Denton County, Texas: commercial real estate data.
Denton County, Texas has a population of 979,561 across 878 square miles, up 15.3 percent since the 2020 census base. County output reached $64.33 bn in 2024, 20,025 establishments operate here, and the SBA record carries 1,456 7(a) approvals worth $921.0 m.
129 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Denton County
How many people live in Denton County
- Population979,561
- Households360,392
- Average household size2.72
- Median household income$111,498
- Median age37.0
- Median gross rent$1,728 per month
- Median owner-occupied home value$437,200
- Home value to household income3.9 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher49.4 percent
- Adults 25 and over with a graduate degree17.2 percent
- Adults 25 and over662,975
- Population under 18228,961
- Share under 1823.4 percent
- Population 65 and over113,125
- Share 65 and over11.5 percent
- Working age population, 18 to 64637,475
- Civilian labor force558,826
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over74.5 percent
- Rank by population among Texas counties7th of 254
- Rank by population among US county-equivalents52nd
Denton County is the 7th largest of 254 Texas counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.4 percent against 11.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Denton County
Is Denton County's population growing?
- Population change since the 2020 census base15.29 percent
- Census 2020 base population906,485
- Births, 202411,507
- Deaths, 20244,928
- Natural change, 20246,579
- Net domestic migration, 202415,331
- Net international migration, 20249,456
- Total net migration, 202424,787
- Cumulative net domestic migration, 2021 to 202481,825
- Rank by growth among US county-equivalents55th
The county has grown 15.29 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Denton County
Where are people moving to Denton County from?
- Tax returns filed by households arriving44,623
- People arriving, from those returns82,860
- Adjusted gross income arriving$4.64 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$103,893
- Largest single originDenton County Non-migrants (330,256 households)
- Largest single destination (330,256 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Denton County Non-migrants | 330,256 | 722,833 | $42.83 bn |
| Dallas County | 9,500 | 16,867 | $1.09 bn |
| Collin County | 7,564 | 13,998 | $775.0 m |
| Tarrant County | 5,500 | 10,098 | $520.4 m |
| Other flows - Different State | 4,532 | 8,615 | $410.8 m |
| Other flows - South | 1,980 | 3,687 | $154.4 m |
| Other flows - Midwest | 1,173 | 2,257 | $127.1 m |
| Other flows - West | 816 | 1,568 | $74.5 m |
The largest single source of arrivals is Denton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Denton County
What is the Denton County economy?
- County GDP, 2024$64.33 bn
- County GDP, 2023$61.34 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years51.6 percent
- Rank by GDP among Texas counties7th
- Rank by GDP among US county-equivalents90th
- GDP per resident$65,671
Output grew 4.9 percent in the latest year and 51.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Denton County
Largest employers in Denton County
- Covered employment, annual average313,782
- Establishments reporting20,760
- Average annual pay$65,626
- Average weekly wage$1,262
- Sector 44-45, employment36,603
- Sector 44-45, average annual pay$45,181
- Sector 72, employment34,958
- Sector 72, average annual pay$26,430
- Sector 62, employment34,256
- Sector 62, average annual pay$59,417
- Sector 31-33, employment19,890
- Sector 31-33, average annual pay$88,257
- Sector 54, employment19,780
- Sector 56, employment19,598
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 36,603 | 1,919 | $45,181 |
| Sector 72 | 34,958 | 1,753 | $26,430 |
| Sector 62 | 34,256 | 2,445 | $59,417 |
| Sector 31-33 | 19,890 | 644 | $88,257 |
| Sector 54 | 19,780 | 3,878 | $105,227 |
| Sector 56 | 19,598 | 1,422 | $60,384 |
| Sector 23 | 18,954 | 1,552 | $82,389 |
| Sector 48-49 | 18,926 | 524 | $58,770 |
The largest sector is the biggest private employer group at 36,603 jobs, 11.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Denton County
How many businesses are in Denton County?
