Collin County, Texas: commercial real estate data.
Collin County, Texas had an estimated 1,254,658 residents on July 1, 2024, up 17.7 percent since the 2020 census base of 1,066,331, across 841 square miles. County output reached $115.36 bn in 2024, 31,012 establishments operate here, and the SBA record carries 1,978 7(a) approvals worth $1.41 bn since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Collin County
How many people live in Collin County
- Population, American Community Survey 2020-20241,163,337
- Households416,646
- Average household size2.79
- Median household income$121,600
- Median age37.3
- Median gross rent$1,859 per month
- Median owner-occupied home value$475,600
- Home value to household income3.9 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher56.2 percent
- Adults 25 and over with a graduate degree22.1 percent
- Adults 25 and over775,100
- Population under 18287,584
- Share under 1824.7 percent
- Population 65 and over134,714
- Share 65 and over11.6 percent
- Working age population, 18 to 64741,039
- Civilian labor force642,253
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over73.3 percent
- Rank by population among Texas counties6th of 254
- Rank by population among US county-equivalents, Puerto Rico included40th of 3,222
Collin County is the 6th largest of 254 Texas counties by population. A median home costs 3.9 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 11.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Collin County
Is Collin County's population growing?
- Population, July 1, 20241,254,658
- Census 2020 base population1,066,331
- Population change since the 2020 census base17.66 percent
- Population change, 2023 to 202446,694
- Births, 202412,848
- Deaths, 20245,706
- Natural change, 20247,142
- Net domestic migration, 202419,426
- Net international migration, 202420,237
- Total net migration, 202439,663
- Cumulative net domestic migration, 2021 to 2024101,344
- Rank by growth among US county-equivalents32nd of 3,144
The county has grown 17.66 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Collin County
Where are people moving to Collin County from?
- Tax returns filed by households arriving48,694
- People arriving, from those returns94,707
- Tax returns filed by households leaving40,396
- Net household movement8,298
- Adjusted gross income arriving$5.08 bn
- Net adjusted gross income movement$870.6 m
- Average income of an arriving household$104,234
- Average income of a leaving household$104,093
- Largest single originDallas County (12,403 households)
- Largest single destinationDallas County (9,587 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dallas County | 12,403 | 22,466 | $1.10 bn |
| Denton County | 6,799 | 12,866 | $681.2 m |
| Tarrant County | 1,890 | 3,262 | $150.5 m |
| Los Angeles County | 954 | 2,048 | $104.3 m |
| Harris County | 792 | 1,385 | $80.9 m |
| Grayson County | 639 | 1,245 | $57.2 m |
| Travis County | 611 | 990 | $84.5 m |
| Rockwall County | 595 | 1,280 | $45.4 m |
Households arriving report $141 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Dallas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Collin County
What is the Collin County economy?
- County GDP, 2024$115.36 bn
- County GDP, 2023$106.50 bn
- GDP change, 2023 to 20248.3 percent
- GDP change over five years55.6 percent
- Rank by GDP among the Texas areas BEA publishes6th of 254
- Rank by GDP among the US county areas BEA publishes51st of 3,127
- GDP per resident$99,161
Output grew 8.3 percent in the latest year and 55.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Collin County
Employment by industry in Collin County
- Covered employment, annual average546,526
- Establishments reporting34,830
- Average annual pay$88,091
- Average weekly wage$1,694
- Professional, scientific and technical services, employment67,161
- Professional, scientific and technical services, average annual pay$123,621
- Finance and insurance, employment63,095
- Finance and insurance, average annual pay$127,460
- Health care and social assistance, employment60,845
- Health care and social assistance, average annual pay$65,782
- Retail trade, employment57,277
- Retail trade, average annual pay$46,330
- Accommodation and food services, employment51,638
- Manufacturing, employment29,696
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Professional, scientific and technical services | 67,161 | 7,847 | $123,621 |
| Finance and insurance | 63,095 | 2,315 | $127,460 |
| Health care and social assistance | 60,845 | 4,922 | $65,782 |
| Retail trade | 57,277 | 2,938 | $46,330 |
| Accommodation and food services | 51,638 | 2,538 | $31,994 |
| Manufacturing | 29,696 | 802 | $129,396 |
| Administrative and support and waste management services | 28,799 | 2,182 | $73,071 |
| Construction | 24,062 | 1,989 | $93,997 |
Professional, scientific and technical services is the largest private sector at 67,161 jobs, 12.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Collin County
How many businesses are in Collin County?
