HomeTexasDallas CountyRichardson city
Richardson city, Texas: commercial real estate data.
Richardson city is a Census city of 118,731 people across 28.56 square miles of land, lying across Dallas County and Collin County. Median household income is $98,111, 50.7 percent of occupied homes are owned, and the SBA record carries 209 7(a) approvals to borrowers here worth $192.5 m.
84 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Richardson
What Richardson is
- Census place typecity
- Land area28.56 sq mi
- Water area0.09 sq mi
- Population per square mile of land4,157
- County holding the largest share of its areaDallas County, 63.9 percent
- Counties this place lies inDallas County 63.9 percent, Collin County 36.1 percent
Richardson city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
How many people live in Richardson
- Population118,731
- Median age33.9
- Population under 1823,959
- Share under 1820.2 percent
- Population 65 and over15,397
- Share 65 and over13.0 percent
- Households45,818
- Family households27,944
- Share of households that are families61.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
Income and work in Richardson
- Median household income$98,111
- Per capita income$51,863
- Civilian labor force68,269
- Employed64,851
- Unemployed3,418
- Unemployment rate5.0 percent
- Adults 25 and over78,395
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher57.0 percent
- Adults 25 and over with a graduate degree23.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
Housing in Richardson
- Housing units47,960
- Occupied units45,818
- Vacant units2,142 plus or minus 493
- Vacancy rate4.5 percent plus or minus 1.0
- Owner occupied23,246
- Renter occupied22,572
- Ownership rate50.7 percent
- Median owner-occupied home value$431,400
- Median gross rent, monthly$1,857
- Annual rent as a share of median income22.7 percent
- Single family units27,633
- Share single family57.6 percent
- Units in buildings of two or more20,237
- Share in buildings of two or more42.2 percent
- Mobile homes74 plus or minus 51
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
How Richardson gets to work
- Workers 16 and over who commute48,096
- Commuting under 15 minutes12,146
- Share commuting under 15 minutes25.3 percent
- Commuting 30 minutes or more16,373
- Share commuting 30 minutes or more34.0 percent
- Drove alone61.5 percent
- Carpooled7.0 percent
- Public transport1.8 percent plus or minus 0.8
- Walked2.9 percent plus or minus 0.8
- Worked from home24.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
SBA loans in Richardson (7(a))
- Approvals209
- Gross approval$192,507,400
- Average approval$921,088
- Median approval$460,000
- Ninetieth percentile approval$2,563,300
- Largest approval$5,000,000
- Jobs supported3,692
- Jobs per approval17.7
- Loans with a final outcome25
- Paid in full25
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises20.1 percent
- Distinct lenders84
- Distinct industries by NAICS100
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richardson
SBA loans in Richardson (504)
- Approvals21
- Gross approval$26,311,000
- Average approval$1,252,905
- Median approval$883,000
- Largest approval$5,500,000
- Jobs supported337
- Loans with a final outcome11
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richardson
Flood risk in Richardson
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number480184
- Currently effective map date11/21/24
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dallas County, not Richardson
Dallas County context, not Richardson figures
These are Dallas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richardson measurements.
- Establishments in Dallas County71,182
- Employment at those establishments, Dallas County1,648,702
- Covered employment, Dallas County1,826,215
- Average annual pay, Dallas County$89,284
- Average weekly wage, Dallas County$1,717
- Housing units permitted, Dallas County12,711
- Of those, single family, Dallas County5,655
- County product, 2024, Dallas County$389,402,358,000
- County product change over the prior year, Dallas County4.3 percent
- Average income of an arriving household, Dallas County$89,056
Every figure in this section is published for Dallas County as a whole and is not a measurement of Richardson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richardson questions, answered from the record.
How many people live in Richardson, Texas?
118,731, in 45,818 households. Richardson city covers 28.56 square miles of land, which is 4,157 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richardson in?
Richardson lies in more than one. By area it is 63.9 percent in Dallas County, 36.1 percent in Collin County. This page sits under Dallas County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Richardson?
$98,111. The median owner-occupied home is valued at $431,400. Median gross rent is $1,857 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richardson businesses?
209 7(a) approvals totalling $192.5 m, across 84 lenders, median approval $460,000, plus 21 504 approvals worth $26.3 m. These count approvals to borrowers whose address is in Richardson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richardson borrowers get paid back?
Of the 25 loans that have reached a final outcome, 25 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Richardson in the National Flood Insurance Program?
Yes. Richardson appears in the FEMA Community Status Book as community 480184, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richardson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dallas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richardson.
Is zoning published for Richardson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.