Concho County, Texas: commercial real estate data.
Concho County, Texas had an estimated 3,326 residents on July 1, 2024, up 0.8 percent since the 2020 census base of 3,300, across 984 square miles. County output reached $290.4 m in 2024, 43 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Concho County
How many people live in Concho County
- Population, American Community Survey 2020-20243,328
- Households814
- Average household size4.09
- Median household income$65,795
- Median age43.0
- Median gross rent$733 per month
- Median owner-occupied home value$107,400
- Home value to household income1.6 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher14.1 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over2,675
- Population under 18390
- Share under 1811.7 percent
- Population 65 and over659
- Share 65 and over19.8 percent
- Working age population, 18 to 642,279
- Civilian labor force1,308
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over44.5 percent
- Rank by population among Texas counties214th of 254
- Rank by population among US county-equivalents, Puerto Rico included3015th of 3,222
Concho County is the 214th largest of 254 Texas counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 19.8 percent against 11.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Concho County
Is Concho County's population growing?
- Population, July 1, 20243,326
- Census 2020 base population3,300
- Population change since the 2020 census base0.79 percent
- Population change, 2023 to 202446
- Births, 202411
- Deaths, 202441
- Natural change, 2024-30
- Net domestic migration, 202453
- Net international migration, 202423
- Total net migration, 202476
- Cumulative net domestic migration, 2021 to 202412
- Rank by growth among US county-equivalents1554th of 3,144
The county has grown 0.79 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Concho County
Where are people moving to Concho County from?
- Tax returns filed by households arriving81
- People arriving, from those returns150
- Tax returns filed by households leaving73
- Net household movement8
- Adjusted gross income arriving$4.2 m
- Net adjusted gross income movement$246,000
- Average income of an arriving household$52,074
- Average income of a leaving household$54,411
- Largest single originTom Green County (29 households)
- Largest single destinationTom Green County (27 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tom Green County | 29 | 60 | $1.9 m |
Households arriving report $2,337 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Tom Green County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Concho County
What is the Concho County economy?
- County GDP, 2024$290.4 m
- County GDP, 2023$291.9 m
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years135.2 percent
- Rank by GDP among the Texas areas BEA publishes220th of 254
- Rank by GDP among the US county areas BEA publishes2718th of 3,127
- GDP per resident$87,251
Output grew -0.5 percent in the latest year and 135.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Concho County
Employment by industry in Concho County
- Covered employment, annual average1,038
- Establishments reporting92
- Average annual pay$60,002
- Average weekly wage$1,154
- Health care and social assistance, employment106
- Health care and social assistance, average annual pay$45,403
- Finance and insurance, employment97
- Finance and insurance, average annual pay$138,328
- Retail trade, employment59
- Retail trade, average annual pay$37,680
- Accommodation and food services, employment36
- Accommodation and food services, average annual pay$50,498
- Agriculture, forestry, fishing and hunting, employment20
- Mining, quarrying, and oil and gas extraction, employment12
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 106 | 8 | $45,403 |
| Finance and insurance | 97 | 4 | $138,328 |
| Retail trade | 59 | 11 | $37,680 |
| Accommodation and food services | 36 | 5 | $50,498 |
| Agriculture, forestry, fishing and hunting | 20 | 13 | $33,216 |
| Mining, quarrying, and oil and gas extraction | 12 | 3 | $39,757 |
Health care and social assistance is the largest private sector at 106 jobs, 10.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Concho County
How many businesses are in Concho County?
- Establishments, all industries43
- Employment at those establishments565
- Annual payroll$27.8 m
- Establishments per 1,000 residents12.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Concho County
Building permits in Concho County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Concho County
SBA loans in Concho County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$501,850
- Median 7(a) approval$482,550
- Largest single approval$835,000
- Jobs reported supported, 7(a)18
- Jobs per approval4.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
SBA loan default and charge-off rates in Concho County
Do SBA loans in Concho County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
SBA lending by place in Concho County
- Borrower cities with recorded lending2
- Eden, approvals3
- Paint Rock, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Eden | 3 | $1,367,400 |
| Paint Rock | 1 | $640,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concho County
How large is Concho County?
- Land area984 sq mi
- Rank by land area among Texas counties78th of 254
- Width, east to west30.3 mi
- Height, north to south34 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Concho County
Flood risk in Concho County
- Participation of the county's own NFIP community Concho County, unincorporated areasParticipating, community 480762
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Concho County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Concho County (community 480762), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Concho County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Concho County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Concho County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20243,328
- Households814
- Average household size4.09
- Median household income$65,795
- Median age43.0
Common questions
Concho County questions, answered from the record.
How many people live in Concho County, Texas?
The Census Bureau estimates 3,326 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,328, in 814 households, ranking 214th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Concho County's population growing?
The population has grown 0.79 percent since the 2020 census base of 3,300, to 3,326 on July 1, 2024. In 2024 there were 11 births against 41 deaths, with net migration of 76. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Concho County?
$65,795. The median owner-occupied home is valued at $107,400, which is 1.6 times income, and median gross rent is $733 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Concho County?
43 establishments, employing 565 people with an annual payroll of $27.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Concho County?
Health care and social assistance is the largest private sector at 106 jobs, 10.2 percent of covered employment. Covered employment averages 1,038 jobs at an average annual pay of $60,002, or $1,154 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Concho County?
4 7(a) approvals totaling $2.0 m since FY2020, across 2 lenders, with a median approval of $482,550. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Concho County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Concho County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Concho County come from?
The largest single origin is Tom Green County, with 29 households. Arriving households report an average income of $52,074 against $54,411 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Concho County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Concho County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Concho County
Cities and places in Concho.
2 Census places lie wholly or partly in Concho County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Eden | city | 1,730 | 3 | Wholly in this county |
| Paint Rock | town | 350 | 1 | Wholly in this county |
Nearby