Jones County, Texas: commercial real estate data.
Jones County, Texas had an estimated 20,850 residents on July 1, 2024, up 6.0 percent since the 2020 census base of 19,663, across 929 square miles. County output reached $599.5 m in 2024, 263 establishments operate here, and the SBA record carries 8 7(a) approvals worth $3.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jones County
How many people live in Jones County
- Population, American Community Survey 2020-202420,304
- Households5,915
- Average household size3.43
- Median household income$59,464
- Median age39.3
- Median gross rent$866 per month
- Median owner-occupied home value$96,500
- Home value to household income1.6 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher12.0 percent
- Adults 25 and over with a graduate degree2.9 percent
- Adults 25 and over14,941
- Population under 183,438
- Share under 1816.9 percent
- Population 65 and over3,255
- Share 65 and over16.0 percent
- Working age population, 18 to 6413,611
- Civilian labor force6,995
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over41.5 percent
- Rank by population among Texas counties118th of 254
- Rank by population among US county-equivalents, Puerto Rico included1860th of 3,222
Jones County is the 118th largest of 254 Texas counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 16.9 percent against 16.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jones County
Is Jones County's population growing?
- Population, July 1, 202420,850
- Census 2020 base population19,663
- Population change since the 2020 census base6.04 percent
- Population change, 2023 to 202485
- Births, 2024136
- Deaths, 2024214
- Natural change, 2024-78
- Net domestic migration, 2024155
- Net international migration, 20248
- Total net migration, 2024163
- Cumulative net domestic migration, 2021 to 20241,460
- Rank by growth among US county-equivalents402nd of 3,144
The county has grown 6.04 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jones County
Where are people moving to Jones County from?
- Tax returns filed by households arriving639
- People arriving, from those returns1,246
- Tax returns filed by households leaving604
- Net household movement35
- Adjusted gross income arriving$30.8 m
- Net adjusted gross income movement$8.5 m
- Average income of an arriving household$48,135
- Average income of a leaving household$36,844
- Largest single originTaylor County (243 households)
- Largest single destinationTaylor County (206 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Taylor County | 243 | 516 | $12.1 m |
| Tarrant County | 21 | 34 | $687,000 |
Households arriving report $11,291 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Taylor County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jones County
What is the Jones County economy?
- County GDP, 2024$599.5 m
- County GDP, 2023$609.2 m
- GDP change, 2023 to 2024-1.6 percent
- GDP change over five years32.6 percent
- Rank by GDP among the Texas areas BEA publishes182nd of 254
- Rank by GDP among the US county areas BEA publishes2277th of 3,127
- GDP per resident$29,528
Output grew -1.6 percent in the latest year and 32.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jones County
Employment by industry in Jones County
- Covered employment, annual average3,056
- Establishments reporting338
- Average annual pay$50,611
- Average weekly wage$973
- Retail trade, employment325
- Retail trade, average annual pay$39,221
- Administrative and support and waste management services, employment218
- Administrative and support and waste management services, average annual pay$71,093
- Construction, employment192
- Construction, average annual pay$71,139
- Accommodation and food services, employment188
- Accommodation and food services, average annual pay$15,695
- Manufacturing, employment173
- Transportation and warehousing, employment160
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 325 | 41 | $39,221 |
| Administrative and support and waste management services | 218 | 9 | $71,093 |
| Construction | 192 | 30 | $71,139 |
| Accommodation and food services | 188 | 27 | $15,695 |
| Manufacturing | 173 | 12 | $39,860 |
| Transportation and warehousing | 160 | 16 | $68,963 |
| Agriculture, forestry, fishing and hunting | 120 | 29 | $42,766 |
| Mining, quarrying, and oil and gas extraction | 100 | 11 | $61,385 |
Retail trade is the largest private sector at 325 jobs, 10.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jones County
How many businesses are in Jones County?
- Establishments, all industries263
- Employment at those establishments2,023
- Annual payroll$103.7 m
- Establishments per 1,000 residents13.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jones County
Building permits in Jones County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Jones County
SBA loans in Jones County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$3.6 m
- Average 7(a) approval$449,850
- Median 7(a) approval$387,500
- Largest single approval$1,105,000
- Jobs reported supported, 7(a)369
- Jobs per approval46.1
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter7
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$101,000
- Average 504 approval$101,000
- Median 504 approval$101,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved19.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA loan default and charge-off rates in Jones County
Do SBA loans in Jones County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure4
- Status: Cancelled2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA lending by place in Jones County
- Borrower cities with recorded lending5
- Hamlin, approvals3
- Hawley, approvals2
- Anson, approvals1
- Stamford, approvals1
- Merkel, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hamlin | 3 | $1,555,000 |
| Hawley | 2 | $1,250,000 |
| Anson | 1 | $350,000 |
| Stamford | 1 | $243,800 |
| Merkel | 1 | $200,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
How large is Jones County?
- Land area929 sq mi
- Rank by land area among Texas counties99th of 254
- Width, east to west31.1 mi
- Height, north to south30.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land22
- Establishments per square mile0.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jones County
Flood risk in Jones County
- Participation of the county's own NFIP community Jones County, unincorporated areasParticipating, community 480884
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Jones County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Jones County (community 480884), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jones County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jones County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jones County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202420,304
- Households5,915
- Average household size3.43
- Median household income$59,464
- Median age39.3
Common questions
Jones County questions, answered from the record.
How many people live in Jones County, Texas?
The Census Bureau estimates 20,850 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 20,304, in 5,915 households, ranking 118th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jones County's population growing?
The population has grown 6.04 percent since the 2020 census base of 19,663, to 20,850 on July 1, 2024. In 2024 there were 136 births against 214 deaths, with net migration of 163. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jones County?
$59,464. The median owner-occupied home is valued at $96,500, which is 1.6 times income, and median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jones County?
263 establishments, employing 2,023 people with an annual payroll of $103.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jones County?
Retail trade is the largest private sector at 325 jobs, 10.6 percent of covered employment. Covered employment averages 3,056 jobs at an average annual pay of $50,611, or $973 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jones County?
8 7(a) approvals totaling $3.6 m since FY2020, across 7 lenders, with a median approval of $387,500, plus 1 504 approvals worth $101,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jones County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jones County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jones County come from?
The largest single origin is Taylor County, with 243 households. Arriving households report an average income of $48,135 against $36,844 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jones County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jones County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jones County
Cities and places in Jones.
6 Census places lie wholly or partly in Jones County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Abilene | city | 128,053 | None recorded | 15.2 percent here, 84.8 percent Taylor County |
| Stamford | city | 2,917 | 1 | 25.6 percent here, 74.4 percent Haskell County |
| Anson | city | 2,531 | 1 | Wholly in this county |
| Hamlin | city | 2,011 | 3 | 83.1 percent here, 16.9 percent Fisher County |
| Hawley | city | 572 | 2 | Wholly in this county |
| Lueders | city | 271 | None recorded | Wholly in this county |
A further 1 of the county's 8 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jones County, the largest being Merkel (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby