HomeTexasDallas CountyDeSoto city
DeSoto city, Texas: commercial real estate data.
DeSoto city is a Census city of 56,211 people across 21.64 square miles of land, in Dallas County. Median household income is $82,782, 69.6 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $20.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
DeSoto
What DeSoto is
- Census place typecity
- Land area21.64 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,598
- County holding the largest share of its areaDallas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeSoto
How many people live in DeSoto
- Population56,211
- Median age41.9
- Population under 1811,579
- Share under 1820.6 percent
- Population 65 and over8,911
- Share 65 and over15.9 percent
- Households20,693
- Family households14,277
- Share of households that are families69.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeSoto
Income and work in DeSoto
- Median household income$82,782
- Per capita income$39,003
- Civilian labor force31,684
- Employed28,854
- Unemployed2,830 plus or minus 606
- Unemployment rate8.9 percent plus or minus 1.9
- Adults 25 and over39,873
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher30.1 percent
- Adults 25 and over with a graduate degree12.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeSoto
Housing in DeSoto
- Housing units21,718
- Occupied units20,693
- Vacant units1,025 plus or minus 274
- Vacancy rate4.7 percent plus or minus 1.3
- Owner occupied14,405
- Renter occupied6,288
- Ownership rate69.6 percent
- Median owner-occupied home value$319,400
- Median gross rent, monthly$1,666
- Annual rent as a share of median income24.2 percent
- Single family units16,743
- Share single family77.1 percent
- Units in buildings of two or more4,481
- Share in buildings of two or more20.6 percent
- Mobile homes471 plus or minus 232
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeSoto
How DeSoto gets to work
- Workers 16 and over who commute23,327
- Commuting under 15 minutes3,364
- Share commuting under 15 minutes14.4 percent
- Commuting 30 minutes or more12,158
- Share commuting 30 minutes or more52.1 percent
- Drove alone72.8 percent
- Carpooled8.5 percent
- Public transport0.3 percent plus or minus 0.3
- Walked0.4 percent plus or minus 0.4
- Worked from home17.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeSoto
SBA loans in DeSoto (7(a))
- Approvals41
- Gross approval$20,071,200
- Average approval$489,541
- Median approval$250,000
- Ninetieth percentile approval$990,000
- Largest approval$5,000,000
- Jobs supported460
- Jobs per approval11.2
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more26.8 percent
- Share to franchises12.2 percent
- Distinct lenders28
- Distinct industries by NAICS32
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeSoto
SBA loans in DeSoto (504)
- Approvals8
- Gross approval$16,460,000
- Average approval$2,057,500
- Median approval$2,854,000
- Largest approval$3,995,000
- Jobs supported106
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeSoto
Flood risk in DeSoto
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480172
- Currently effective map date07/07/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dallas County, not DeSoto
Dallas County context, not DeSoto figures
These are Dallas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as DeSoto measurements.
- Establishments in Dallas County71,182
- Employment at those establishments, Dallas County1,648,702
- Covered employment, Dallas County1,826,215
- Average annual pay, Dallas County$89,284
- Average weekly wage, Dallas County$1,717
- Housing units permitted, Dallas County12,711
- Of those, single family, Dallas County5,655
- County product, 2024, Dallas County$389,402,358,000
- County product change over the prior year, Dallas County4.3 percent
- Average income of an arriving household, Dallas County$89,056
Every figure in this section is published for Dallas County as a whole and is not a measurement of DeSoto. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
DeSoto questions, answered from the record.
How many people live in DeSoto, Texas?
56,211, in 20,693 households. DeSoto city covers 21.64 square miles of land, which is 2,598 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is DeSoto in?
Dallas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in DeSoto?
$82,782. The median owner-occupied home is valued at $319,400. Median gross rent is $1,666 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to DeSoto businesses?
41 7(a) approvals totalling $20.1 m, across 28 lenders, median approval $250,000, plus 8 504 approvals worth $16.5 m. These count approvals to borrowers whose address is in DeSoto, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to DeSoto borrowers get paid back?
No rate is published for DeSoto. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is DeSoto in the National Flood Insurance Program?
Yes. DeSoto appears in the FEMA Community Status Book as community 480172, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page DeSoto figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dallas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of DeSoto.
Is zoning published for DeSoto?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.