HomeTexasCameron CountyHarlingen
Harlingen, Texas: commercial real estate data.
Harlingen is a Census city of 72,087 people across 40.27 square miles of land, in Cameron County. Median household income is $53,645, 56.1 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $22.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harlingen
What Harlingen is
- Census place typecity
- Land area40.27 sq mi
- Water area0.5 sq mi
- Population per square mile of land1,790
- County holding the largest share of its areaCameron County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
How many people live in Harlingen
- Population72,087
- Median age33.4
- Population under 1820,749
- Share under 1828.8 percent
- Population 65 and over11,797
- Share 65 and over16.4 percent
- Households26,007
- Family households18,037
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
Income and work in Harlingen
- Median household income$53,645
- Per capita income$26,512
- Civilian labor force30,922
- Employed29,311
- Unemployed1,611 plus or minus 390
- Unemployment rate5.2 percent plus or minus 1.2
- Adults 25 and over45,759
- Adults 25 and over with a high school diploma or higher79.7 percent
- Adults 25 and over with a bachelor degree or higher22.6 percent
- Adults 25 and over with a graduate degree8.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
Housing in Harlingen
- Housing units29,595
- Occupied units26,007
- Vacant units3,588
- Vacancy rate12.1 percent
- Owner occupied14,586
- Renter occupied11,421
- Ownership rate56.1 percent
- Median owner-occupied home value$140,600
- Median gross rent, monthly$928
- Annual rent as a share of median income20.8 percent
- Single family units18,490
- Share single family62.5 percent
- Units in buildings of two or more8,257
- Share in buildings of two or more27.9 percent
- Mobile homes2,759
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
How Harlingen gets to work
- Workers 16 and over who commute25,963
- Commuting under 15 minutes11,863
- Share commuting under 15 minutes45.7 percent
- Commuting 30 minutes or more4,836
- Share commuting 30 minutes or more18.6 percent
- Drove alone76.2 percent
- Carpooled9.9 percent
- Public transport0.3 percent plus or minus 0.3
- Walked1.5 percent plus or minus 0.6
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlingen
SBA loans in Harlingen (7(a))
- Approvals37
- Gross approval$22,027,700
- Average approval$595,343
- Median approval$175,000
- Ninetieth percentile approval$1,576,440
- Largest approval$3,800,000
- Jobs supported371
- Jobs per approval10.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.9 percent
- Share to franchises13.5 percent
- Distinct lenders19
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Harlingen, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harlingen
SBA loans in Harlingen (504)
- Approvals5
- Gross approval$3,774,000
- Average approval$754,800
- Median approval$616,000
- Largest approval$1,383,000
- Jobs supported51
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Harlingen, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harlingen
Flood risk in Harlingen
- NFIP communityCity of Harlingen
- NFIP community number485477
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/16/18
The City of Harlingen participates in the National Flood Insurance Program as community 485477 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cameron County, not Harlingen
Cameron County context, not Harlingen figures
- Establishments in Cameron County6,732
- Covered employment, Cameron County156,619
- Average annual pay, Cameron County$44,590
- Housing units permitted, Cameron County2,347
Every figure in this section is published for Cameron County as a whole and is not a measurement of Harlingen.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harlingen questions, answered from the record.
How many people live in Harlingen, Texas?
72,087, in 26,007 households. Harlingen city covers 40.27 square miles of land, which is 1,790 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harlingen in?
Cameron County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harlingen?
$53,645. The median owner-occupied home is valued at $140,600. Median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harlingen businesses?
37 7(a) approvals totaling $22.0 m since FY2020, across 19 lenders, median approval $175,000, plus 5 504 approvals worth $3.8 m since FY2010. These count approvals to borrowers whose address is in Harlingen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harlingen borrowers get paid back?
No rate is published for Harlingen. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harlingen in the National Flood Insurance Program?
Yes. Harlingen appears in the FEMA Community Status Book as Harlingen, city of, community 485477, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harlingen figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cameron County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harlingen.
Is zoning published for Harlingen?
No. Nothing on this page presents parcel level zoning.