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HomeTexasCollin CountyCelina

Celina, Texas: commercial real estate data.

Celina is a Census city of 34,268 people across 48.33 square miles of land, lying across Collin County and Denton County. Median household income is $170,894, 92.7 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $40.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Celina

What Celina is

  • Census place typecity
  • Land area48.33 sq mi
  • Water area0.5 sq mi
  • Population per square mile of land709
  • County holding the largest share of its areaCollin County, 85.9 percent
  • Counties this place lies inCollin County 85.9 percent, Denton County 14.1 percent

Celina crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Celina

How many people live in Celina

  • Population34,268
  • Median age34.7
  • Population under 1810,863
  • Share under 1831.7 percent
  • Population 65 and over3,231 plus or minus 844
  • Share 65 and over9.4 percent plus or minus 2.5
  • Households10,324
  • Family households9,544
  • Share of households that are families92.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Celina

Income and work in Celina

  • Median household income$170,894
  • Per capita income$58,904
  • Civilian labor force18,062
  • Employed17,555
  • Unemployed507 plus or minus 272
  • Unemployment rate2.8 percent plus or minus 1.5
  • Adults 25 and over21,610
  • Adults 25 and over with a high school diploma or higher96.9 percent
  • Adults 25 and over with a bachelor degree or higher64.3 percent
  • Adults 25 and over with a graduate degree23.0 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Celina

Housing in Celina

  • Housing units11,152
  • Occupied units10,324
  • Vacant units828 plus or minus 447
  • Vacancy rate7.4 percent plus or minus 4.0
  • Owner occupied9,570
  • Renter occupied754 plus or minus 317
  • Ownership rate92.7 percent
  • Median owner-occupied home value$509,600
  • Median gross rent, monthly$2,379
  • Annual rent as a share of median income16.7 percent plus or minus 3.5
  • Single family units10,886
  • Share single family97.6 percent
  • Units in buildings of two or more135 plus or minus 163
  • Share in buildings of two or more1.2 percent plus or minus 1.5
  • Mobile homes131 plus or minus 149
  • Median year structure built2015

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Celina

How Celina gets to work

  • Workers 16 and over who commute11,175
  • Commuting under 15 minutes2,154 plus or minus 995
  • Share commuting under 15 minutes19.3 percent plus or minus 8.5
  • Commuting 30 minutes or more6,214
  • Share commuting 30 minutes or more55.6 percent
  • Drove alone55.5 percent
  • Carpooled6.0 percent plus or minus 2.9
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home35.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Celina

SBA loans in Celina (7(a))

  • Approvals53
  • Gross approval$40,540,200
  • Average approval$764,909
  • Median approval$250,000
  • Ninetieth percentile approval$2,185,520
  • Largest approval$5,000,000
  • Jobs supported604
  • Jobs per approval11.4
  • Loans with a final outcome8
  • Paid in full8
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more11.3 percent
  • Share to franchises24.5 percent
  • Distinct lenders24
  • Distinct industries by NAICS42

Counted by borrower city: approvals to borrowers whose address is in Celina, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Celina

SBA loans in Celina (504)

  • Approvals8
  • Gross approval$9,744,000
  • Average approval$1,218,000
  • Median approval$989,000
  • Largest approval$2,335,000
  • Jobs supported191
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs6

Counted by borrower city: approvals to borrowers whose address is in Celina, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Celina

Flood risk in Celina

  • NFIP communityCity of Celina
  • NFIP community number480133
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date04/18/11

The City of Celina participates in the National Flood Insurance Program as community 480133 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Collin County, not Celina

Collin County context, not Celina figures

  • Establishments in Collin County31,012
  • Covered employment, Collin County546,526
  • Average annual pay, Collin County$88,091
  • Housing units permitted, Collin County18,813

Every figure in this section is published for Collin County as a whole and is not a measurement of Celina.

All Collin County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Celina questions, answered from the record.

How many people live in Celina, Texas?

34,268, in 10,324 households. Celina city covers 48.33 square miles of land, which is 709 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Celina in?

Celina lies in more than one. By area it is 85.9 percent in Collin County, 14.1 percent in Denton County. This page sits under Collin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Celina?

$170,894. The median owner-occupied home is valued at $509,600. Median gross rent is $2,379 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Celina businesses?

53 7(a) approvals totaling $40.5 m since FY2020, across 24 lenders, median approval $250,000, plus 8 504 approvals worth $9.7 m since FY2010. These count approvals to borrowers whose address is in Celina, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Celina borrowers get paid back?

No rate is published for Celina. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Celina in the National Flood Insurance Program?

Yes. Celina appears in the FEMA Community Status Book as Celina, city of, community 480133, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Celina figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Celina.

Is zoning published for Celina?

No. Nothing on this page presents parcel level zoning.