HomeTexasBrazoria CountyOyster Creek city
Oyster Creek city, Texas: commercial real estate data.
Oyster Creek city is a Census city of 1,288 people across 1.89 square miles of land, in Brazoria County. 84.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.9 m.
68 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oyster Creek
What Oyster Creek is
- Census place typecity
- Land area1.89 sq mi
- Water area0.24 sq mi
- Population per square mile of land680
- County holding the largest share of its areaBrazoria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
How many people live in Oyster Creek
- Population1,288
- Median age44.1 plus or minus 12.7
- Population under 18283 plus or minus 85
- Share under 1822.0 percent plus or minus 5.0
- Population 65 and over319 plus or minus 163
- Share 65 and over24.8 percent plus or minus 11.7
- Households560 plus or minus 158
- Family households310 plus or minus 65
- Share of households that are families55.4 percent plus or minus 19.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
Income and work in Oyster Creek
- Per capita income$32,437
- Civilian labor force549
- Employed502
- Unemployed47 plus or minus 26
- Unemployment rate8.6 percent plus or minus 4.5
- Adults 25 and over935
- Adults 25 and over with a high school diploma or higher75.8 percent
- Adults 25 and over with a bachelor degree or higher2.6 percent plus or minus 2.4
- Adults 25 and over with a graduate degree0.5 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
Housing in Oyster Creek
- Housing units662 plus or minus 164
- Occupied units560 plus or minus 158
- Vacant units102 plus or minus 53
- Vacancy rate15.4 percent plus or minus 7.0
- Owner occupied472 plus or minus 148
- Renter occupied88 plus or minus 43
- Ownership rate84.3 percent
- Median owner-occupied home value$164,500 plus or minus $106,655
- Median gross rent, monthly$725 plus or minus $601
- Single family units300 plus or minus 70
- Share single family45.3 percent plus or minus 15.4
- Units in buildings of two or more12 plus or minus 23
- Share in buildings of two or more1.8 percent plus or minus 3.4
- Mobile homes333 plus or minus 167
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
How Oyster Creek gets to work
- Workers 16 and over who commute473 plus or minus 105
- Commuting under 15 minutes103 plus or minus 64
- Share commuting under 15 minutes21.8 percent plus or minus 12.7
- Commuting 30 minutes or more68 plus or minus 42
- Share commuting 30 minutes or more14.4 percent plus or minus 8.3
- Drove alone78.4 percent plus or minus 24.4
- Carpooled14.4 percent plus or minus 7.1
- Public transport0.0 percent
- Walked7.2 percent plus or minus 11.7
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
SBA loans in Oyster Creek (7(a))
- Approvals1
- Gross approval$1,868,200
- Average approval$1,868,200
- Median approval$1,868,200
- Ninetieth percentile approval$1,868,200
- Largest approval$1,868,200
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oyster Creek
Flood risk in Oyster Creek
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481255
- Currently effective map date12/30/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Brazoria County, not Oyster Creek
Brazoria County context, not Oyster Creek figures
These are Brazoria County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oyster Creek measurements.
- Establishments in Brazoria County6,650
- Employment at those establishments, Brazoria County98,916
- Covered employment, Brazoria County122,793
- Average annual pay, Brazoria County$68,223
- Average weekly wage, Brazoria County$1,312
- Housing units permitted, Brazoria County3,963
- Of those, single family, Brazoria County3,363
- County product, 2024, Brazoria County$23,375,756,000
- County product change over the prior year, Brazoria County3.9 percent
- Average income of an arriving household, Brazoria County$69,560
Every figure in this section is published for Brazoria County as a whole and is not a measurement of Oyster Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oyster Creek questions, answered from the record.
How many people live in Oyster Creek, Texas?
1,288, in 560 households. Oyster Creek city covers 1.89 square miles of land, which is 680 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oyster Creek in?
Brazoria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Oyster Creek businesses?
1 7(a) approvals totalling $1.9 m, across 1 lenders, median approval $1,868,200. These count approvals to borrowers whose address is in Oyster Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oyster Creek borrowers get paid back?
No rate is published for Oyster Creek. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oyster Creek in the National Flood Insurance Program?
Yes. Oyster Creek appears in the FEMA Community Status Book as community 481255, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oyster Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brazoria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oyster Creek.
Is zoning published for Oyster Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.