Plano, Texas: commercial real estate data.
Plano is a Census city of 290,594 people across 71.70 square miles of land, lying across Collin County and Denton County. Median household income is $112,253, 56.9 percent of occupied homes are owned, and the SBA record carries 502 7(a) approvals to borrowers here worth $391.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Plano
What Plano is
- Census place typecity
- Land area71.7 sq mi
- Water area0.36 sq mi
- Population per square mile of land4,053
- County holding the largest share of its areaCollin County, 96.4 percent
- Counties this place lies inCollin County 96.4 percent, Denton County 3.6 percent
Plano crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plano
How many people live in Plano
- Population290,594
- Median age39.6
- Population under 1860,731
- Share under 1820.9 percent
- Population 65 and over42,668
- Share 65 and over14.7 percent
- Households112,438
- Family households76,846
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plano
Income and work in Plano
- Median household income$112,253
- Per capita income$59,916
- Civilian labor force163,834
- Employed157,272
- Unemployed6,562
- Unemployment rate4.0 percent
- Adults 25 and over205,410
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher60.5 percent
- Adults 25 and over with a graduate degree24.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plano
Housing in Plano
- Housing units117,686
- Occupied units112,438
- Vacant units5,248
- Vacancy rate4.5 percent
- Owner occupied64,016
- Renter occupied48,422
- Ownership rate56.9 percent
- Median owner-occupied home value$465,900
- Median gross rent, monthly$1,841
- Annual rent as a share of median income19.7 percent
- Single family units74,840
- Share single family63.6 percent
- Units in buildings of two or more42,293
- Share in buildings of two or more35.9 percent
- Mobile homes507 plus or minus 259
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plano
How Plano gets to work
- Workers 16 and over who commute112,603
- Commuting under 15 minutes25,833
- Share commuting under 15 minutes22.9 percent
- Commuting 30 minutes or more43,410
- Share commuting 30 minutes or more38.6 percent
- Drove alone61.5 percent
- Carpooled6.8 percent
- Public transport0.7 percent plus or minus 0.2
- Walked1.8 percent plus or minus 0.5
- Worked from home27.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plano
SBA loans in Plano (7(a))
- Approvals502
- Gross approval$391,292,600
- Average approval$779,467
- Median approval$350,000
- Ninetieth percentile approval$2,212,070
- Largest approval$5,000,000
- Jobs supported7,339
- Jobs per approval14.6
- Loans with a final outcome79
- Paid in full68
- Charged off11
- Charge-off rate over resolved loans13.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises20.1 percent
- Distinct lenders113
- Distinct industries by NAICS177
Counted by borrower city: approvals to borrowers whose address is in Plano, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Plano
SBA loans in Plano (504)
- Approvals63
- Gross approval$70,837,000
- Average approval$1,124,397
- Median approval$801,000
- Largest approval$5,500,000
- Jobs supported744
- Loans with a final outcome25
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Plano, in any county, FY2010 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Plano
Flood risk in Plano
- NFIP communityCity of Plano
- NFIP community number480140
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date11/21/24
The City of Plano participates in the National Flood Insurance Program as community 480140 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not Plano
Collin County context, not Plano figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of Plano.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Plano questions, answered from the record.
How many people live in Plano, Texas?
290,594, in 112,438 households. Plano city covers 71.70 square miles of land, which is 4,053 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Plano in?
Plano lies in more than one. By area it is 96.4 percent in Collin County, 3.6 percent in Denton County. This page sits under Collin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Plano?
$112,253. The median owner-occupied home is valued at $465,900. Median gross rent is $1,841 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Plano businesses?
502 7(a) approvals totaling $391.3 m since FY2020, across 113 lenders, median approval $350,000, plus 63 504 approvals worth $70.8 m since FY2010. These count approvals to borrowers whose address is in Plano, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Plano borrowers get paid back?
Of the 79 loans that have reached a final outcome, 68 were paid in full and 11 charged off, a charge off rate of 13.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Plano in the National Flood Insurance Program?
Yes. Plano appears in the FEMA Community Status Book as Plano, city of, community 480140, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Plano figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Plano.
Is zoning published for Plano?
No. Nothing on this page presents parcel level zoning.