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Shackelford County, Texas: commercial real estate data.

Shackelford County, Texas had an estimated 3,169 residents on July 1, 2024, up 2.0 percent since the 2020 census base of 3,106, across 914 square miles. County output reached $301.6 m in 2024, 116 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Shackelford County

How many people live in Shackelford County

  • Population, American Community Survey 2020-20243,175
  • Households1,293
  • Average household size2.46
  • Median household income$73,047
  • Median age42.3
  • Median gross rent$718 per month
  • Median owner-occupied home value$174,800
  • Home value to household income2.4 times
  • Annual rent as a share of median income11.8 percent
  • Adults 25 and over with a bachelor degree or higher34.1 percent
  • Adults 25 and over with a graduate degree8.8 percent
  • Adults 25 and over2,271
  • Population under 18656
  • Share under 1820.7 percent
  • Population 65 and over638
  • Share 65 and over20.1 percent
  • Working age population, 18 to 641,881
  • Civilian labor force1,740
  • Unemployment rate7.5 percent
  • Labor force participation, adults 18 and over69.1 percent
  • Rank by population among Texas counties221st of 254
  • Rank by population among US county-equivalents, Puerto Rico included3027th of 3,222

Shackelford County is the 221st largest of 254 Texas counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.7 percent against 20.1 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Shackelford County

Is Shackelford County's population growing?

  • Population, July 1, 20243,169
  • Census 2020 base population3,106
  • Population change since the 2020 census base2.03 percent
  • Population change, 2023 to 2024-35
  • Births, 202423
  • Deaths, 202443
  • Natural change, 2024-20
  • Net domestic migration, 2024-16
  • Net international migration, 20241
  • Total net migration, 2024-15
  • Cumulative net domestic migration, 2021 to 2024138
  • Rank by growth among US county-equivalents1162nd of 3,144

The county has grown 2.03 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Shackelford County

Where are people moving to Shackelford County from?

  • Tax returns filed by households arriving72
  • People arriving, from those returns156
  • Tax returns filed by households leaving82
  • Net household movement-10
  • Adjusted gross income arriving$4.2 m
  • Net adjusted gross income movement$170,000
  • Average income of an arriving household$58,625
  • Average income of a leaving household$49,402
  • Largest single originTaylor County (20 households)
  • Largest single destinationTaylor County (27 households)
Largest origins of households moving into Shackelford County
OriginHouseholdsPeopleAdjusted gross income
Taylor County2041$1.1 m

Households arriving report $9,223 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Taylor County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Shackelford County

What is the Shackelford County economy?

  • County GDP, 2024$301.6 m
  • County GDP, 2023$357.7 m
  • GDP change, 2023 to 2024-15.7 percent
  • GDP change over five years31.6 percent
  • Rank by GDP among the Texas areas BEA publishes215th of 254
  • Rank by GDP among the US county areas BEA publishes2697th of 3,127
  • GDP per resident$95,003

Output grew -15.7 percent in the latest year and 31.6 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Shackelford County

Employment by industry in Shackelford County

  • Covered employment, annual average1,292
  • Establishments reporting137
  • Average annual pay$75,130
  • Average weekly wage$1,445
  • Mining, quarrying, and oil and gas extraction, employment449
  • Mining, quarrying, and oil and gas extraction, average annual pay$111,652
  • Finance and insurance, employment77
  • Finance and insurance, average annual pay$84,940
  • Retail trade, employment74
  • Retail trade, average annual pay$26,184
  • Agriculture, forestry, fishing and hunting, employment37
  • Agriculture, forestry, fishing and hunting, average annual pay$34,447
  • Wholesale trade, employment19
  • Real estate and rental and leasing, employment9
Private sector employment and pay by industry, Shackelford County
SectorEmploymentEstablishmentsAverage annual pay
Mining, quarrying, and oil and gas extraction44929$111,652
Finance and insurance779$84,940
Retail trade7412$26,184
Agriculture, forestry, fishing and hunting3712$34,447
Wholesale trade196$62,348
Real estate and rental and leasing93$29,022

Mining, quarrying, and oil and gas extraction is the largest private sector at 449 jobs, 34.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Shackelford County

How many businesses are in Shackelford County?

  • Establishments, all industries116
  • Employment at those establishments1,066
  • Annual payroll$72.1 m
  • Establishments per 1,000 residents36.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Shackelford County

SBA loans in Shackelford County (7(a) and 504)

  • 7(a) approvals recorded4
  • 7(a) gross approval dollars$1.8 m
  • Average 7(a) approval$437,500
  • Median 7(a) approval$337,500
  • Largest single approval$942,000
  • Jobs reported supported, 7(a)14
  • Jobs per approval3.5
  • Distinct 7(a) lenders active2
  • Distinct industries receiving approvals3
  • Median 7(a) term180 months
  • Share of loans on real estate terms, 240 months or longer25.0 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter1
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Most active lenderClear Fork Bank National Association (3)

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shackelford County

SBA loan default and charge-off rates in Shackelford County

Do SBA loans in Shackelford County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure4

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shackelford County

SBA lending by place in Shackelford County

  • Borrower cities with recorded lending2
  • Albany, approvals3
  • Moran, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Shackelford County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Albany3$808,000
Moran1$942,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shackelford County

How large is Shackelford County?

  • Land area914 sq mi
  • Rank by land area among Texas counties117th of 254
  • Width, east to west30 mi
  • Height, north to south30.5 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land3
  • Establishments per square mile0.13

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Shackelford County

Flood risk in Shackelford County

  • Participation of the county's own NFIP community Shackelford County, unincorporated areasParticipating, community 481002
  • Communities in the county in the NFIP Community Status Book2
  • Of those, participating in the NFIP2
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Shackelford County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Shackelford County (community 481002), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Shackelford County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Shackelford County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Shackelford County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20243,175
  • Households1,293
  • Average household size2.46
  • Median household income$73,047
  • Median age42.3

How a feasibility study works →

Common questions

Shackelford County questions, answered from the record.

How many people live in Shackelford County, Texas?

The Census Bureau estimates 3,169 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,175, in 1,293 households, ranking 221st of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Shackelford County's population growing?

The population has grown 2.03 percent since the 2020 census base of 3,106, to 3,169 on July 1, 2024. In 2024 there were 23 births against 43 deaths, with net migration of -15. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Shackelford County?

$73,047. The median owner-occupied home is valued at $174,800, which is 2.4 times income, and median gross rent is $718 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Shackelford County?

116 establishments, employing 1,066 people with an annual payroll of $72.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Shackelford County?

Mining, quarrying, and oil and gas extraction is the largest private sector at 449 jobs, 34.8 percent of covered employment. Covered employment averages 1,292 jobs at an average annual pay of $75,130, or $1,445 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Shackelford County?

4 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, with a median approval of $337,500. These are approvals recorded in the release, not loans disbursed.

What is the radon zone for Shackelford County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Shackelford County come from?

The largest single origin is Taylor County, with 20 households. Arriving households report an average income of $58,625 against $49,402 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Shackelford County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Shackelford County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Shackelford County

Cities and places in Shackelford.

2 Census places lie wholly or partly in Shackelford County. All 2 carry enough published place level data for a page of their own and are linked.

Census places in Shackelford County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Shackelford County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Albanycity1,8493Wholly in this county
Morancity2591Wholly in this county