HomeTexasCollin CountyMcKinney
McKinney, Texas: commercial real estate data.
McKinney is a Census city of 210,600 people across 68.36 square miles of land, in Collin County. Median household income is $124,215, 63.8 percent of occupied homes are owned, and the SBA record carries 446 7(a) approvals to borrowers here worth $321.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McKinney
What McKinney is
- Census place typecity
- Land area68.36 sq mi
- Water area0.74 sq mi
- Population per square mile of land3,081
- County holding the largest share of its areaCollin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
How many people live in McKinney
- Population210,600
- Median age36.9
- Population under 1855,227
- Share under 1826.2 percent
- Population 65 and over21,644
- Share 65 and over10.3 percent
- Households74,072
- Family households55,636
- Share of households that are families75.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
Income and work in McKinney
- Median household income$124,215
- Per capita income$55,643
- Civilian labor force114,970
- Employed110,746
- Unemployed4,224
- Unemployment rate3.7 percent
- Adults 25 and over137,788
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher54.1 percent
- Adults 25 and over with a graduate degree20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
Housing in McKinney
- Housing units77,617
- Occupied units74,072
- Vacant units3,545
- Vacancy rate4.6 percent
- Owner occupied47,290
- Renter occupied26,782
- Ownership rate63.8 percent
- Median owner-occupied home value$471,800
- Median gross rent, monthly$1,901
- Annual rent as a share of median income18.4 percent
- Single family units56,870
- Share single family73.3 percent
- Units in buildings of two or more20,001
- Share in buildings of two or more25.8 percent
- Mobile homes730 plus or minus 239
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
How McKinney gets to work
- Workers 16 and over who commute82,796
- Commuting under 15 minutes17,290
- Share commuting under 15 minutes20.9 percent
- Commuting 30 minutes or more34,122
- Share commuting 30 minutes or more41.2 percent
- Drove alone65.4 percent
- Carpooled7.0 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.9 percent plus or minus 0.3
- Worked from home24.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McKinney
SBA loans in McKinney (7(a))
- Approvals446
- Gross approval$321,898,000
- Average approval$721,744
- Median approval$326,800
- Ninetieth percentile approval$1,839,650
- Largest approval$5,000,000
- Jobs supported6,105
- Jobs per approval13.7
- Loans with a final outcome58
- Paid in full49
- Charged off9
- Charge-off rate over resolved loans15.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.7 percent
- Share to franchises27.6 percent
- Distinct lenders107
- Distinct industries by NAICS162
Counted by borrower city: approvals to borrowers whose address is in McKinney, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McKinney
SBA loans in McKinney (504)
- Approvals67
- Gross approval$90,143,000
- Average approval$1,345,418
- Median approval$785,000
- Largest approval$5,500,000
- Jobs supported980
- Loans with a final outcome21
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in McKinney, in any county, FY2010 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McKinney
Flood risk in McKinney
- NFIP communityCity of McKinney
- NFIP community number480135
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/07/17
The City of McKinney participates in the National Flood Insurance Program as community 480135 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not McKinney
Collin County context, not McKinney figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of McKinney.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
McKinney questions, answered from the record.
How many people live in McKinney, Texas?
210,600, in 74,072 households. McKinney city covers 68.36 square miles of land, which is 3,081 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McKinney in?
Collin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McKinney?
$124,215. The median owner-occupied home is valued at $471,800. Median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McKinney businesses?
446 7(a) approvals totaling $321.9 m since FY2020, across 107 lenders, median approval $326,800, plus 67 504 approvals worth $90.1 m since FY2010. These count approvals to borrowers whose address is in McKinney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McKinney borrowers get paid back?
Of the 58 loans that have reached a final outcome, 49 were paid in full and 9 charged off, a charge off rate of 15.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is McKinney in the National Flood Insurance Program?
Yes. McKinney appears in the FEMA Community Status Book as McKinney, city of, community 480135, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McKinney figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McKinney.
Is zoning published for McKinney?
No. Nothing on this page presents parcel level zoning.