HomeTexasBrazoria CountySurfside Beach city
Surfside Beach city, Texas: commercial real estate data.
Surfside Beach city is a Census city of 677 people across 1.59 square miles of land, in Brazoria County. Median household income is $100,446, 78.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $724,000.
80 sourced place values · tier FULL · 9 sections
Surfside Beach
What Surfside Beach is
- Census place typecity
- Land area1.59 sq mi
- Water area0.28 sq mi
- Population per square mile of land426 plus or minus 102
- County holding the largest share of its areaBrazoria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How many people live in Surfside Beach
- Population677 plus or minus 162
- Median age54.5
- Population under 1854 plus or minus 39
- Share under 188.0 percent plus or minus 5.5
- Population 65 and over170 plus or minus 38
- Share 65 and over25.1 percent plus or minus 8.2
- Households353 plus or minus 78
- Family households192 plus or minus 48
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Income and work in Surfside Beach
- Median household income$100,446
- Per capita income$61,762
- Civilian labor force356 plus or minus 97
- Employed341 plus or minus 94
- Unemployed15 plus or minus 21
- Unemployment rate4.2 percent plus or minus 5.8
- Adults 25 and over576 plus or minus 122
- Adults 25 and over with a high school diploma or higher95.1 percent plus or minus 26.3
- Adults 25 and over with a bachelor degree or higher41.0 percent
- Adults 25 and over with a graduate degree21.5 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
Housing in Surfside Beach
- Housing units1,208
- Occupied units353 plus or minus 78
- Vacant units855 plus or minus 172
- Vacancy rate70.8 percent
- Owner occupied276 plus or minus 63
- Renter occupied77 plus or minus 51
- Ownership rate78.2 percent
- Median owner-occupied home value$337,700
- Median gross rent, monthly$1,600 plus or minus $481
- Annual rent as a share of median income19.1 percent plus or minus 6.6
- Single family units1,185
- Share single family98.1 percent
- Units in buildings of two or more16 plus or minus 23
- Share in buildings of two or more1.3 percent plus or minus 1.9
- Mobile homes7 plus or minus 13
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
How Surfside Beach gets to work
- Workers 16 and over who commute297 plus or minus 91
- Commuting under 15 minutes107 plus or minus 40
- Share commuting under 15 minutes36.0 percent plus or minus 7.9
- Commuting 30 minutes or more105 plus or minus 52
- Share commuting 30 minutes or more35.4 percent plus or minus 13.7
- Drove alone80.9 percent
- Carpooled6.6 percent plus or minus 7.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.3 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surfside Beach
SBA 7(a) lending to Surfside Beach borrowers
- Approvals2
- Gross approval$724,000
- Average approval$362,000
- Median approval$374,000
- Ninetieth percentile approval$374,000
- Largest approval$374,000
- Jobs supported13
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surfside Beach
SBA 504 lending to Surfside Beach borrowers
- Approvals1
- Gross approval$662,000
- Average approval$662,000
- Median approval$662,000
- Largest approval$662,000
- Jobs supported7
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surfside Beach
Flood programme status in Surfside Beach
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481266
- Currently effective map date12/30/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Brazoria County, not Surfside Beach
Brazoria County context, not Surfside Beach figures
These are Brazoria County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Surfside Beach measurements.
- Establishments in Brazoria County6,650
- Employment at those establishments, Brazoria County98,916
- Covered employment, Brazoria County122,793
- Average annual pay, Brazoria County$68,223
- Average weekly wage, Brazoria County$1,312
- Housing units permitted, Brazoria County3,963
- Of those, single family, Brazoria County3,363
- County product, 2024, Brazoria County$23,375,756,000
- County product change over the prior year, Brazoria County3.9 percent
- Average income of an arriving household, Brazoria County$69,560
Every figure in this section is published for Brazoria County as a whole and is not a measurement of Surfside Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Surfside Beach questions, answered from the record.
How many people live in Surfside Beach, Texas?
677, in 353 households. Surfside Beach city covers 1.59 square miles of land, which is 426 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surfside Beach in?
Brazoria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surfside Beach?
$100,446. The median owner-occupied home is valued at $337,700. Median gross rent is $1,600 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surfside Beach businesses?
2 7(a) approvals totalling $724,000, across 2 lenders, median approval $374,000, plus 1 504 approvals worth $662,000. These count approvals to borrowers whose address is in Surfside Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surfside Beach borrowers get paid back?
No rate is published for Surfside Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Surfside Beach in the National Flood Insurance Program?
Yes. Surfside Beach appears in the FEMA Community Status Book as community 481266, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surfside Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brazoria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surfside Beach.
Is zoning published for Surfside Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.