HomeTexasCollin CountyJosephine city
Josephine city, Texas: commercial real estate data.
Josephine city is a Census city of 5,842 people across 2.00 square miles of land, lying across Collin County and Hunt County. Median household income is $91,000, 94.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.8 m.
71 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Josephine
What Josephine is
- Census place typecity
- Land area2 sq mi
- Water area0.21 sq mi
- Population per square mile of land2,918
- County holding the largest share of its areaCollin County, 97.5 percent
- Counties this place lies inCollin County 97.5 percent, Hunt County 2.5 percent
Josephine city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
How many people live in Josephine
- Population5,842
- Median age33.8
- Population under 181,975
- Share under 1833.8 percent
- Population 65 and over701 plus or minus 195
- Share 65 and over12.0 percent plus or minus 3.3
- Households1,844
- Family households1,526
- Share of households that are families82.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
Income and work in Josephine
- Median household income$91,000 plus or minus $18,456
- Per capita income$37,041
- Civilian labor force2,718
- Employed2,668
- Unemployed50 plus or minus 47
- Unemployment rate1.8 percent plus or minus 1.7
- Adults 25 and over3,551
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 6.6
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
Housing in Josephine
- Housing units1,954
- Occupied units1,844
- Vacant units110 plus or minus 118
- Vacancy rate5.6 percent plus or minus 6.0
- Owner occupied1,737
- Renter occupied107 plus or minus 60
- Ownership rate94.2 percent
- Median owner-occupied home value$320,200
- Median gross rent, monthly$1,688 plus or minus $694
- Annual rent as a share of median income22.3 percent plus or minus 10.2
- Single family units1,769
- Share single family90.5 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes137 plus or minus 138
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
How Josephine gets to work
- Workers 16 and over who commute2,171
- Commuting under 15 minutes171 plus or minus 98
- Share commuting under 15 minutes7.9 percent plus or minus 4.3
- Commuting 30 minutes or more1,527
- Share commuting 30 minutes or more70.3 percent
- Drove alone69.6 percent
- Carpooled10.4 percent plus or minus 4.9
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home18.3 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
SBA loans in Josephine (7(a))
- Approvals2
- Gross approval$2,841,400
- Average approval$1,420,700
- Median approval$2,673,100
- Ninetieth percentile approval$2,673,100
- Largest approval$2,673,100
- Jobs supported16
- Jobs per approval8.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term308 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Josephine
Flood risk in Josephine
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480756
- Currently effective map date01/06/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Collin County, not Josephine
Collin County context, not Josephine figures
These are Collin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Josephine measurements.
- Establishments in Collin County31,012
- Employment at those establishments, Collin County528,596
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Average weekly wage, Collin County$1,694
- Housing units permitted, Collin County18,813
- Of those, single family, Collin County14,425
- County product, 2024, Collin County$115,357,858,000
- County product change over the prior year, Collin County8.3 percent
- Average income of an arriving household, Collin County$104,234
Every figure in this section is published for Collin County as a whole and is not a measurement of Josephine. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Josephine questions, answered from the record.
How many people live in Josephine, Texas?
5,842, in 1,844 households. Josephine city covers 2.00 square miles of land, which is 2,918 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Josephine in?
Josephine lies in more than one. By area it is 97.5 percent in Collin County, 2.5 percent in Hunt County. This page sits under Collin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Josephine?
$91,000. The median owner-occupied home is valued at $320,200. Median gross rent is $1,688 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Josephine businesses?
2 7(a) approvals totalling $2.8 m, across 2 lenders, median approval $2,673,100. These count approvals to borrowers whose address is in Josephine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Josephine borrowers get paid back?
No rate is published for Josephine. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Josephine in the National Flood Insurance Program?
Yes. Josephine appears in the FEMA Community Status Book as community 480756, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Josephine figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Josephine.
Is zoning published for Josephine?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.