HomeTexasCollin CountyJosephine
Josephine, Texas: commercial real estate data.
Josephine is a Census city of 5,842 people across 2.00 square miles of land, lying across Collin County and Hunt County. Median household income is $91,000, 94.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Josephine
What Josephine is
- Census place typecity
- Land area2 sq mi
- Water area0.21 sq mi
- Population per square mile of land2,918
- County holding the largest share of its areaCollin County, 97.5 percent
- Counties this place lies inCollin County 97.5 percent, Hunt County 2.5 percent
Josephine crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
How many people live in Josephine
- Population5,842
- Median age33.8
- Population under 181,975
- Share under 1833.8 percent
- Population 65 and over701 plus or minus 195
- Share 65 and over12.0 percent plus or minus 3.3
- Households1,844
- Family households1,526
- Share of households that are families82.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
Income and work in Josephine
- Median household income$91,000 plus or minus $18,456
- Per capita income$37,041
- Civilian labor force2,718
- Employed2,668
- Unemployed50 plus or minus 47
- Unemployment rate1.8 percent plus or minus 1.7
- Adults 25 and over3,551
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 6.6
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
Housing in Josephine
- Housing units1,954
- Occupied units1,844
- Vacant units110 plus or minus 118
- Vacancy rate5.6 percent plus or minus 6.0
- Owner occupied1,737
- Renter occupied107 plus or minus 60
- Ownership rate94.2 percent
- Median owner-occupied home value$320,200
- Median gross rent, monthly$1,688 plus or minus $694
- Annual rent as a share of median income22.3 percent plus or minus 10.2
- Single family units1,769
- Share single family90.5 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes137 plus or minus 138
- Median year structure built2013
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
How Josephine gets to work
- Workers 16 and over who commute2,171
- Commuting under 15 minutes171 plus or minus 98
- Share commuting under 15 minutes7.9 percent plus or minus 4.3
- Commuting 30 minutes or more1,527
- Share commuting 30 minutes or more70.3 percent
- Drove alone69.6 percent
- Carpooled10.4 percent plus or minus 4.9
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home18.3 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Josephine
SBA loans in Josephine (7(a))
- Approvals2
- Gross approval$2,841,400
- Average approval$1,420,700
- Median approval$1,420,700
- Largest approval$2,673,100
- Jobs supported16
- Jobs per approval8.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term214 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Josephine, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Josephine
Flood risk in Josephine
- NFIP communityCity of Josephine
- NFIP community number480756
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/12
The City of Josephine participates in the National Flood Insurance Program as community 480756 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not Josephine
Collin County context, not Josephine figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of Josephine.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Josephine questions, answered from the record.
How many people live in Josephine, Texas?
5,842, in 1,844 households. Josephine city covers 2.00 square miles of land, which is 2,918 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Josephine in?
Josephine lies in more than one. By area it is 97.5 percent in Collin County, 2.5 percent in Hunt County. This page sits under Collin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Josephine?
$91,000. The median owner-occupied home is valued at $320,200. Median gross rent is $1,688 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Josephine businesses?
2 7(a) approvals totaling $2.8 m since FY2020, across 2 lenders, median approval $1,420,700. These count approvals to borrowers whose address is in Josephine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Josephine borrowers get paid back?
No rate is published for Josephine. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Josephine in the National Flood Insurance Program?
Yes. Josephine appears in the FEMA Community Status Book as Josephine, city of, community 480756, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Josephine figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Josephine.
Is zoning published for Josephine?
No. Nothing on this page presents parcel level zoning.