Tom Green County, Texas: commercial real estate data.
Tom Green County, Texas had an estimated 120,103 residents on July 1, 2024, up 0.1 percent since the 2020 census base of 120,005, across 1,522 square miles. County output reached $8.57 bn in 2024, 2,963 establishments operate here, and the SBA record carries 71 7(a) approvals worth $67.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tom Green County
How many people live in Tom Green County
- Population, American Community Survey 2020-2024119,577
- Households46,756
- Average household size2.56
- Median household income$68,370
- Median age36.0
- Median gross rent$1,154 per month
- Median owner-occupied home value$197,000
- Home value to household income2.9 times
- Annual rent as a share of median income20.3 percent
- Adults 25 and over with a bachelor degree or higher25.5 percent
- Adults 25 and over with a graduate degree8.6 percent
- Adults 25 and over78,620
- Population under 1828,396
- Share under 1823.7 percent
- Population 65 and over20,295
- Share 65 and over17.0 percent
- Working age population, 18 to 6470,886
- Civilian labor force57,722
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over63.3 percent
- Rank by population among Texas counties39th of 254
- Rank by population among US county-equivalents, Puerto Rico included538th of 3,222
Tom Green County is the 39th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 17.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tom Green County
Is Tom Green County's population growing?
- Population, July 1, 2024120,103
- Census 2020 base population120,005
- Population change since the 2020 census base0.08 percent
- Population change, 2023 to 2024769
- Births, 20241,384
- Deaths, 20241,138
- Natural change, 2024246
- Net domestic migration, 2024232
- Net international migration, 2024283
- Total net migration, 2024515
- Cumulative net domestic migration, 2021 to 2024-1,294
- Rank by growth among US county-equivalents1798th of 3,144
The county has grown 0.08 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tom Green County
Where are people moving to Tom Green County from?
- Tax returns filed by households arriving3,037
- People arriving, from those returns5,573
- Tax returns filed by households leaving3,528
- Net household movement-491
- Adjusted gross income arriving$177.0 m
- Net adjusted gross income movement$-15.0 m
- Average income of an arriving household$58,285
- Average income of a leaving household$54,429
- Largest single originBexar County (132 households)
- Largest single destinationBexar County (193 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bexar County | 132 | 245 | $6.3 m |
| Taylor County | 95 | 157 | $6.8 m |
| Runnels County | 94 | 190 | $5.9 m |
| Midland County | 88 | 144 | $7.5 m |
| Travis County | 64 | 88 | $4.2 m |
| Lubbock County | 57 | 88 | $3.2 m |
| Tarrant County | 57 | 101 | $2.5 m |
| Williamson County | 57 | 108 | $4.6 m |
Households arriving report $3,856 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bexar County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tom Green County
What is the Tom Green County economy?
- County GDP, 2024$8.57 bn
- County GDP, 2023$8.16 bn
- GDP change, 2023 to 20245.1 percent
- GDP change over five years29.9 percent
- Rank by GDP among the Texas areas BEA publishes39th of 254
- Rank by GDP among the US county areas BEA publishes499th of 3,127
- GDP per resident$71,698
Output grew 5.1 percent in the latest year and 29.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tom Green County
Employment by industry in Tom Green County
- Covered employment, annual average50,181
- Establishments reporting3,105
- Average annual pay$56,023
- Average weekly wage$1,077
- Health care and social assistance, employment8,144
- Health care and social assistance, average annual pay$68,879
- Retail trade, employment6,274
- Retail trade, average annual pay$37,605
- Accommodation and food services, employment5,860
- Accommodation and food services, average annual pay$21,636
- Manufacturing, employment4,146
- Manufacturing, average annual pay$71,557
- Construction, employment2,376
- Administrative and support and waste management services, employment2,182
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 8,144 | 263 | $68,879 |
| Retail trade | 6,274 | 394 | $37,605 |
| Accommodation and food services | 5,860 | 288 | $21,636 |
| Manufacturing | 4,146 | 109 | $71,557 |
| Construction | 2,376 | 320 | $65,012 |
| Administrative and support and waste management services | 2,182 | 160 | $50,539 |
| Professional, scientific and technical services | 1,872 | 254 | $69,904 |
| Wholesale trade | 1,816 | 139 | $79,144 |
Health care and social assistance is the largest private sector at 8,144 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tom Green County
How many businesses are in Tom Green County?
