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HomeTexasClay CountyByers city

Byers city, Texas: commercial real estate data.

Byers city is a Census city of 393 people across 0.99 square miles of land, in Clay County. Median household income is $63,333, 93.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $200,400.

68 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Byers

What Byers is

  • Census place typecity
  • Land area0.99 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land395 plus or minus 114
  • County holding the largest share of its areaClay County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Byers

How many people live in Byers

  • Population393 plus or minus 113
  • Median age55.8
  • Population under 1882 plus or minus 32
  • Share under 1820.9 percent plus or minus 5.6
  • Population 65 and over106 plus or minus 39
  • Share 65 and over27.0 percent plus or minus 6.3
  • Households168 plus or minus 44
  • Family households129 plus or minus 39
  • Share of households that are families76.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Byers

Income and work in Byers

  • Median household income$63,333 plus or minus $13,771
  • Per capita income$36,656 plus or minus $9,064
  • Civilian labor force169 plus or minus 69
  • Employed163 plus or minus 65
  • Unemployed6 plus or minus 10
  • Unemployment rate3.6 percent plus or minus 5.7
  • Adults 25 and over311 plus or minus 90
  • Adults 25 and over with a high school diploma or higher87.1 percent plus or minus 34.9
  • Adults 25 and over with a bachelor degree or higher15.1 percent plus or minus 7.6
  • Adults 25 and over with a graduate degree5.1 percent plus or minus 6.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Byers

Housing in Byers

  • Housing units245 plus or minus 74
  • Occupied units168 plus or minus 44
  • Vacant units77 plus or minus 57
  • Vacancy rate31.4 percent plus or minus 21.2
  • Owner occupied157 plus or minus 41
  • Renter occupied11 plus or minus 12
  • Ownership rate93.5 percent plus or minus 34.6
  • Median owner-occupied home value$112,100
  • Single family units193 plus or minus 50
  • Share single family78.8 percent plus or minus 31.4
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes52 plus or minus 52
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Byers

How Byers gets to work

  • Workers 16 and over who commute120 plus or minus 49
  • Commuting under 15 minutes15 plus or minus 9
  • Share commuting under 15 minutes12.5 percent plus or minus 5.8
  • Commuting 30 minutes or more59 plus or minus 40
  • Share commuting 30 minutes or more49.2 percent plus or minus 26.3
  • Drove alone70.6 percent
  • Carpooled1.2 percent plus or minus 1.8
  • Public transport0.0 percent
  • Walked0.6 percent plus or minus 1.2
  • Worked from home26.4 percent plus or minus 14.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Byers

SBA loans in Byers (7(a))

  • Approvals3
  • Gross approval$200,400
  • Average approval$66,800
  • Median approval$43,400
  • Ninetieth percentile approval$122,600
  • Largest approval$122,600
  • Jobs supported8
  • Jobs per approval2.7
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Byers

Flood risk in Byers

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480744
  • Currently effective map date(NSFHA)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Clay County, not Byers

Clay County context, not Byers figures

These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Byers measurements.

  • Establishments in Clay County162
  • Employment at those establishments, Clay County1,108
  • Covered employment, Clay County1,621
  • Average annual pay, Clay County$48,729
  • Average weekly wage, Clay County$937
  • Housing units permitted, Clay County14
  • Of those, single family, Clay County6
  • County product, 2024, Clay County$433,137,000
  • County product change over the prior year, Clay County38.4 percent
  • Average income of an arriving household, Clay County$60,932

Every figure in this section is published for Clay County as a whole and is not a measurement of Byers. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Byers questions, answered from the record.

How many people live in Byers, Texas?

393, in 168 households. Byers city covers 0.99 square miles of land, which is 395 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Byers in?

Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Byers?

$63,333. The median owner-occupied home is valued at $112,100. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Byers businesses?

3 7(a) approvals totalling $200,400, across 2 lenders, median approval $43,400. These count approvals to borrowers whose address is in Byers, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Byers borrowers get paid back?

No rate is published for Byers. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Byers in the National Flood Insurance Program?

Yes. Byers appears in the FEMA Community Status Book as community 480744, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Byers figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Byers.

Is zoning published for Byers?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.