HomeTexasCameron CountyHarlingen city
Harlingen city, Texas: commercial real estate data.
Harlingen city is a Census city of 72,087 people across 40.27 square miles of land, in Cameron County. Median household income is $53,645, 56.1 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $22.0 m.
80 sourced place values · tier FULL · 9 sections
Harlingen
What Harlingen is
- Census place typecity
- Land area40.27 sq mi
- Water area0.5 sq mi
- Population per square mile of land1,790
- County holding the largest share of its areaCameron County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
How many people live in Harlingen
- Population72,087
- Median age33.4
- Population under 1820,749
- Share under 1828.8 percent
- Population 65 and over11,797
- Share 65 and over16.4 percent
- Households26,007
- Family households18,037
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
Income and work in Harlingen
- Median household income$53,645
- Per capita income$26,512
- Civilian labor force30,922
- Employed29,311
- Unemployed1,611 plus or minus 390
- Unemployment rate5.2 percent plus or minus 1.2
- Adults 25 and over45,759
- Adults 25 and over with a high school diploma or higher79.7 percent
- Adults 25 and over with a bachelor degree or higher22.6 percent
- Adults 25 and over with a graduate degree8.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
Housing in Harlingen
- Housing units29,595
- Occupied units26,007
- Vacant units3,588
- Vacancy rate12.1 percent
- Owner occupied14,586
- Renter occupied11,421
- Ownership rate56.1 percent
- Median owner-occupied home value$140,600
- Median gross rent, monthly$928
- Annual rent as a share of median income20.8 percent
- Single family units18,490
- Share single family62.5 percent
- Units in buildings of two or more8,257
- Share in buildings of two or more27.9 percent
- Mobile homes2,759
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
How Harlingen gets to work
- Workers 16 and over who commute25,963
- Commuting under 15 minutes11,863
- Share commuting under 15 minutes45.7 percent
- Commuting 30 minutes or more4,836
- Share commuting 30 minutes or more18.6 percent
- Drove alone76.2 percent
- Carpooled9.9 percent
- Public transport0.3 percent plus or minus 0.3
- Walked1.5 percent plus or minus 0.6
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
SBA 7(a) lending to Harlingen borrowers
- Approvals37
- Gross approval$22,027,700
- Average approval$595,343
- Median approval$175,000
- Ninetieth percentile approval$1,623,600
- Largest approval$3,800,000
- Jobs supported371
- Jobs per approval10.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.9 percent
- Share to franchises13.5 percent
- Distinct lenders19
- Distinct industries by NAICS28
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harlingen
SBA 504 lending to Harlingen borrowers
- Approvals5
- Gross approval$3,774,000
- Average approval$754,800
- Median approval$616,000
- Largest approval$1,383,000
- Jobs supported51
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harlingen
Flood programme status in Harlingen
- Listed NFIP communities1
- Of those, participating1
- NFIP community number485477
- Currently effective map date02/16/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cameron County, not Harlingen
Cameron County context, not Harlingen figures
These are Cameron County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harlingen measurements.
- Establishments in Cameron County6,732
- Employment at those establishments, Cameron County123,749
- Covered employment, Cameron County156,619
- Average annual pay, Cameron County$44,590
- Average weekly wage, Cameron County$857
- Housing units permitted, Cameron County2,347
- Of those, single family, Cameron County1,668
- County product, 2024, Cameron County$17,386,891,000
- County product change over the prior year, Cameron County8.4 percent
- Average income of an arriving household, Cameron County$57,350
Every figure in this section is published for Cameron County as a whole and is not a measurement of Harlingen. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harlingen questions, answered from the record.
How many people live in Harlingen, Texas?
72,087, in 26,007 households. Harlingen city covers 40.27 square miles of land, which is 1,790 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harlingen in?
Cameron County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harlingen?
$53,645. The median owner-occupied home is valued at $140,600. Median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harlingen businesses?
37 7(a) approvals totalling $22.0 m, across 19 lenders, median approval $175,000, plus 5 504 approvals worth $3.8 m. These count approvals to borrowers whose address is in Harlingen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harlingen borrowers get paid back?
No rate is published for Harlingen. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Harlingen in the National Flood Insurance Program?
Yes. Harlingen appears in the FEMA Community Status Book as community 485477, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harlingen figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cameron County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harlingen.
Is zoning published for Harlingen?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.