Eastland County, Texas: commercial real estate data.
Eastland County, Texas had an estimated 18,290 residents on July 1, 2024, up 3.0 percent since the 2020 census base of 17,750, across 926 square miles. County output reached $906.0 m in 2024, 489 establishments operate here, and the SBA record carries 24 7(a) approvals worth $33.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eastland County
How many people live in Eastland County
- Population, American Community Survey 2020-202418,011
- Households7,236
- Average household size2.49
- Median household income$53,549
- Median age43.1
- Median gross rent$866 per month
- Median owner-occupied home value$134,800
- Home value to household income2.5 times
- Annual rent as a share of median income19.4 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over12,336
- Population under 183,805
- Share under 1821.1 percent
- Population 65 and over3,950
- Share 65 and over21.9 percent
- Working age population, 18 to 6410,256
- Civilian labor force8,267
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over58.2 percent
- Rank by population among Texas counties132nd of 254
- Rank by population among US county-equivalents, Puerto Rico included1988th of 3,222
Eastland County is the 132nd largest of 254 Texas counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 21.9 percent against 21.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Eastland County
Is Eastland County's population growing?
- Population, July 1, 202418,290
- Census 2020 base population17,750
- Population change since the 2020 census base3.04 percent
- Population change, 2023 to 202491
- Births, 2024187
- Deaths, 2024316
- Natural change, 2024-129
- Net domestic migration, 2024149
- Net international migration, 202474
- Total net migration, 2024223
- Cumulative net domestic migration, 2021 to 2024873
- Rank by growth among US county-equivalents864th of 3,144
The county has grown 3.04 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Eastland County
Where are people moving to Eastland County from?
- Tax returns filed by households arriving536
- People arriving, from those returns1,070
- Tax returns filed by households leaving415
- Net household movement121
- Adjusted gross income arriving$28.2 m
- Net adjusted gross income movement$10.6 m
- Average income of an arriving household$52,552
- Average income of a leaving household$42,434
- Largest single originTarrant County (49 households)
- Largest single destinationTaylor County (52 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tarrant County | 49 | 91 | $2.1 m |
| Erath County | 39 | 66 | $1.7 m |
| Parker County | 29 | 56 | $2.7 m |
| Taylor County | 27 | 46 | $1.1 m |
Households arriving report $10,118 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tarrant County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Eastland County
What is the Eastland County economy?
- County GDP, 2024$906.0 m
- County GDP, 2023$889.9 m
- GDP change, 2023 to 20241.8 percent
- GDP change over five years28.8 percent
- Rank by GDP among the Texas areas BEA publishes159th of 254
- Rank by GDP among the US county areas BEA publishes1918th of 3,127
- GDP per resident$50,302
Output grew 1.8 percent in the latest year and 28.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Eastland County
Employment by industry in Eastland County
- Covered employment, annual average5,803
- Establishments reporting530
- Average annual pay$51,592
- Average weekly wage$992
- Retail trade, employment895
- Retail trade, average annual pay$35,001
- Manufacturing, employment521
- Manufacturing, average annual pay$61,863
- Mining, quarrying, and oil and gas extraction, employment284
- Mining, quarrying, and oil and gas extraction, average annual pay$111,524
- Construction, employment268
- Construction, average annual pay$60,683
- Agriculture, forestry, fishing and hunting, employment190
- Other services, except public administration, employment188
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 895 | 74 | $35,001 |
| Manufacturing | 521 | 22 | $61,863 |
| Mining, quarrying, and oil and gas extraction | 284 | 30 | $111,524 |
| Construction | 268 | 44 | $60,683 |
| Agriculture, forestry, fishing and hunting | 190 | 28 | $57,422 |
| Other services, except public administration | 188 | 34 | $37,594 |
| Transportation and warehousing | 166 | 26 | $106,493 |
| Finance and insurance | 121 | 25 | $56,375 |
Retail trade is the largest private sector at 895 jobs, 15.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Eastland County
How many businesses are in Eastland County?
