HomeTexasBrazoria CountyOyster Creek
Oyster Creek, Texas: commercial real estate data.
Oyster Creek is a Census city of 1,288 people across 1.89 square miles of land, in Brazoria County. 84.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oyster Creek
What Oyster Creek is
- Census place typecity
- Land area1.89 sq mi
- Water area0.24 sq mi
- Population per square mile of land680
- County holding the largest share of its areaBrazoria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
How many people live in Oyster Creek
- Population1,288
- Median age44.1 plus or minus 12.7
- Population under 18283 plus or minus 85
- Share under 1822.0 percent plus or minus 5.0
- Population 65 and over319 plus or minus 163
- Share 65 and over24.8 percent plus or minus 11.7
- Households560 plus or minus 158
- Family households310 plus or minus 65
- Share of households that are families55.4 percent plus or minus 19.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
Income and work in Oyster Creek
- Per capita income$32,437
- Civilian labor force549
- Employed502
- Unemployed47 plus or minus 26
- Unemployment rate8.6 percent plus or minus 4.5
- Adults 25 and over935
- Adults 25 and over with a high school diploma or higher75.8 percent
- Adults 25 and over with a bachelor degree or higher2.6 percent plus or minus 2.4
- Adults 25 and over with a graduate degree0.5 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
Housing in Oyster Creek
- Housing units662 plus or minus 164
- Occupied units560 plus or minus 158
- Vacant units102 plus or minus 53
- Vacancy rate15.4 percent plus or minus 7.0
- Owner occupied472 plus or minus 148
- Renter occupied88 plus or minus 43
- Ownership rate84.3 percent
- Median owner-occupied home value$164,500 plus or minus $106,655
- Median gross rent, monthly$725 plus or minus $601
- Single family units300 plus or minus 70
- Share single family45.3 percent plus or minus 15.4
- Units in buildings of two or more12 plus or minus 23
- Share in buildings of two or more1.8 percent plus or minus 3.4
- Mobile homes333 plus or minus 167
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
How Oyster Creek gets to work
- Workers 16 and over who commute473 plus or minus 105
- Commuting under 15 minutes103 plus or minus 64
- Share commuting under 15 minutes21.8 percent plus or minus 12.7
- Commuting 30 minutes or more68 plus or minus 42
- Share commuting 30 minutes or more14.4 percent plus or minus 8.3
- Drove alone78.4 percent plus or minus 24.4
- Carpooled14.4 percent plus or minus 7.1
- Public transport0.0 percent
- Walked7.2 percent plus or minus 11.7
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oyster Creek
SBA loans in Oyster Creek (7(a))
- Approvals1
- Gross approval$1,868,200
- Average approval$1,868,200
- Median approval$1,868,200
- Largest approval$1,868,200
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Oyster Creek, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oyster Creek
Flood risk in Oyster Creek
- NFIP communityCity of Oyster Creek
- NFIP community number481255
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/30/20
The City of Oyster Creek participates in the National Flood Insurance Program as community 481255 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brazoria County, not Oyster Creek
Brazoria County context, not Oyster Creek figures
- Establishments in Brazoria County6,650
- Covered employment, Brazoria County122,793
- Average annual pay, Brazoria County$68,223
- Housing units permitted, Brazoria County3,963
Every figure in this section is published for Brazoria County as a whole and is not a measurement of Oyster Creek.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oyster Creek questions, answered from the record.
How many people live in Oyster Creek, Texas?
1,288, in 560 households. Oyster Creek city covers 1.89 square miles of land, which is 680 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oyster Creek in?
Brazoria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Oyster Creek businesses?
1 7(a) approvals totaling $1.9 m since FY2020, across 1 lenders, median approval $1,868,200. These count approvals to borrowers whose address is in Oyster Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oyster Creek borrowers get paid back?
No rate is published for Oyster Creek. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oyster Creek in the National Flood Insurance Program?
Yes. Oyster Creek appears in the FEMA Community Status Book as Oyster Creek, city of, community 481255, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oyster Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brazoria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oyster Creek.
Is zoning published for Oyster Creek?
No. Nothing on this page presents parcel level zoning.