HomeTexasComal CountyGarden Ridge
Garden Ridge, Texas: commercial real estate data.
Garden Ridge is a Census city of 4,332 people across 7.14 square miles of land, in Comal County. Median household income is $177,353, 95.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $250,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden Ridge
What Garden Ridge is
- Census place typecity
- Land area7.14 sq mi
- Water area0.22 sq mi
- Population per square mile of land607
- County holding the largest share of its areaComal County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden Ridge
How many people live in Garden Ridge
- Population4,332
- Median age54.9
- Population under 18761 plus or minus 223
- Share under 1817.6 percent plus or minus 5.1
- Population 65 and over980 plus or minus 239
- Share 65 and over22.6 percent plus or minus 5.5
- Households1,504
- Family households1,377
- Share of households that are families91.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden Ridge
Income and work in Garden Ridge
- Median household income$177,353 plus or minus $58,408
- Per capita income$76,785 plus or minus $20,985
- Civilian labor force1,919
- Employed1,893
- Unemployed26 plus or minus 33
- Unemployment rate1.4 percent plus or minus 1.7
- Adults 25 and over3,129
- Adults 25 and over with a high school diploma or higher98.6 percent
- Adults 25 and over with a bachelor degree or higher62.6 percent
- Adults 25 and over with a graduate degree32.1 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden Ridge
Housing in Garden Ridge
- Housing units1,537
- Occupied units1,504
- Vacant units33 plus or minus 51
- Vacancy rate2.1 percent plus or minus 3.3
- Owner occupied1,438
- Renter occupied66 plus or minus 63
- Ownership rate95.6 percent
- Median owner-occupied home value$688,200
- Single family units1,537
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden Ridge
How Garden Ridge gets to work
- Workers 16 and over who commute1,404
- Commuting under 15 minutes29 plus or minus 40
- Share commuting under 15 minutes2.1 percent plus or minus 2.8
- Commuting 30 minutes or more796 plus or minus 252
- Share commuting 30 minutes or more56.7 percent plus or minus 14.2
- Drove alone66.9 percent
- Carpooled5.6 percent plus or minus 6.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home25.8 percent plus or minus 8.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden Ridge
SBA loans in Garden Ridge (7(a))
- Approvals2
- Gross approval$250,000
- Average approval$125,000
- Median approval$125,000
- Largest approval$150,000
- Jobs supported61
- Jobs per approval30.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term121 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Garden Ridge, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden Ridge
Flood risk in Garden Ridge
- NFIP communityCity of Garden Ridge
- NFIP community number480148
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/02/09
The City of Garden Ridge participates in the National Flood Insurance Program as community 480148 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Comal County, not Garden Ridge
Comal County context, not Garden Ridge figures
- Establishments in Comal County4,951
- Covered employment, Comal County76,434
- Average annual pay, Comal County$58,057
- Housing units permitted, Comal County3,430
Every figure in this section is published for Comal County as a whole and is not a measurement of Garden Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garden Ridge questions, answered from the record.
How many people live in Garden Ridge, Texas?
4,332, in 1,504 households. Garden Ridge city covers 7.14 square miles of land, which is 607 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden Ridge in?
Comal County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden Ridge?
$177,353. The median owner-occupied home is valued at $688,200. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden Ridge businesses?
2 7(a) approvals totaling $250,000 since FY2020, across 2 lenders, median approval $125,000. These count approvals to borrowers whose address is in Garden Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden Ridge borrowers get paid back?
No rate is published for Garden Ridge. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garden Ridge in the National Flood Insurance Program?
Yes. Garden Ridge appears in the FEMA Community Status Book as Garden Ridge, city of, community 480148, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Comal County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden Ridge.
Is zoning published for Garden Ridge?
No. Nothing on this page presents parcel level zoning.
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