- Establishments, all industries31,012
- Employment at those establishments528,596
- Annual payroll$42.65 bn
- Establishments per 1,000 residents26.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Collin County
Building permits in Collin County
- Housing units authorized by permit, 202418,813
- Declared construction value permitted$5.41 bn
- Single family units authorized14,425
- Multifamily units authorized4,388
- Multifamily share of units23.3 percent
- Average declared value per unit$287,791
- Units authorized per 1,000 households45.2
Single-family homes are 76.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Collin County
SBA loans in Collin County (7(a) and 504)
- 7(a) approvals recorded1,978
- 7(a) gross approval dollars$1.41 bn
- Average 7(a) approval$712,448
- Median 7(a) approval$324,500
- 10th percentile approval$50,000
- 90th percentile approval$1,896,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)26,574
- Jobs per approval13.4
- Distinct 7(a) lenders active201
- Distinct industries receiving approvals325
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.5 percent
- Loans on real estate terms307
- Loans on working capital terms, 120 months or shorter1,481
- Franchise loans510
- Franchise share of approvals25.8 percent
- Leading industry by approval countFull-Service Restaurants (126)
- Most active lenderThe Huntington National Bank (206)
- 504 approvals recorded257
- 504 gross approval dollars$330.9 m
- Average 504 approval$1,287,580
- Median 504 approval$869,000
- Distinct CDCs active8
- 504 jobs per approval14.7
- 504 jobs per million dollars approved11.4
- Most active CDCGreater East Texas Certified Development Company (87)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.74 bn
The average approval of $712,448 sits well above the median of $324,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Collin County
SBA loan default and charge-off rates in Collin County
Do SBA loans in Collin County get paid back?
- Loans with a final outcome recorded312
- Paid in full277
- Charged off35
- Charge-off rate on resolved loans11.2 percent
- Status: Paid in full277
- Status: Exempt from disclosure1,304
- Status: Cancelled250
- Status: Charged off35
- Status: Committed, not yet disbursed112
Of the 312 loans that have reached a final outcome, 11.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collin County
SBA lending by place in Collin County
- Borrower cities with recorded lending41
- Plano, approvals497
- McKinney, approvals442
- Frisco, approvals266
- Allen, approvals170
- Prosper, approvals146
- Dallas, approvals84
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Plano | 497 | $386,347,600 |
| McKinney | 442 | $320,331,000 |
| Frisco | 266 | $194,698,400 |
| Allen | 170 | $116,960,900 |
| Prosper | 146 | $94,191,000 |
| Dallas | 84 | $31,788,700 |
| Wylie | 65 | $57,531,900 |
| Celina | 52 | $40,452,100 |
| 33 other borrower cities | 256 | $166,921,100 |
Plano accounts for 497 approvals against 442 in McKinney. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Collin County
How large is Collin County?
- Land area841 sq mi
- Rank by land area among Texas counties186th of 254
- Width, east to west31.8 mi
- Height, north to south29.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land1,383
- Establishments per square mile36.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Collin County
Flood risk in Collin County
- Participation of the county's own NFIP community Collin County, unincorporated areasParticipating, community 480130
- Communities in the county in the NFIP Community Status Book32
- Of those, participating in the NFIP31
- NFIP participation rate96.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class5
- Radon levels in Collin County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Collin County (community 480130), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Collin County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 3, which carries a flood insurance premium discount for policies written in that community. 96.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Collin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Collin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,163,337
- Households416,646
- Average household size2.79
- Median household income$121,600
- Median age37.3
Common questions
Collin County questions, answered from the record.
How many people live in Collin County, Texas?
The Census Bureau estimates 1,254,658 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,163,337, in 416,646 households, ranking 6th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Collin County's population growing?
