El Paso County, Texas: commercial real estate data.
El Paso County, Texas had an estimated 875,784 residents on July 1, 2024, up 1.2 percent since the 2020 census base of 865,710, across 1,013 square miles. County output reached $53.33 bn in 2024, 16,280 establishments operate here, and the SBA record carries 554 7(a) approvals worth $266.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
El Paso County
How many people live in El Paso County
- Population, American Community Survey 2020-2024870,779
- Households299,637
- Average household size2.91
- Median household income$59,806
- Median age33.6
- Median gross rent$1,079 per month
- Median owner-occupied home value$180,400
- Home value to household income3.0 times
- Annual rent as a share of median income21.7 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over549,086
- Population under 18226,840
- Share under 1826.1 percent
- Population 65 and over114,171
- Share 65 and over13.1 percent
- Working age population, 18 to 64529,768
- Civilian labor force400,191
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over62.1 percent
- Rank by population among Texas counties10th of 254
- Rank by population among US county-equivalents, Puerto Rico included68th of 3,222
El Paso County is the 10th largest of 254 Texas counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.1 percent against 13.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
El Paso County
Is El Paso County's population growing?
- Population, July 1, 2024875,784
- Census 2020 base population865,710
- Population change since the 2020 census base1.16 percent
- Population change, 2023 to 2024948
- Births, 202410,533
- Deaths, 20246,534
- Natural change, 20243,999
- Net domestic migration, 2024-7,348
- Net international migration, 20244,315
- Total net migration, 2024-3,033
- Cumulative net domestic migration, 2021 to 2024-17,220
- Rank by growth among US county-equivalents1432nd of 3,144
The county has grown 1.16 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
El Paso County
Where are people moving to El Paso County from?
- Tax returns filed by households arriving15,282
- People arriving, from those returns30,860
- Tax returns filed by households leaving16,165
- Net household movement-883
- Adjusted gross income arriving$826.4 m
- Net adjusted gross income movement$-69.0 m
- Average income of an arriving household$54,077
- Average income of a leaving household$55,393
- Largest single originDoña Ana County (959 households)
- Largest single destinationDoña Ana County (1,106 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Doña Ana County | 959 | 1,812 | $42.4 m |
| Foreign - APO/FPO ZIPs | 504 | 1,238 | $30.3 m |
| Bexar County | 487 | 936 | $25.2 m |
| Maricopa County | 426 | 837 | $21.9 m |
| Los Angeles County | 414 | 717 | $20.8 m |
| Harris County | 306 | 533 | $20.5 m |
| Dallas County | 261 | 404 | $14.6 m |
| Travis County | 248 | 356 | $14.7 m |
Households arriving report $1,316 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Doña Ana County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
El Paso County
What is the El Paso County economy?
- County GDP, 2024$53.33 bn
- County GDP, 2023$50.03 bn
- GDP change, 2023 to 20246.6 percent
- GDP change over five years53.2 percent
- Rank by GDP among the Texas areas BEA publishes8th of 254
- Rank by GDP among the US county areas BEA publishes111th of 3,127
- GDP per resident$61,247
Output grew 6.6 percent in the latest year and 53.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
El Paso County
Employment by industry in El Paso County
- Covered employment, annual average333,908
- Establishments reporting16,825
- Average annual pay$50,230
- Average weekly wage$966
- Health care and social assistance, employment48,830
- Health care and social assistance, average annual pay$46,801
- Retail trade, employment38,688
- Retail trade, average annual pay$36,146
- Accommodation and food services, employment38,053
- Accommodation and food services, average annual pay$21,517
- Administrative and support and waste management services, employment24,727
- Administrative and support and waste management services, average annual pay$39,235
- Transportation and warehousing, employment18,316
- Manufacturing, employment17,164
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 48,830 | 1,992 | $46,801 |
| Retail trade | 38,688 | 2,156 | $36,146 |
| Accommodation and food services | 38,053 | 1,734 | $21,517 |
| Administrative and support and waste management services | 24,727 | 880 | $39,235 |
| Transportation and warehousing | 18,316 | 1,070 | $57,159 |
| Manufacturing | 17,164 | 658 | $60,904 |
| Construction | 15,650 | 1,416 | $55,706 |
| Professional, scientific and technical services | 12,884 | 1,648 | $70,660 |
Health care and social assistance is the largest private sector at 48,830 jobs, 14.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
El Paso County
How many businesses are in El Paso County?
- Establishments, all industries16,280
- Employment at those establishments254,282
- Annual payroll$10.87 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
El Paso County
Building permits in El Paso County
- Housing units authorized by permit, 20242,320
- Declared construction value permitted$516.5 m
- Single family units authorized2,077
- Multifamily units authorized243
- Multifamily share of units10.5 percent
- Average declared value per unit$222,623
- Units authorized per 1,000 households7.7
Single-family homes are 89.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
El Paso County
SBA loans in El Paso County (7(a) and 504)
- 7(a) approvals recorded554
- 7(a) gross approval dollars$266.1 m
- Average 7(a) approval$480,364
- Median 7(a) approval$224,400
- 10th percentile approval$23,950
- 90th percentile approval$1,207,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)7,892
- Jobs per approval14.2
- Distinct 7(a) lenders active73
- Distinct industries receiving approvals181
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.4 percent
- Loans on real estate terms80
- Loans on working capital terms, 120 months or shorter442
- Franchise loans97
- Franchise share of approvals17.5 percent
- Leading industry by approval countFull-Service Restaurants (31)
- Most active lenderWells Fargo Bank National Association (70)
- 504 approvals recorded171
- 504 gross approval dollars$120.8 m
- Average 504 approval$706,480
- Median 504 approval$447,000
- Distinct CDCs active10
- 504 jobs per approval11.3
- 504 jobs per million dollars approved16.0
- Most active CDCLiftFund, Inc. (88)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$386.9 m
The average approval of $480,364 sits well above the median of $224,400, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 14.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
El Paso County
SBA loan default and charge-off rates in El Paso County
Do SBA loans in El Paso County get paid back?
