HomeTexasDallas CountyRichardson
Richardson, Texas: commercial real estate data.
Richardson is a Census city of 118,731 people across 28.56 square miles of land, lying across Dallas County and Collin County. Median household income is $98,111, 50.7 percent of occupied homes are owned, and the SBA record carries 209 7(a) approvals to borrowers here worth $192.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richardson
What Richardson is
- Census place typecity
- Land area28.56 sq mi
- Water area0.09 sq mi
- Population per square mile of land4,157
- County holding the largest share of its areaDallas County, 63.9 percent
- Counties this place lies inDallas County 63.9 percent, Collin County 36.1 percent
Richardson crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
How many people live in Richardson
- Population118,731
- Median age33.9
- Population under 1823,959
- Share under 1820.2 percent
- Population 65 and over15,397
- Share 65 and over13.0 percent
- Households45,818
- Family households27,944
- Share of households that are families61.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
Income and work in Richardson
- Median household income$98,111
- Per capita income$51,863
- Civilian labor force68,269
- Employed64,851
- Unemployed3,418
- Unemployment rate5.0 percent
- Adults 25 and over78,395
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher57.0 percent
- Adults 25 and over with a graduate degree23.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
Housing in Richardson
- Housing units47,960
- Occupied units45,818
- Vacant units2,142 plus or minus 493
- Vacancy rate4.5 percent plus or minus 1.0
- Owner occupied23,246
- Renter occupied22,572
- Ownership rate50.7 percent
- Median owner-occupied home value$431,400
- Median gross rent, monthly$1,857
- Annual rent as a share of median income22.7 percent
- Single family units27,633
- Share single family57.6 percent
- Units in buildings of two or more20,237
- Share in buildings of two or more42.2 percent
- Mobile homes74 plus or minus 51
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
How Richardson gets to work
- Workers 16 and over who commute48,096
- Commuting under 15 minutes12,146
- Share commuting under 15 minutes25.3 percent
- Commuting 30 minutes or more16,373
- Share commuting 30 minutes or more34.0 percent
- Drove alone61.5 percent
- Carpooled7.0 percent
- Public transport1.8 percent plus or minus 0.8
- Walked2.9 percent plus or minus 0.8
- Worked from home24.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richardson
SBA loans in Richardson (7(a))
- Approvals209
- Gross approval$192,507,400
- Average approval$921,088
- Median approval$460,000
- Ninetieth percentile approval$2,437,460
- Largest approval$5,000,000
- Jobs supported3,692
- Jobs per approval17.7
- Loans with a final outcome25
- Paid in full25
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises20.1 percent
- Distinct lenders84
- Distinct industries by NAICS100
Counted by borrower city: approvals to borrowers whose address is in Richardson, in any county, FY2020 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richardson
SBA loans in Richardson (504)
- Approvals21
- Gross approval$26,311,000
- Average approval$1,252,905
- Median approval$883,000
- Largest approval$5,500,000
- Jobs supported337
- Loans with a final outcome11
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Richardson, in any county, FY2010 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richardson
Flood risk in Richardson
- NFIP communityCity of Richardson
- NFIP community number480184
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date11/21/24
The City of Richardson participates in the National Flood Insurance Program as community 480184 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dallas County, not Richardson
Dallas County context, not Richardson figures
- Establishments in Dallas County71,182
- Covered employment, Dallas County1,826,215
- Average annual pay, Dallas County$89,284
- Housing units permitted, Dallas County12,711
Every figure in this section is published for Dallas County as a whole and is not a measurement of Richardson.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Richardson questions, answered from the record.
How many people live in Richardson, Texas?
118,731, in 45,818 households. Richardson city covers 28.56 square miles of land, which is 4,157 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richardson in?
Richardson lies in more than one. By area it is 63.9 percent in Dallas County, 36.1 percent in Collin County. This page sits under Dallas County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Richardson?
$98,111. The median owner-occupied home is valued at $431,400. Median gross rent is $1,857 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richardson businesses?
209 7(a) approvals totaling $192.5 m since FY2020, across 84 lenders, median approval $460,000, plus 21 504 approvals worth $26.3 m since FY2010. These count approvals to borrowers whose address is in Richardson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richardson borrowers get paid back?
No rate is published for Richardson. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Richardson in the National Flood Insurance Program?
Yes. Richardson appears in the FEMA Community Status Book as Richardson, city of, community 480184, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richardson figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dallas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richardson.
Is zoning published for Richardson?
No. Nothing on this page presents parcel level zoning.