- Establishments, all industries2,963
- Employment at those establishments41,984
- Annual payroll$2.13 bn
- Establishments per 1,000 residents24.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Tom Green County
Building permits in Tom Green County
- Housing units authorized by permit, 2024233
- Declared construction value permitted$69.2 m
- Single family units authorized231
- Multifamily units authorized2
- Multifamily share of units0.9 percent
- Average declared value per unit$296,788
- Units authorized per 1,000 households5.0
Single-family homes are 99.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Tom Green County
SBA loans in Tom Green County (7(a) and 504)
- 7(a) approvals recorded71
- 7(a) gross approval dollars$67.9 m
- Average 7(a) approval$956,213
- Median 7(a) approval$260,000
- 10th percentile approval$25,000
- 90th percentile approval$3,015,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)759
- Jobs per approval10.7
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals42
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.0 percent
- Loans on real estate terms22
- Loans on working capital terms, 120 months or shorter45
- Franchise loans13
- Franchise share of approvals18.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (9)
- Most active lenderThe First National Bank of Ballinger (17)
- 504 approvals recorded27
- 504 gross approval dollars$16.1 m
- Average 504 approval$597,852
- Median 504 approval$273,000
- Distinct CDCs active4
- 504 jobs per approval7.5
- 504 jobs per million dollars approved12.6
- Most active CDCCapital Certified Development Corporation (17)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$84.0 m
The average approval of $956,213 sits well above the median of $260,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 31.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tom Green County
SBA loan default and charge-off rates in Tom Green County
Do SBA loans in Tom Green County get paid back?
- Loans with a final outcome recorded13
- Paid in full13
- Charged off0
- Status: Paid in full13
- Status: Cancelled12
- Status: Exempt from disclosure42
- Status: Committed, not yet disbursed4
Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tom Green County
SBA lending by place in Tom Green County
- Borrower cities with recorded lending2
- San Angelo, approvals67
- Christoval, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| San Angelo | 67 | $67,365,000 |
| Christoval | 4 | $526,100 |
San Angelo accounts for 67 approvals against 4 in Christoval. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tom Green County
How large is Tom Green County?
- Land area1,522 sq mi
- Rank by land area among Texas counties17th of 254
- Width, east to west68.2 mi
- Height, north to south42.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land79
- Establishments per square mile1.95
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Tom Green County
Flood risk in Tom Green County
- Participation of the county's own NFIP community Tom Green County, unincorporated areasParticipating, community 480622
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Tom Green County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Tom Green County (community 480622), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Tom Green County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Tom Green County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tom Green County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024119,577
- Households46,756
- Average household size2.56
- Median household income$68,370
- Median age36.0
Common questions
Tom Green County questions, answered from the record.
How many people live in Tom Green County, Texas?
The Census Bureau estimates 120,103 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 119,577, in 46,756 households, ranking 39th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tom Green County's population growing?
The population has grown 0.08 percent since the 2020 census base of 120,005, to 120,103 on July 1, 2024. In 2024 there were 1,384 births against 1,138 deaths, with net migration of 515. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tom Green County?
$68,370. The median owner-occupied home is valued at $197,000, which is 2.9 times income, and median gross rent is $1,154 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Tom Green County?
2,963 establishments, employing 41,984 people with an annual payroll of $2.13 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Tom Green County?
Health care and social assistance is the largest private sector at 8,144 jobs, 16.2 percent of covered employment. Covered employment averages 50,181 jobs at an average annual pay of $56,023, or $1,077 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tom Green County?
71 7(a) approvals totaling $67.9 m since FY2020, across 24 lenders, with a median approval of $260,000, plus 27 504 approvals worth $16.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Tom Green County?
233 housing units were authorized by permit in 2024, with a declared construction value of $69.2 m. Multifamily was 0.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tom Green County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tom Green County come from?
The largest single origin is Bexar County, with 132 households. Arriving households report an average income of $58,285 against $54,429 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tom Green County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tom Green County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Tom Green County
Cities and places in Tom Green.
4 Census places lie wholly or partly in Tom Green County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| San Angelo | city | 99,674 | 67 | Wholly in this county |
| Grape Creek | CDP | 4,036 | None recorded | Wholly in this county |
| Carlsbad | CDP | 831 | None recorded | Wholly in this county |
| Christoval | CDP | 490 | 4 | Wholly in this county |
Nearby