HomeTexasCollin CountyMurphy city
Murphy city, Texas: commercial real estate data.
Murphy city is a Census city of 21,188 people across 5.70 square miles of land, in Collin County. Median household income is $175,699, 93.7 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $18.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Murphy
What Murphy is
- Census place typecity
- Land area5.7 sq mi
- Water area0 sq mi
- Population per square mile of land3,719
- County holding the largest share of its areaCollin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
How many people live in Murphy
- Population21,188
- Median age41.7
- Population under 186,152
- Share under 1829.0 percent
- Population 65 and over2,384
- Share 65 and over11.3 percent
- Households6,015
- Family households5,721
- Share of households that are families95.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
Income and work in Murphy
- Median household income$175,699
- Per capita income$56,417
- Civilian labor force11,390
- Employed10,915
- Unemployed475 plus or minus 175
- Unemployment rate4.2 percent plus or minus 1.5
- Adults 25 and over13,011
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher62.1 percent
- Adults 25 and over with a graduate degree28.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
Housing in Murphy
- Housing units6,030
- Occupied units6,015
- Vacant units15 plus or minus 24
- Vacancy rate0.2 percent plus or minus 0.4
- Owner occupied5,638
- Renter occupied377 plus or minus 177
- Ownership rate93.7 percent
- Median owner-occupied home value$555,500
- Median gross rent, monthly$2,847
- Annual rent as a share of median income19.4 percent
- Single family units5,893
- Share single family97.7 percent
- Units in buildings of two or more88 plus or minus 87
- Share in buildings of two or more1.5 percent plus or minus 1.4
- Mobile homes49 plus or minus 60
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
How Murphy gets to work
- Workers 16 and over who commute7,376
- Commuting under 15 minutes891 plus or minus 228
- Share commuting under 15 minutes12.1 percent plus or minus 3.0
- Commuting 30 minutes or more4,396
- Share commuting 30 minutes or more59.6 percent
- Drove alone61.7 percent
- Carpooled4.2 percent plus or minus 1.5
- Public transport0.6 percent plus or minus 0.5
- Walked0.4 percent plus or minus 0.3
- Worked from home32.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
SBA loans in Murphy (7(a))
- Approvals37
- Gross approval$18,307,400
- Average approval$494,795
- Median approval$294,000
- Ninetieth percentile approval$765,600
- Largest approval$3,670,000
- Jobs supported396
- Jobs per approval10.7
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.8 percent
- Share to franchises48.6 percent
- Distinct lenders25
- Distinct industries by NAICS25
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Murphy
SBA loans in Murphy (504)
- Approvals8
- Gross approval$8,813,000
- Average approval$1,101,625
- Median approval$1,272,000
- Largest approval$1,654,000
- Jobs supported102
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Murphy
Flood risk in Murphy
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480137
- Currently effective map date06/02/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Collin County, not Murphy
Collin County context, not Murphy figures
These are Collin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Murphy measurements.
- Establishments in Collin County31,012
- Employment at those establishments, Collin County528,596
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Average weekly wage, Collin County$1,694
- Housing units permitted, Collin County18,813
- Of those, single family, Collin County14,425
- County product, 2024, Collin County$115,357,858,000
- County product change over the prior year, Collin County8.3 percent
- Average income of an arriving household, Collin County$104,234
Every figure in this section is published for Collin County as a whole and is not a measurement of Murphy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Murphy questions, answered from the record.
How many people live in Murphy, Texas?
21,188, in 6,015 households. Murphy city covers 5.70 square miles of land, which is 3,719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Murphy in?
Collin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Murphy?
$175,699. The median owner-occupied home is valued at $555,500. Median gross rent is $2,847 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Murphy businesses?
37 7(a) approvals totalling $18.3 m, across 25 lenders, median approval $294,000, plus 8 504 approvals worth $8.8 m. These count approvals to borrowers whose address is in Murphy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Murphy borrowers get paid back?
No rate is published for Murphy. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Murphy in the National Flood Insurance Program?
Yes. Murphy appears in the FEMA Community Status Book as community 480137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Murphy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Murphy.
Is zoning published for Murphy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.