HomeTexasEl Paso CountyEl Paso city
El Paso city, Texas: commercial real estate data.
El Paso city is a Census city of 680,130 people across 258.82 square miles of land, in El Paso County. Median household income is $59,745, 60.8 percent of occupied homes are owned, and the SBA record carries 516 7(a) approvals to borrowers here worth $250.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
El Paso
What El Paso is
- Census place typecity
- Land area258.82 sq mi
- Water area0.53 sq mi
- Population per square mile of land2,628
- County holding the largest share of its areaEl Paso County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Paso
How many people live in El Paso
- Population680,130
- Median age34.5
- Population under 18169,034
- Share under 1824.9 percent
- Population 65 and over97,265
- Share 65 and over14.3 percent
- Households245,346
- Family households169,948
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Paso
Income and work in El Paso
- Median household income$59,745
- Per capita income$29,956
- Civilian labor force318,793
- Employed299,718
- Unemployed19,075
- Unemployment rate6.0 percent
- Adults 25 and over439,005
- Adults 25 and over with a high school diploma or higher82.2 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree9.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Paso
Housing in El Paso
- Housing units265,320
- Occupied units245,346
- Vacant units19,974
- Vacancy rate7.5 percent
- Owner occupied149,169
- Renter occupied96,177
- Ownership rate60.8 percent
- Median owner-occupied home value$184,500
- Median gross rent, monthly$1,073
- Annual rent as a share of median income21.6 percent
- Single family units186,924
- Share single family70.5 percent
- Units in buildings of two or more70,080
- Share in buildings of two or more26.4 percent
- Mobile homes7,878
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Paso
How El Paso gets to work
- Workers 16 and over who commute277,999
- Commuting under 15 minutes63,905
- Share commuting under 15 minutes23.0 percent
- Commuting 30 minutes or more80,727
- Share commuting 30 minutes or more29.0 percent
- Drove alone75.4 percent
- Carpooled11.6 percent
- Public transport0.9 percent
- Walked1.2 percent
- Worked from home8.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Paso
SBA loans in El Paso (7(a))
- Approvals516
- Gross approval$250,655,800
- Average approval$485,767
- Median approval$225,000
- Ninetieth percentile approval$1,231,000
- Largest approval$5,000,000
- Jobs supported7,545
- Jobs per approval14.6
- Loans with a final outcome93
- Paid in full84
- Charged off9
- Charge-off rate over resolved loans9.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises17.1 percent
- Distinct lenders70
- Distinct industries by NAICS175
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Paso
SBA loans in El Paso (504)
- Approvals163
- Gross approval$113,685,000
- Average approval$697,454
- Median approval$424,000
- Largest approval$4,099,000
- Jobs supported1,800
- Loans with a final outcome63
- Charged off2
- Charge-off rate over resolved loans3.2 percent
- Median term240 months
- Distinct CDCs10
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
El Paso
Flood risk in El Paso
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number480214
- Currently effective map date02/16/06
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
El Paso County, not El Paso
El Paso County context, not El Paso figures
These are El Paso County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as El Paso measurements.
- Establishments in El Paso County16,280
- Employment at those establishments, El Paso County254,282
- Covered employment, El Paso County333,908
- Average annual pay, El Paso County$50,230
- Average weekly wage, El Paso County$966
- Housing units permitted, El Paso County2,320
- Of those, single family, El Paso County2,077
- County product, 2024, El Paso County$53,332,906,000
- County product change over the prior year, El Paso County6.6 percent
- Average income of an arriving household, El Paso County$54,077
Every figure in this section is published for El Paso County as a whole and is not a measurement of El Paso. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
El Paso questions, answered from the record.
How many people live in El Paso, Texas?
680,130, in 245,346 households. El Paso city covers 258.82 square miles of land, which is 2,628 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is El Paso in?
El Paso County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in El Paso?
$59,745. The median owner-occupied home is valued at $184,500. Median gross rent is $1,073 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to El Paso businesses?
516 7(a) approvals totalling $250.7 m, across 70 lenders, median approval $225,000, plus 163 504 approvals worth $113.7 m. These count approvals to borrowers whose address is in El Paso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to El Paso borrowers get paid back?
Of the 93 loans that have reached a final outcome, 84 were paid in full and 9 charged off, a charge off rate of 9.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is El Paso in the National Flood Insurance Program?
Yes. El Paso appears in the FEMA Community Status Book as community 480214, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page El Paso figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for El Paso County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of El Paso.
Is zoning published for El Paso?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.