- Loans with a final outcome recorded106
- Paid in full96
- Charged off10
- Charge-off rate on resolved loans9.4 percent
- Status: Exempt from disclosure344
- Status: Paid in full96
- Status: Charged off10
- Status: Cancelled74
- Status: Committed, not yet disbursed30
Of the 106 loans that have reached a final outcome, 9.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Paso County
SBA lending by place in El Paso County
- Borrower cities with recorded lending14
- El Paso, approvals515
- Horizon City, approvals13
- Socorro, approvals8
- Anthony, approvals4
- Fort Bliss, approvals2
- Clint, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| El Paso | 515 | $250,167,300 |
| Horizon City | 13 | $2,332,400 |
| Socorro | 8 | $2,869,400 |
| Anthony | 4 | $1,404,900 |
| Fort Bliss | 2 | $765,700 |
| Clint | 2 | $600,000 |
| Vinton | 2 | $525,000 |
| Canutillo | 2 | $265,000 |
| 6 other borrower cities | 6 | $7,192,000 |
El Paso accounts for 515 approvals against 13 in Horizon City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Paso County
How large is El Paso County?
- Land area1,013 sq mi
- Rank by land area among Texas counties70th of 254
- Width, east to west37.1 mi
- Height, north to south42.5 mi
- Geographies sharing a boundary3
- Residents per square mile of land860
- Establishments per square mile16.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
El Paso County
Flood risk in El Paso County
- Participation of the county's own NFIP community El Paso County, unincorporated areasParticipating, community 480212
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
- Radon levels in El Paso County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated El Paso County (community 480212), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places El Paso County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a El Paso County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a El Paso County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024870,779
- Households299,637
- Average household size2.91
- Median household income$59,806
- Median age33.6
Common questions
El Paso County questions, answered from the record.
How many people live in El Paso County, Texas?
The Census Bureau estimates 875,784 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 870,779, in 299,637 households, ranking 10th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is El Paso County's population growing?
The population has grown 1.16 percent since the 2020 census base of 865,710, to 875,784 on July 1, 2024. In 2024 there were 10,533 births against 6,534 deaths, with net migration of -3,033. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in El Paso County?
$59,806. The median owner-occupied home is valued at $180,400, which is 3.0 times income, and median gross rent is $1,079 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in El Paso County?
16,280 establishments, employing 254,282 people with an annual payroll of $10.87 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in El Paso County?
Health care and social assistance is the largest private sector at 48,830 jobs, 14.6 percent of covered employment. Covered employment averages 333,908 jobs at an average annual pay of $50,230, or $966 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in El Paso County?
554 7(a) approvals totaling $266.1 m since FY2020, across 73 lenders, with a median approval of $224,400, plus 171 504 approvals worth $120.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in El Paso County get paid back?
Of the 106 loans that have reached a final outcome, 96 were paid in full and 10 charged off, a charge-off rate of 9.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in El Paso County?
2,320 housing units were authorized by permit in 2024, with a declared construction value of $516.5 m. Multifamily was 10.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for El Paso County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to El Paso County come from?
The largest single origin is Doña Ana County, with 959 households. Arriving households report an average income of $54,077 against $55,393 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for El Paso County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for El Paso County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
El Paso County
Cities and places in El Paso.
19 Census places lie wholly or partly in El Paso County. All 19 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| El Paso | city | 680,130 | 515 | Wholly in this county |
| Socorro | city | 37,123 | 8 | Wholly in this county |
| Horizon City | city | 23,668 | 13 | Wholly in this county |
| Fort Bliss | CDP | 11,460 | 2 | Wholly in this county |
| San Elizario | city | 10,116 | 1 | Wholly in this county |
| Homestead Meadows South | CDP | 6,660 | None recorded | Wholly in this county |
| Canutillo | CDP | 5,962 | 2 | Wholly in this county |
| Homestead Meadows North | CDP | 5,795 | None recorded | Wholly in this county |
| Fabens | CDP | 4,818 | 1 | Wholly in this county |
| Anthony | town | 4,580 | 4 | Wholly in this county |
| Sparks | CDP | 4,134 | None recorded | Wholly in this county |
| Westway | CDP | 3,484 | None recorded | Wholly in this county |
| Agua Dulce | CDP | 2,697 | None recorded | Wholly in this county |
| Vinton | village | 2,585 | 2 | Wholly in this county |
| Tornillo | CDP | 1,341 | 1 | Wholly in this county |
| Clint | town | 1,258 | 2 | Wholly in this county |
| Prado Verde | CDP | 474 | None recorded | Wholly in this county |
| Morning Glory | CDP | 431 | None recorded | Wholly in this county |
| Butterfield | CDP | 71 | None recorded | Wholly in this county |
A further 3 of the county's 554 SBA 7(a) approvals are to borrowers in cities that match no Census place in El Paso County, the largest being West El Paso (1), Weimer (1), Dallas (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby