HomeTexasCollin CountyMcKinney city
McKinney city, Texas: commercial real estate data.
McKinney city is a Census city of 210,600 people across 68.36 square miles of land, in Collin County. Median household income is $124,215, 63.8 percent of occupied homes are owned, and the SBA record carries 445 7(a) approvals to borrowers here worth $321.9 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
McKinney
What McKinney is
- Census place typecity
- Land area68.36 sq mi
- Water area0.74 sq mi
- Population per square mile of land3,081
- County holding the largest share of its areaCollin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
How many people live in McKinney
- Population210,600
- Median age36.9
- Population under 1855,227
- Share under 1826.2 percent
- Population 65 and over21,644
- Share 65 and over10.3 percent
- Households74,072
- Family households55,636
- Share of households that are families75.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
Income and work in McKinney
- Median household income$124,215
- Per capita income$55,643
- Civilian labor force114,970
- Employed110,746
- Unemployed4,224
- Unemployment rate3.7 percent
- Adults 25 and over137,788
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher54.1 percent
- Adults 25 and over with a graduate degree20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
Housing in McKinney
- Housing units77,617
- Occupied units74,072
- Vacant units3,545
- Vacancy rate4.6 percent
- Owner occupied47,290
- Renter occupied26,782
- Ownership rate63.8 percent
- Median owner-occupied home value$471,800
- Median gross rent, monthly$1,901
- Annual rent as a share of median income18.4 percent
- Single family units56,870
- Share single family73.3 percent
- Units in buildings of two or more20,001
- Share in buildings of two or more25.8 percent
- Mobile homes730 plus or minus 239
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
How McKinney gets to work
- Workers 16 and over who commute82,796
- Commuting under 15 minutes17,290
- Share commuting under 15 minutes20.9 percent
- Commuting 30 minutes or more34,122
- Share commuting 30 minutes or more41.2 percent
- Drove alone65.4 percent
- Carpooled7.0 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.9 percent plus or minus 0.3
- Worked from home24.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
SBA loans in McKinney (7(a))
- Approvals445
- Gross approval$321,873,000
- Average approval$723,310
- Median approval$328,600
- Ninetieth percentile approval$1,863,800
- Largest approval$5,000,000
- Jobs supported6,105
- Jobs per approval13.7
- Loans with a final outcome58
- Paid in full49
- Charged off9
- Charge-off rate over resolved loans15.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.7 percent
- Share to franchises27.6 percent
- Distinct lenders107
- Distinct industries by NAICS161
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McKinney
SBA loans in McKinney (504)
- Approvals67
- Gross approval$90,143,000
- Average approval$1,345,418
- Median approval$785,000
- Largest approval$5,500,000
- Jobs supported980
- Loans with a final outcome21
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McKinney
Flood risk in McKinney
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480135
- Currently effective map date06/07/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Collin County, not McKinney
Collin County context, not McKinney figures
These are Collin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as McKinney measurements.
- Establishments in Collin County31,012
- Employment at those establishments, Collin County528,596
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Average weekly wage, Collin County$1,694
- Housing units permitted, Collin County18,813
- Of those, single family, Collin County14,425
- County product, 2024, Collin County$115,357,858,000
- County product change over the prior year, Collin County8.3 percent
- Average income of an arriving household, Collin County$104,234
Every figure in this section is published for Collin County as a whole and is not a measurement of McKinney. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
McKinney questions, answered from the record.
How many people live in McKinney, Texas?
210,600, in 74,072 households. McKinney city covers 68.36 square miles of land, which is 3,081 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McKinney in?
Collin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McKinney?
$124,215. The median owner-occupied home is valued at $471,800. Median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McKinney businesses?
445 7(a) approvals totalling $321.9 m, across 107 lenders, median approval $328,600, plus 67 504 approvals worth $90.1 m. These count approvals to borrowers whose address is in McKinney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McKinney borrowers get paid back?
Of the 58 loans that have reached a final outcome, 49 were paid in full and 9 charged off, a charge off rate of 15.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is McKinney in the National Flood Insurance Program?
Yes. McKinney appears in the FEMA Community Status Book as community 480135, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McKinney figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McKinney.
Is zoning published for McKinney?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.