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HomeTexasClay CountyHenrietta city

Henrietta city, Texas: commercial real estate data.

Henrietta city is a Census city of 3,167 people across 5.11 square miles of land, in Clay County. Median household income is $66,630, 77.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.9 m.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Henrietta

What Henrietta is

  • Census place typecity
  • Land area5.11 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land620
  • County holding the largest share of its areaClay County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Henrietta

How many people live in Henrietta

  • Population3,167
  • Median age48.3
  • Population under 18658 plus or minus 157
  • Share under 1820.8 percent plus or minus 5.0
  • Population 65 and over816 plus or minus 168
  • Share 65 and over25.8 percent plus or minus 5.3
  • Households1,337
  • Family households876
  • Share of households that are families65.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Henrietta

Income and work in Henrietta

  • Median household income$66,630
  • Per capita income$39,651
  • Civilian labor force1,424
  • Employed1,410
  • Unemployed14 plus or minus 18
  • Unemployment rate1.0 percent plus or minus 1.3
  • Adults 25 and over2,245
  • Adults 25 and over with a high school diploma or higher96.3 percent
  • Adults 25 and over with a bachelor degree or higher25.8 percent plus or minus 6.2
  • Adults 25 and over with a graduate degree7.3 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Henrietta

Housing in Henrietta

  • Housing units1,470
  • Occupied units1,337
  • Vacant units133 plus or minus 90
  • Vacancy rate9.0 percent plus or minus 6.1
  • Owner occupied1,042
  • Renter occupied295 plus or minus 112
  • Ownership rate77.9 percent
  • Median owner-occupied home value$145,600
  • Median gross rent, monthly$790
  • Annual rent as a share of median income14.2 percent
  • Single family units1,190
  • Share single family81.0 percent
  • Units in buildings of two or more122 plus or minus 84
  • Share in buildings of two or more8.3 percent plus or minus 5.6
  • Mobile homes158 plus or minus 88
  • Median year structure built1975

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Henrietta

How Henrietta gets to work

  • Workers 16 and over who commute1,319
  • Commuting under 15 minutes473 plus or minus 151
  • Share commuting under 15 minutes35.9 percent plus or minus 10.2
  • Commuting 30 minutes or more235 plus or minus 98
  • Share commuting 30 minutes or more17.8 percent plus or minus 7.0
  • Drove alone72.6 percent
  • Carpooled19.7 percent plus or minus 7.6
  • Public transport0.0 percent
  • Walked2.3 percent plus or minus 1.6
  • Worked from home5.3 percent plus or minus 5.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Henrietta

SBA loans in Henrietta (7(a))

  • Approvals4
  • Gross approval$4,880,900
  • Average approval$1,220,225
  • Median approval$1,375,000
  • Ninetieth percentile approval$2,840,000
  • Largest approval$2,840,000
  • Jobs supported25
  • Jobs per approval6.3
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term306 months
  • Share on real estate terms of 20 years or more75.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS4

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Henrietta

Flood risk in Henrietta

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480126
  • Currently effective map date04/02/91

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Clay County, not Henrietta

Clay County context, not Henrietta figures

These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Henrietta measurements.

  • Establishments in Clay County162
  • Employment at those establishments, Clay County1,108
  • Covered employment, Clay County1,621
  • Average annual pay, Clay County$48,729
  • Average weekly wage, Clay County$937
  • Housing units permitted, Clay County14
  • Of those, single family, Clay County6
  • County product, 2024, Clay County$433,137,000
  • County product change over the prior year, Clay County38.4 percent
  • Average income of an arriving household, Clay County$60,932

Every figure in this section is published for Clay County as a whole and is not a measurement of Henrietta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Henrietta questions, answered from the record.

How many people live in Henrietta, Texas?

3,167, in 1,337 households. Henrietta city covers 5.11 square miles of land, which is 620 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Henrietta in?

Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Henrietta?

$66,630. The median owner-occupied home is valued at $145,600. Median gross rent is $790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Henrietta businesses?

4 7(a) approvals totalling $4.9 m, across 4 lenders, median approval $1,375,000. These count approvals to borrowers whose address is in Henrietta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Henrietta borrowers get paid back?

No rate is published for Henrietta. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Henrietta in the National Flood Insurance Program?

Yes. Henrietta appears in the FEMA Community Status Book as community 480126, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Henrietta figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Henrietta.

Is zoning published for Henrietta?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.