- Establishments, all industries20,025
- Employment at those establishments280,349
- Annual payroll$16.59 bn
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Denton County
Building permits in Denton County
- Housing units authorised by permit, 202410,507
- Declared construction value permitted$2.86 bn
- Single family units authorised7,376
- Multifamily units authorised3,131
- Multifamily share of units29.8 percent
- Average declared value per unit$272,043
- Units authorised per 1,000 households29.2
Multifamily is 29.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Denton County
SBA loans in Denton County (7(a) and 504)
- 7(a) approvals recorded1,456
- 7(a) gross approval dollars$921.0 m
- Average 7(a) approval$632,554
- Median 7(a) approval$319,200
- 10th percentile approval$50,000
- 90th percentile approval$1,586,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)17,112
- Jobs per approval11.8
- Distinct 7(a) lenders active165
- Distinct industries receiving approvals291
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.4 percent
- Loans on real estate terms210
- Loans on working capital terms, 120 months or shorter1,111
- Franchise loans384
- Franchise share of approvals26.4 percent
- Leading industry by approval countFull-Service Restaurants (91)
- Most active lenderThe Huntington National Bank (175)
- 504 approvals recorded222
- 504 gross approval dollars$284.2 m
- Average 504 approval$1,280,068
- Median 504 approval$875,000
- Distinct CDCs active12
- 504 jobs per approval16.4
- 504 jobs per million dollars approved12.8
- Most active CDCGreater East Texas Certified Development Company (93)
- 7(a) share of SBA approvals86.8 percent
- Combined SBA approval dollars$1.21 bn
The average approval of $632,554 sits well above the median of $319,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Denton County
SBA loan default and charge-off rates in Denton County
Do SBA loans in Denton County get paid back?
- Loans with a final outcome recorded252
- Paid in full226
- Charged off26
- Charge off rate on resolved loans10.3 percent
- Status: Paid in full226
- Status: Exempt from disclosure936
- Status: Cancelled192
- Status: Charged off26
- Status: Committed, not yet disbursed76
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 22 | 3 | 13.6% |
| 524210 | Insurance Agencies and Brokerages | 13 | 0 | 0.0% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 10 | 0 | 0.0% |
Of the 252 loans that have reached a final outcome, 10.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Full-Service Restaurants carries the highest charge off rate at 13.6 percent.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Denton County
SBA lending by place in Denton County
- Places in the county with recorded lending51
- Frisco, approvals253
- LEWISVILLE, approvals204
- DENTON, approvals158
- FLOWER MOUND, approvals154
- CARROLLTON, approvals115
- THE COLONY, approvals74
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Frisco | 253 | $144,900,000 |
| LEWISVILLE | 204 | $182,846,000 |
| DENTON | 158 | $94,714,600 |
| FLOWER MOUND | 154 | $89,577,600 |
| CARROLLTON | 115 | $64,836,500 |
| THE COLONY | 74 | $40,073,300 |
| AUBREY | 65 | $38,247,600 |
| LITTLE ELM | 60 | $21,771,200 |
Frisco accounts for 253 approvals against 204 in LEWISVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Denton County
How large is Denton County?
- Land area878 sq mi
- Rank by land area among Texas counties172nd of 254
- Width, east to west32.7 mi
- Height, north to south30.6 mi
- Geographies sharing a boundary6
- Residents per square mile of land1,116
- Establishments per square mile22.81
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Denton County
Flood risk in Denton County
- Communities in the NFIP Community Status Book44
- Of those, participating in the NFIP42
- NFIP participation rate95.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class8
- Radon levels in Denton County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Denton County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Denton County is 3, which carries a flood insurance premium discount for policies written in that community. 95.5 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Denton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Denton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population979,561
- Households360,392
- Average household size2.72
- Median household income$111,498
- Median age37.0
Common questions
Denton County questions, answered from the record.
How many people live in Denton County, Texas?
979,561, in 360,392 households, ranking 7th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Denton County's population growing?
The population has grown 15.29 percent since the 2020 census base. In 2024 there were 11,507 births against 4,928 deaths, with net migration of 24,787. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Denton County?
$111,498. The median owner-occupied home is valued at $437,200, which is 3.9 times income, and median gross rent is $1,728 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Denton County?
20,025 establishments, employing 280,349 people with an annual payroll of $16.59 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Denton County?
Average annual pay is $65,626, or $1,262 a week, across 313,782 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Denton County?
1,456 7(a) approvals totalling $921.0 m since FY2020, across 165 lenders, with a median approval of $319,200, plus 222 504 approvals worth $284.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Denton County get paid back?
