HomeTexasDallas CountyLancaster
Lancaster, Texas: commercial real estate data.
Lancaster is a Census city of 40,820 people across 33.07 square miles of land, in Dallas County. Median household income is $68,302, 68.1 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $17.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lancaster
What Lancaster is
- Census place typecity
- Land area33.07 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,235
- County holding the largest share of its areaDallas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population40,820
- Median age35.7
- Population under 1811,486
- Share under 1828.1 percent
- Population 65 and over4,958
- Share 65 and over12.1 percent
- Households14,748
- Family households9,973
- Share of households that are families67.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$68,302
- Per capita income$31,689
- Civilian labor force20,138
- Employed18,694
- Unemployed1,444 plus or minus 393
- Unemployment rate7.2 percent plus or minus 1.9
- Adults 25 and over26,023
- Adults 25 and over with a high school diploma or higher85.9 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree9.8 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units15,458
- Occupied units14,748
- Vacant units710 plus or minus 242
- Vacancy rate4.6 percent plus or minus 1.5
- Owner occupied10,050
- Renter occupied4,698
- Ownership rate68.1 percent
- Median owner-occupied home value$246,300
- Median gross rent, monthly$1,704
- Annual rent as a share of median income29.9 percent
- Single family units12,784
- Share single family82.7 percent
- Units in buildings of two or more2,471 plus or minus 581
- Share in buildings of two or more16.0 percent plus or minus 3.6
- Mobile homes203 plus or minus 157
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute16,250
- Commuting under 15 minutes3,094 plus or minus 744
- Share commuting under 15 minutes19.0 percent plus or minus 4.4
- Commuting 30 minutes or more7,830
- Share commuting 30 minutes or more48.2 percent
- Drove alone76.2 percent
- Carpooled12.6 percent plus or minus 3.2
- Public transport0.2 percent plus or minus 0.2
- Walked0.4 percent plus or minus 0.5
- Worked from home8.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals23
- Gross approval$17,208,400
- Average approval$748,191
- Median approval$284,800
- Ninetieth percentile approval$2,050,080
- Largest approval$5,000,000
- Jobs supported324
- Jobs per approval14.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.4 percent
- Share to franchises17.4 percent
- Distinct lenders19
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals6
- Gross approval$9,726,000
- Average approval$1,621,000
- Median approval$1,547,000
- Largest approval$2,523,000
- Jobs supported153
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- NFIP communityCity of Lancaster
- NFIP community number480182
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/07/14
The City of Lancaster participates in the National Flood Insurance Program as community 480182 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dallas County, not Lancaster
Dallas County context, not Lancaster figures
- Establishments in Dallas County71,182
- Covered employment, Dallas County1,826,215
- Average annual pay, Dallas County$89,284
- Housing units permitted, Dallas County12,711
Every figure in this section is published for Dallas County as a whole and is not a measurement of Lancaster.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, Texas?
40,820, in 14,748 households. Lancaster city covers 33.07 square miles of land, which is 1,235 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Dallas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$68,302. The median owner-occupied home is valued at $246,300. Median gross rent is $1,704 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
23 7(a) approvals totaling $17.2 m since FY2020, across 19 lenders, median approval $284,800, plus 6 504 approvals worth $9.7 m since FY2010. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
No rate is published for Lancaster. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as Lancaster, city of, community 480182, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dallas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
No. Nothing on this page presents parcel level zoning.