HomeTexasCollin CountyProsper
Prosper, Texas: commercial real estate data.
Prosper is a Census town of 37,869 people across 25.20 square miles of land, lying across Collin County and Denton County. Median household income is $195,281, 87.9 percent of occupied homes are owned, and the SBA record carries 157 7(a) approvals to borrowers here worth $98.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Prosper
What Prosper is
- Census place typetown
- Land area25.2 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,503
- County holding the largest share of its areaCollin County, 72.1 percent
- Counties this place lies inCollin County 72.1 percent, Denton County 27.9 percent
Prosper crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prosper
How many people live in Prosper
- Population37,869
- Median age37.6
- Population under 1812,391
- Share under 1832.7 percent
- Population 65 and over3,484
- Share 65 and over9.2 percent
- Households11,239
- Family households10,065
- Share of households that are families89.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prosper
Income and work in Prosper
- Median household income$195,281
- Per capita income$72,601
- Civilian labor force19,043
- Employed17,980
- Unemployed1,063 plus or minus 335
- Unemployment rate5.6 percent plus or minus 1.7
- Adults 25 and over23,309
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher66.5 percent
- Adults 25 and over with a graduate degree25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prosper
Housing in Prosper
- Housing units11,921
- Occupied units11,239
- Vacant units682 plus or minus 308
- Vacancy rate5.7 percent plus or minus 2.6
- Owner occupied9,874
- Renter occupied1,365 plus or minus 300
- Ownership rate87.9 percent
- Median owner-occupied home value$823,700
- Median gross rent, monthly$2,176
- Annual rent as a share of median income13.4 percent
- Single family units10,696
- Share single family89.7 percent
- Units in buildings of two or more1,145 plus or minus 332
- Share in buildings of two or more9.6 percent plus or minus 2.8
- Mobile homes80 plus or minus 82
- Median year structure built2014
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prosper
How Prosper gets to work
- Workers 16 and over who commute11,470
- Commuting under 15 minutes2,359
- Share commuting under 15 minutes20.6 percent
- Commuting 30 minutes or more5,306
- Share commuting 30 minutes or more46.3 percent
- Drove alone56.5 percent
- Carpooled5.7 percent plus or minus 1.5
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.3
- Worked from home35.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prosper
SBA loans in Prosper (7(a))
- Approvals157
- Gross approval$98,936,000
- Average approval$630,166
- Median approval$322,000
- Ninetieth percentile approval$1,297,340
- Largest approval$5,000,000
- Jobs supported2,230
- Jobs per approval14.2
- Loans with a final outcome19
- Paid in full18
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more15.9 percent
- Share to franchises33.8 percent
- Distinct lenders62
- Distinct industries by NAICS70
Counted by borrower city: approvals to borrowers whose address is in Prosper, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Prosper
SBA loans in Prosper (504)
- Approvals8
- Gross approval$16,494,000
- Average approval$2,061,750
- Median approval$2,039,500
- Largest approval$5,500,000
- Jobs supported175
- Loans with a final outcome5
- Charged off0
- Median term270 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Prosper, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Prosper
Flood risk in Prosper
- NFIP communityTown of Prosper
- NFIP community number480141
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/18/11
The Town of Prosper participates in the National Flood Insurance Program as community 480141 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Collin County, not Prosper
Collin County context, not Prosper figures
- Establishments in Collin County31,012
- Covered employment, Collin County546,526
- Average annual pay, Collin County$88,091
- Housing units permitted, Collin County18,813
Every figure in this section is published for Collin County as a whole and is not a measurement of Prosper.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Prosper questions, answered from the record.
How many people live in Prosper, Texas?
37,869, in 11,239 households. Prosper town covers 25.20 square miles of land, which is 1,503 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Prosper in?
Prosper lies in more than one. By area it is 72.1 percent in Collin County, 27.9 percent in Denton County. This page sits under Collin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Prosper?
$195,281. The median owner-occupied home is valued at $823,700. Median gross rent is $2,176 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Prosper businesses?
157 7(a) approvals totaling $98.9 m since FY2020, across 62 lenders, median approval $322,000, plus 8 504 approvals worth $16.5 m since FY2010. These count approvals to borrowers whose address is in Prosper, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Prosper borrowers get paid back?
No rate is published for Prosper. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Prosper in the National Flood Insurance Program?
Yes. Prosper appears in the FEMA Community Status Book as Prosper, town of, community 480141, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Prosper figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Collin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Prosper.
Is zoning published for Prosper?
No. Nothing on this page presents parcel level zoning.