HomeTexasCollin CountyMurphy
Murphy, Texas: commercial real estate data.
Murphy is a Census city of 21,188 people across 5.70 square miles of land, in Collin County. Median household income is $175,699, 93.7 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $18.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Murphy
What Murphy is
- Census place typecity
- Land area5.7 sq mi
- Water area0 sq mi
- Population per square mile of land3,719
- County holding the largest share of its areaCollin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
How many people live in Murphy
- Population21,188
- Median age41.7
- Population under 186,152
- Share under 1829.0 percent
- Population 65 and over2,384
- Share 65 and over11.3 percent
- Households6,015
- Family households5,721
- Share of households that are families95.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
Income and work in Murphy
- Median household income$175,699
- Per capita income$56,417
- Civilian labor force11,390
- Employed10,915
- Unemployed475 plus or minus 175
- Unemployment rate4.2 percent plus or minus 1.5
- Adults 25 and over13,011
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher62.1 percent
- Adults 25 and over with a graduate degree28.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
Housing in Murphy
- Housing units6,030
- Occupied units6,015
- Vacant units15 plus or minus 24
- Vacancy rate0.2 percent plus or minus 0.4
- Owner occupied5,638
- Renter occupied377 plus or minus 177
- Ownership rate93.7 percent
- Median owner-occupied home value$555,500
- Median gross rent, monthly$2,847
- Annual rent as a share of median income19.4 percent
- Single family units5,893
- Share single family97.7 percent
- Units in buildings of two or more88 plus or minus 87
- Share in buildings of two or more1.5 percent plus or minus 1.4
- Mobile homes49 plus or minus 60
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
How Murphy gets to work
- Workers 16 and over who commute7,376
- Commuting under 15 minutes891 plus or minus 228
- Share commuting under 15 minutes12.1 percent plus or minus 3.0
- Commuting 30 minutes or more4,396
- Share commuting 30 minutes or more59.6 percent
- Drove alone61.7 percent
- Carpooled4.2 percent plus or minus 1.5
- Public transport0.6 percent plus or minus 0.5
- Walked0.4 percent plus or minus 0.3
- Worked from home32.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murphy
SBA loans in Murphy (7(a))
- Approvals37
- Gross approval$18,307,400
- Average approval$494,795
- Median approval$294,000
- Ninetieth percentile approval$763,440
- Largest approval$3,670,000
- Jobs supported396
- Jobs per approval10.7
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.8 percent
- Share to franchises48.6 percent
- Distinct lenders25
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Murphy, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Murphy
SBA loans in Murphy (504)
- Approvals8
- Gross approval$8,813,000
- Average approval$1,101,625
- Median approval$1,253,500
- Largest approval$1,654,000
- Jobs supported102
- Loans with a final outcome4
- Charged off0
- Median term270 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Murphy, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Murphy
Flood risk in Murphy
- NFIP communityCity of Murphy
- NFIP community number480137
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/09
The City of Murphy participates in the National Flood Insurance Program as community 480137 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not Murphy
Collin County context, not Murphy figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of Murphy.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Murphy questions, answered from the record.
How many people live in Murphy, Texas?
21,188, in 6,015 households. Murphy city covers 5.70 square miles of land, which is 3,719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Murphy in?
Collin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Murphy?
$175,699. The median owner-occupied home is valued at $555,500. Median gross rent is $2,847 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Murphy businesses?
37 7(a) approvals totaling $18.3 m since FY2020, across 25 lenders, median approval $294,000, plus 8 504 approvals worth $8.8 m since FY2010. These count approvals to borrowers whose address is in Murphy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Murphy borrowers get paid back?
No rate is published for Murphy. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Murphy in the National Flood Insurance Program?
Yes. Murphy appears in the FEMA Community Status Book as Murphy, city of, community 480137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Murphy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Murphy.
Is zoning published for Murphy?
No. Nothing on this page presents parcel level zoning.