperas Cove lies in more than one. By area it is 80.9 percent in Coryell County, 16.8 percent in Lampasas County, 2.3 percent in Bell County. This page sits under Coryell County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Copperas Cove?
$71,225. The median owner-occupied home is valued at $180,500. Median gross rent is $1,043 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Copperas Cove businesses?
17 7(a) approvals totaling $10.5 m since FY2020, across 12 lenders, median approval $250,000, plus 3 504 approvals worth $2.1 m since FY2010. These count approvals to borrowers whose address is in Copperas Cove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Copperas Cove borrowers get paid back?
No rate is published for Copperas Cove. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Copperas Cove in the National Flood Insurance Program?
Yes. Copperas Cove appears in the FEMA Community Status Book as Copperas Cove, city of, community 480155, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Copperas Cove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Coryell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Copperas Cove.
Is zoning published for Copperas Cove?
No. Nothing on this page presents parcel level zoning.