HomeTexasDallas CountyGarland
Garland, Texas: commercial real estate data.
Garland is a Census city of 246,844 people across 56.86 square miles of land, in Dallas County. Median household income is $76,320, 61.6 percent of occupied homes are owned, and the SBA record carries 195 7(a) approvals to borrowers here worth $164.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garland
What Garland is
- Census place typecity
- Land area56.86 sq mi
- Water area0.11 sq mi
- Population per square mile of land4,341
- County holding the largest share of its areaDallas County, 99.9 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garland
How many people live in Garland
- Population246,844
- Median age35.0
- Population under 1863,015
- Share under 1825.5 percent
- Population 65 and over31,085
- Share 65 and over12.6 percent
- Households81,954
- Family households61,442
- Share of households that are families75.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garland
Income and work in Garland
- Median household income$76,320
- Per capita income$31,917
- Civilian labor force129,976
- Employed123,743
- Unemployed6,233
- Unemployment rate4.8 percent
- Adults 25 and over159,576
- Adults 25 and over with a high school diploma or higher78.9 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent
- Adults 25 and over with a graduate degree8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garland
Housing in Garland
- Housing units86,216
- Occupied units81,954
- Vacant units4,262
- Vacancy rate4.9 percent
- Owner occupied50,491
- Renter occupied31,463
- Ownership rate61.6 percent
- Median owner-occupied home value$270,800
- Median gross rent, monthly$1,641
- Annual rent as a share of median income25.8 percent
- Single family units61,887
- Share single family71.8 percent
- Units in buildings of two or more23,987
- Share in buildings of two or more27.8 percent
- Mobile homes342 plus or minus 169
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garland
How Garland gets to work
- Workers 16 and over who commute106,264
- Commuting under 15 minutes15,128
- Share commuting under 15 minutes14.2 percent
- Commuting 30 minutes or more60,581
- Share commuting 30 minutes or more57.0 percent
- Drove alone72.7 percent
- Carpooled11.9 percent
- Public transport0.9 percent plus or minus 0.3
- Walked0.8 percent plus or minus 0.3
- Worked from home12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garland
SBA loans in Garland (7(a))
- Approvals195
- Gross approval$164,383,200
- Average approval$842,991
- Median approval$399,500
- Ninetieth percentile approval$2,240,360
- Largest approval$5,000,000
- Jobs supported2,521
- Jobs per approval12.9
- Loans with a final outcome37
- Paid in full33
- Charged off4
- Charge-off rate over resolved loans10.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more30.8 percent
- Share to franchises11.8 percent
- Distinct lenders73
- Distinct industries by NAICS109
Counted by borrower city: approvals to borrowers whose address is in Garland, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garland
SBA loans in Garland (504)
- Approvals35
- Gross approval$38,372,000
- Average approval$1,096,343
- Median approval$761,000
- Largest approval$4,505,000
- Jobs supported454
- Loans with a final outcome16
- Charged off1
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Garland, in any county, FY2010 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garland
Flood risk in Garland
- NFIP communityCity of Garland
- NFIP community number485471
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date07/07/14
The City of Garland participates in the National Flood Insurance Program as community 485471 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dallas County, not Garland
Dallas County context, not Garland figures
- Establishments in Dallas County71,182
- Covered employment, Dallas County1,826,215
- Average annual pay, Dallas County$89,284
- Housing units permitted, Dallas County12,711
Every figure in this section is published for Dallas County as a whole and is not a measurement of Garland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garland questions, answered from the record.
How many people live in Garland, Texas?
246,844, in 81,954 households. Garland city covers 56.86 square miles of land, which is 4,341 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garland in?
Dallas County, which holds 99.9 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garland?
$76,320. The median owner-occupied home is valued at $270,800. Median gross rent is $1,641 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garland businesses?
195 7(a) approvals totaling $164.4 m since FY2020, across 73 lenders, median approval $399,500, plus 35 504 approvals worth $38.4 m since FY2010. These count approvals to borrowers whose address is in Garland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garland borrowers get paid back?
Of the 37 loans that have reached a final outcome, 33 were paid in full and 4 charged off, a charge off rate of 10.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Garland in the National Flood Insurance Program?
Yes. Garland appears in the FEMA Community Status Book as Garland, city of, community 485471, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dallas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garland.
Is zoning published for Garland?
No. Nothing on this page presents parcel level zoning.