The population has grown 17.66 percent since the 2020 census base of 1,066,331, to 1,254,658 on July 1, 2024. In 2024 there were 12,848 births against 5,706 deaths, with net migration of 39,663. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Collin County?
$121,600. The median owner-occupied home is valued at $475,600, which is 3.9 times income, and median gross rent is $1,859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Collin County?
31,012 establishments, employing 528,596 people with an annual payroll of $42.65 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Collin County?
Professional, scientific and technical services is the largest private sector at 67,161 jobs, 12.3 percent of covered employment. Covered employment averages 546,526 jobs at an average annual pay of $88,091, or $1,694 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Collin County?
1,978 7(a) approvals totaling $1.41 bn since FY2020, across 201 lenders, with a median approval of $324,500, plus 257 504 approvals worth $330.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Collin County get paid back?
Of the 312 loans that have reached a final outcome, 277 were paid in full and 35 charged off, a charge-off rate of 11.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Collin County?
18,813 housing units were authorized by permit in 2024, with a declared construction value of $5.41 bn. Multifamily was 23.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Collin County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Collin County come from?
The largest single origin is Dallas County, with 12,403 households. Arriving households report an average income of $104,234 against $104,093 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Collin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Collin County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Collin County
Cities and places in Collin.
30 Census places lie wholly or partly in Collin County. All 30 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dallas | city | 1,307,930 | 84 | 3.2 percent here, 90.0 percent Dallas County, 5.4 percent Rockwall County |
| Plano | city | 290,594 | 497 | 96.4 percent here, 3.6 percent Denton County |
| Frisco | city | 219,304 | 266 | 63.0 percent here, 37.0 percent Denton County |
| McKinney | city | 210,600 | 442 | Wholly in this county |
| Richardson | city | 118,731 | 23 | 36.1 percent here, 63.9 percent Dallas County |
| Allen | city | 110,265 | 170 | Wholly in this county |
| Wylie | city | 60,334 | 65 | 96.5 percent here, 2.8 percent Dallas County |
| Prosper | town | 37,869 | 146 | 72.1 percent here, 27.9 percent Denton County |
| Celina | city | 34,268 | 52 | 85.9 percent here, 14.1 percent Denton County |
| Sachse | city | 30,491 | 7 | 23.9 percent here, 76.1 percent Dallas County |
| Princeton | city | 25,229 | 28 | Wholly in this county |
| Anna | city | 24,330 | 31 | Wholly in this county |
| Murphy | city | 21,188 | 37 | Wholly in this county |
| Melissa | city | 20,136 | 44 | Wholly in this county |
| Royse City | city | 20,037 | 1 | 29.0 percent here, 44.9 percent Rockwall County, 26.1 percent Hunt County |
| Fairview | town | 10,783 | 12 | Wholly in this county |
| Lucas | city | 8,351 | 6 | Wholly in this county |
| Lavon | city | 6,498 | 8 | Wholly in this county |
| Parker | city | 5,999 | 5 | Wholly in this county |
| Josephine | city | 5,842 | 1 | 97.5 percent here, 2.5 percent Hunt County |
| Farmersville | city | 4,018 | 12 | Wholly in this county |
| Lowry Crossing | city | 1,433 | None recorded | Wholly in this county |
| Seis Lagos | CDP | 1,391 | None recorded | Wholly in this county |
| Nevada | city | 1,319 | 10 | Wholly in this county |
| Blue Ridge | city | 1,104 | 1 | Wholly in this county |
| St. Paul | town | 879 | None recorded | Wholly in this county |
| Westminster | CDP | 738 | None recorded | Wholly in this county |
| New Hope | town | 680 | None recorded | Wholly in this county |
| Weston | city | 284 | None recorded | Wholly in this county |
| Hebron | town | 253 | None recorded | 9.3 percent here, 90.7 percent Denton County |
A further 30 of the county's 1,978 SBA 7(a) approvals are to borrowers in cities that match no Census place in Collin County, the largest being Van Alstyne (8), Rowlett (3), Princetown (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby