HomeTexasDenton CountyOak Point
Oak Point, Texas: commercial real estate data.
Oak Point is a Census city of 5,887 people across 5.86 square miles of land, in Denton County. Median household income is $126,290, 89.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oak Point
What Oak Point is
- Census place typecity
- Land area5.86 sq mi
- Water area0.32 sq mi
- Population per square mile of land1,005
- County holding the largest share of its areaDenton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Point
How many people live in Oak Point
- Population5,887
- Median age34.5
- Population under 181,665 plus or minus 370
- Share under 1828.3 percent plus or minus 6.3
- Population 65 and over767 plus or minus 213
- Share 65 and over13.0 percent plus or minus 3.6
- Households2,152
- Family households1,530
- Share of households that are families71.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Point
Income and work in Oak Point
- Median household income$126,290 plus or minus $38,684
- Per capita income$50,943
- Civilian labor force3,095
- Employed3,042
- Unemployed53 plus or minus 45
- Unemployment rate1.7 percent plus or minus 1.4
- Adults 25 and over3,964
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher51.8 percent
- Adults 25 and over with a graduate degree15.9 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Point
Housing in Oak Point
- Housing units2,275
- Occupied units2,152
- Vacant units123 plus or minus 124
- Vacancy rate5.4 percent plus or minus 5.4
- Owner occupied1,925
- Renter occupied227 plus or minus 209
- Ownership rate89.5 percent
- Median owner-occupied home value$395,900
- Median gross rent, monthly$2,227
- Annual rent as a share of median income21.2 percent plus or minus 6.6
- Single family units2,223
- Share single family97.7 percent
- Units in buildings of two or more52 plus or minus 81
- Share in buildings of two or more2.3 percent plus or minus 3.5
- Mobile homes0
- Median year structure built2008
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Point
How Oak Point gets to work
- Workers 16 and over who commute1,728
- Commuting under 15 minutes136 plus or minus 144
- Share commuting under 15 minutes7.9 percent plus or minus 8.2
- Commuting 30 minutes or more1,033 plus or minus 248
- Share commuting 30 minutes or more59.8 percent
- Drove alone53.5 percent
- Carpooled6.0 percent plus or minus 4.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home40.5 percent plus or minus 17.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Point
SBA loans in Oak Point (7(a))
- Approvals5
- Gross approval$3,169,500
- Average approval$633,900
- Median approval$757,700
- Largest approval$1,144,800
- Jobs supported66
- Jobs per approval13.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises40.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Oak Point, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Point
SBA loans in Oak Point (504)
- Approvals1
- Gross approval$2,380,000
- Average approval$2,380,000
- Median approval$2,380,000
- Largest approval$2,380,000
- Jobs supported28
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oak Point, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oak Point
Flood risk in Oak Point
- NFIP communityCity of Oak Point
- NFIP community number481639
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/20
The City of Oak Point participates in the National Flood Insurance Program as community 481639 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Denton County, not Oak Point
Denton County context, not Oak Point figures
- Establishments in Denton County20,025
- Covered employment, Denton County313,782
- Average annual pay, Denton County$65,626
- Housing units permitted, Denton County10,507
Every figure in this section is published for Denton County as a whole and is not a measurement of Oak Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oak Point questions, answered from the record.
How many people live in Oak Point, Texas?
5,887, in 2,152 households. Oak Point city covers 5.86 square miles of land, which is 1,005 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Point in?
Denton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Point?
$126,290. The median owner-occupied home is valued at $395,900. Median gross rent is $2,227 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Point businesses?
5 7(a) approvals totaling $3.2 m since FY2020, across 5 lenders, median approval $757,700, plus 1 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Oak Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Point borrowers get paid back?
No rate is published for Oak Point. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oak Point in the National Flood Insurance Program?
Yes. Oak Point appears in the FEMA Community Status Book as Oak Point, city of, community 481639, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Denton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Point.
Is zoning published for Oak Point?
No. Nothing on this page presents parcel level zoning.