- Establishments, all industries489
- Employment at those establishments5,658
- Annual payroll$297.5 m
- Establishments per 1,000 residents27.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Eastland County
Building permits in Eastland County
- Housing units authorized by permit, 202416
- Declared construction value permitted$3.0 m
- Single family units authorized16
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$189,471
- Units authorized per 1,000 households2.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Eastland County
SBA loans in Eastland County (7(a) and 504)
- 7(a) approvals recorded24
- 7(a) gross approval dollars$33.1 m
- Average 7(a) approval$1,380,121
- Median 7(a) approval$550,900
- 10th percentile approval$168,160
- 90th percentile approval$3,066,600
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)237
- Jobs per approval9.9
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals15
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer58.3 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter6
- Franchise loans11
- Franchise share of approvals45.8 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (7)
- Most active lenderFirst Financial Bank (6)
- 504 approvals recorded6
- 504 gross approval dollars$2.4 m
- Average 504 approval$407,500
- Median 504 approval$432,000
- Distinct CDCs active3
- 504 jobs per approval8.3
- 504 jobs per million dollars approved20.4
- Most active CDCCapital Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$35.6 m
The average approval of $1,380,121 sits well above the median of $550,900, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 58.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eastland County
SBA loan default and charge-off rates in Eastland County
Do SBA loans in Eastland County get paid back?
- Loans with a final outcome recorded7
- Paid in full6
- Charged off1
- Status: Paid in full6
- Status: Charged off1
- Status: Exempt from disclosure13
- Status: Cancelled4
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eastland County
SBA lending by place in Eastland County
- Borrower cities with recorded lending5
- Eastland, approvals17
- Ranger, approvals3
- Cisco, approvals2
- Brownwood, approvals1
- Carbon, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Eastland | 17 | $29,280,900 |
| Ranger | 3 | $2,515,000 |
| Cisco | 2 | $303,200 |
| Brownwood | 1 | $523,800 |
| Carbon | 1 | $500,000 |
Eastland accounts for 17 approvals against 3 in Ranger. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eastland County
How large is Eastland County?
- Land area926 sq mi
- Rank by land area among Texas counties102nd of 254
- Width, east to west37.6 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary7
- Residents per square mile of land19
- Establishments per square mile0.53
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Eastland County
Flood risk in Eastland County
- Participation of the county's own NFIP community Eastland County, unincorporated areasParticipating, community 480793
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Eastland County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Eastland County (community 480793), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Eastland County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Eastland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Eastland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,011
- Households7,236
- Average household size2.49
- Median household income$53,549
- Median age43.1
Common questions
Eastland County questions, answered from the record.
How many people live in Eastland County, Texas?
The Census Bureau estimates 18,290 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,011, in 7,236 households, ranking 132nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Eastland County's population growing?
The population has grown 3.04 percent since the 2020 census base of 17,750, to 18,290 on July 1, 2024. In 2024 there were 187 births against 316 deaths, with net migration of 223. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Eastland County?
$53,549. The median owner-occupied home is valued at $134,800, which is 2.5 times income, and median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Eastland County?
489 establishments, employing 5,658 people with an annual payroll of $297.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Eastland County?
Retail trade is the largest private sector at 895 jobs, 15.4 percent of covered employment. Covered employment averages 5,803 jobs at an average annual pay of $51,592, or $992 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Eastland County?
24 7(a) approvals totaling $33.1 m since FY2020, across 13 lenders, with a median approval of $550,900, plus 6 504 approvals worth $2.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Eastland County?
16 housing units were authorized by permit in 2024, with a declared construction value of $3.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Eastland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Eastland County come from?
The largest single origin is Tarrant County, with 49 households. Arriving households report an average income of $52,552 against $42,434 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Eastland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Eastland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Eastland County
Cities and places in Eastland.
6 Census places lie wholly or partly in Eastland County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cisco | city | 3,955 | 2 | Wholly in this county |
| Eastland | city | 3,704 | 17 | Wholly in this county |
| Ranger | city | 2,641 | 3 | Wholly in this county |
| Gorman | city | 997 | None recorded | Wholly in this county |
| Rising Star | town | 668 | None recorded | Wholly in this county |
| Carbon | town | 280 | 1 | Wholly in this county |
A further 1 of the county's 24 SBA 7(a) approvals are to borrowers in cities that match no Census place in Eastland County, the largest being Brownwood (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby