HomeTexasCameron CountySouth Padre Island town
South Padre Island town, Texas: commercial real estate data.
South Padre Island town is a Census town of 2,891 people across 2.69 square miles of land, in Cameron County. Median household income is $70,472, 69.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
South Padre Island
What South Padre Island is
- Census place typetown
- Land area2.69 sq mi
- Water area1.05 sq mi
- Population per square mile of land1,075
- County holding the largest share of its areaCameron County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Padre Island
How many people live in South Padre Island
- Population2,891
- Median age60.8
- Population under 18276 plus or minus 135
- Share under 189.5 percent plus or minus 4.3
- Population 65 and over1,157 plus or minus 293
- Share 65 and over40.0 percent
- Households1,598
- Family households834 plus or minus 246
- Share of households that are families52.2 percent plus or minus 12.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Padre Island
Income and work in South Padre Island
- Median household income$70,472 plus or minus $20,329
- Per capita income$77,304 plus or minus $31,825
- Civilian labor force1,255 plus or minus 426
- Employed1,185 plus or minus 404
- Unemployed70 plus or minus 91
- Unemployment rate5.6 percent plus or minus 7.0
- Adults 25 and over2,318 plus or minus 465
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher52.7 percent
- Adults 25 and over with a graduate degree23.0 percent plus or minus 8.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Padre Island
Housing in South Padre Island
- Housing units5,534
- Occupied units1,598
- Vacant units3,936
- Vacancy rate71.1 percent
- Owner occupied1,115 plus or minus 277
- Renter occupied483 plus or minus 272
- Ownership rate69.8 percent
- Median owner-occupied home value$516,900 plus or minus $126,226
- Median gross rent, monthly$1,521 plus or minus $663
- Annual rent as a share of median income25.9 percent plus or minus 13.5
- Single family units843 plus or minus 271
- Share single family15.2 percent plus or minus 4.8
- Units in buildings of two or more4,691
- Share in buildings of two or more84.8 percent
- Mobile homes0
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Padre Island
How South Padre Island gets to work
- Workers 16 and over who commute812 plus or minus 333
- Commuting under 15 minutes547 plus or minus 303
- Share commuting under 15 minutes67.4 percent plus or minus 25.0
- Commuting 30 minutes or more121 plus or minus 73
- Share commuting 30 minutes or more14.9 percent plus or minus 6.6
- Drove alone32.7 percent plus or minus 15.8
- Carpooled1.9 percent plus or minus 2.4
- Public transport2.9 percent plus or minus 3.0
- Walked25.8 percent plus or minus 15.7
- Worked from home31.5 percent plus or minus 15.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Padre Island
SBA loans in South Padre Island (7(a))
- Approvals3
- Gross approval$3,775,800
- Average approval$1,258,600
- Median approval$500,000
- Ninetieth percentile approval$3,025,800
- Largest approval$3,025,800
- Jobs supported122
- Jobs per approval40.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
South Padre Island
SBA loans in South Padre Island (504)
- Approvals3
- Gross approval$4,282,000
- Average approval$1,427,333
- Median approval$951,000
- Largest approval$2,773,000
- Jobs supported58
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
South Padre Island
Flood risk in South Padre Island
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480115
- Currently effective map date02/16/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cameron County, not South Padre Island
Cameron County context, not South Padre Island figures
These are Cameron County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as South Padre Island measurements.
- Establishments in Cameron County6,732
- Employment at those establishments, Cameron County123,749
- Covered employment, Cameron County156,619
- Average annual pay, Cameron County$44,590
- Average weekly wage, Cameron County$857
- Housing units permitted, Cameron County2,347
- Of those, single family, Cameron County1,668
- County product, 2024, Cameron County$17,386,891,000
- County product change over the prior year, Cameron County8.4 percent
- Average income of an arriving household, Cameron County$57,350
Every figure in this section is published for Cameron County as a whole and is not a measurement of South Padre Island. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
South Padre Island questions, answered from the record.
How many people live in South Padre Island, Texas?
2,891, in 1,598 households. South Padre Island town covers 2.69 square miles of land, which is 1,075 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is South Padre Island in?
Cameron County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in South Padre Island?
$70,472. The median owner-occupied home is valued at $516,900. Median gross rent is $1,521 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to South Padre Island businesses?
3 7(a) approvals totalling $3.8 m, across 3 lenders, median approval $500,000, plus 3 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in South Padre Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to South Padre Island borrowers get paid back?
No rate is published for South Padre Island. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is South Padre Island in the National Flood Insurance Program?
Yes. South Padre Island appears in the FEMA Community Status Book as community 480115, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page South Padre Island figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cameron County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South Padre Island.
Is zoning published for South Padre Island?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.