Lucas, Texas: commercial real estate data.
Lucas is a Census city of 8,351 people across 15.60 square miles of land, in Collin County. Median household income is $221,364, 92.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lucas
What Lucas is
- Census place typecity
- Land area15.6 sq mi
- Water area0.3 sq mi
- Population per square mile of land535
- County holding the largest share of its areaCollin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucas
How many people live in Lucas
- Population8,351
- Median age45.7
- Population under 182,162
- Share under 1825.9 percent
- Population 65 and over857 plus or minus 196
- Share 65 and over10.3 percent plus or minus 2.4
- Households2,804
- Family households2,385
- Share of households that are families85.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucas
Income and work in Lucas
- Median household income$221,364 plus or minus $50,639
- Per capita income$87,634
- Civilian labor force4,742
- Employed4,620
- Unemployed122 plus or minus 67
- Unemployment rate2.6 percent plus or minus 1.4
- Adults 25 and over5,607
- Adults 25 and over with a high school diploma or higher98.0 percent
- Adults 25 and over with a bachelor degree or higher65.1 percent
- Adults 25 and over with a graduate degree25.9 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucas
Housing in Lucas
- Housing units2,856
- Occupied units2,804
- Vacant units52 plus or minus 74
- Vacancy rate1.8 percent plus or minus 2.6
- Owner occupied2,588
- Renter occupied216 plus or minus 338
- Ownership rate92.3 percent
- Median owner-occupied home value$941,900
- Single family units2,789
- Share single family97.7 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes67 plus or minus 77
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucas
How Lucas gets to work
- Workers 16 and over who commute3,169
- Commuting under 15 minutes283 plus or minus 108
- Share commuting under 15 minutes8.9 percent plus or minus 3.1
- Commuting 30 minutes or more1,689 plus or minus 376
- Share commuting 30 minutes or more53.3 percent
- Drove alone64.2 percent
- Carpooled2.2 percent plus or minus 1.8
- Public transport0.0 percent
- Walked1.2 percent plus or minus 0.9
- Worked from home31.2 percent plus or minus 10.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lucas
SBA loans in Lucas (7(a))
- Approvals6
- Gross approval$1,776,200
- Average approval$296,033
- Median approval$262,850
- Largest approval$547,900
- Jobs supported30
- Jobs per approval5.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.7 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Lucas, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lucas
SBA loans in Lucas (504)
- Approvals2
- Gross approval$1,777,000
- Average approval$888,500
- Median approval$888,500
- Largest approval$935,000
- Jobs supported13
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Lucas, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lucas
Flood risk in Lucas
- NFIP communityCity of Lucas
- NFIP community number481545
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/09
The City of Lucas participates in the National Flood Insurance Program as community 481545 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not Lucas
Collin County context, not Lucas figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of Lucas.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lucas questions, answered from the record.
How many people live in Lucas, Texas?
8,351, in 2,804 households. Lucas city covers 15.60 square miles of land, which is 535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lucas in?
Collin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lucas?
$221,364. The median owner-occupied home is valued at $941,900. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lucas businesses?
6 7(a) approvals totaling $1.8 m since FY2020, across 5 lenders, median approval $262,850, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Lucas, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lucas borrowers get paid back?
No rate is published for Lucas. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lucas in the National Flood Insurance Program?
Yes. Lucas appears in the FEMA Community Status Book as Lucas, city of, community 481545, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lucas figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lucas.
Is zoning published for Lucas?
No. Nothing on this page presents parcel level zoning.