Of the 252 loans that have reached a final outcome, 226 were paid in full and 26 charged off, a charge off rate of 10.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Denton County?
10,507 housing units were authorised by permit in 2024, with a declared construction value of $2.86 bn. Multifamily was 29.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Denton County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Denton County come from?
The largest single origin is Denton County Non-migrants, with 330,256 households. Arriving households report an average income of $103,893 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Denton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Denton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Denton County
Cities and places in Denton.
45 Census places lie wholly or partly in Denton County. 45 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Plano | city | 290,594 | 502 | 3.6 percent here, 96.4 percent Collin County |
| Frisco | city | 219,304 | 523 | 37.0 percent here, 63.0 percent Collin County |
| Denton | city | 152,866 | 159 | Wholly in this county |
| Carrollton | city | 133,740 | 279 | 47.7 percent here, 51.8 percent Dallas County |
| Lewisville | city | 131,080 | 205 | Wholly in this county |
| Flower Mound | town | 78,389 | 161 | 97.7 percent here, 2.3 percent Tarrant County |
| Little Elm | city | 54,820 | 62 | Wholly in this county |
| The Colony | city | 45,454 | 76 | Wholly in this county |
| Coppell | city | 42,154 | 81 | 2.2 percent here, 97.8 percent Dallas County |
| Prosper | town | 37,869 | 157 | 27.9 percent here, 72.1 percent Collin County |
| Celina | city | 34,268 | 53 | 14.1 percent here, 85.9 percent Collin County |
| Southlake | city | 31,137 | 141 | 9.8 percent here, 90.2 percent Tarrant County |
| Corinth | city | 23,385 | 14 | Wholly in this county |
| Highland Village | city | 16,101 | 31 | Wholly in this county |
| Trophy Club | town | 13,733 | 13 | 95.8 percent here, 4.2 percent Tarrant County |
| Lantana | CDP | 12,766 | 9 | Wholly in this county |
| Roanoke | city | 10,286 | 50 | 97.2 percent here, 2.8 percent Tarrant County |
| Sanger | city | 9,641 | 16 | Wholly in this county |
| Paloma Creek South | CDP | 8,860 | None recorded | Wholly in this county |
| Providence Village | town | 8,721 | 1 | Wholly in this county |
| Northlake | town | 8,283 | 18 | Wholly in this county |
| Lake Dallas | city | 7,822 | 8 | Wholly in this county |
| Aubrey | city | 7,396 | 66 | Wholly in this county |
| Savannah | CDP | 6,469 | 1 | Wholly in this county |
| Krum | city | 6,189 | 11 | Wholly in this county |
| Oak Point | city | 5,887 | 5 | Wholly in this county |
| Hickory Creek | town | 5,611 | 9 | Wholly in this county |
| Justin | city | 5,447 | 29 | Wholly in this county |
| Argyle | city | 5,371 | 59 | Wholly in this county |
| Pilot Point | city | 5,332 | 14 | Wholly in this county |
| Double Oak | town | 3,071 | 3 | Wholly in this county |
| Paloma Creek | CDP | 3,016 | None recorded | Wholly in this county |
| Hackberry | town | 2,979 | None recorded | Wholly in this county |
| Shady Shores | town | 2,922 | 1 | Wholly in this county |
| Ponder | town | 2,626 | 14 | Wholly in this county |
| Copper Canyon | town | 2,514 | 1 | Wholly in this county |
| Bartonville | town | 2,112 | 3 | Wholly in this county |
| Cross Roads | town | 2,035 | 9 | Wholly in this county |
| Westlake | town | 1,670 | 5 | 13.3 percent here, 86.7 percent Tarrant County |
| Krugerville | city | 1,577 | 6 | Wholly in this county |
| New Fairview | city | 1,570 | None recorded | 12.4 percent here, 87.6 percent Wise County |
| Lakewood Village | city | 627 | 2 | Wholly in this county |
| DISH | town | 541 | None recorded | Wholly in this county |
| Hebron | town | 253 | None recorded | 90.7 percent here, 9.3 percent Collin County |
| Corral City | town | 7 | None recorded | Wholly in this county |
A further 2,999 SBA approvals in Denton County are recorded against borrower cities that match no Census place, the largest being Dallas, Fort Worth, Highland Village. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.