HomeTexasEllis CountyMidlothian
Midlothian, Texas: commercial real estate data.
Midlothian is a Census city of 39,356 people across 63.72 square miles of land, in Ellis County. Median household income is $126,641, 79.7 percent of occupied homes are owned, and the SBA record carries 55 7(a) approvals to borrowers here worth $36.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Midlothian
What Midlothian is
- Census place typecity
- Land area63.72 sq mi
- Water area0.73 sq mi
- Population per square mile of land618
- County holding the largest share of its areaEllis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midlothian
How many people live in Midlothian
- Population39,356
- Median age36.7
- Population under 1811,365
- Share under 1828.9 percent
- Population 65 and over4,885
- Share 65 and over12.4 percent
- Households13,024
- Family households10,998
- Share of households that are families84.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midlothian
Income and work in Midlothian
- Median household income$126,641
- Per capita income$47,287
- Civilian labor force20,635
- Employed19,831
- Unemployed804 plus or minus 383
- Unemployment rate3.9 percent plus or minus 1.8
- Adults 25 and over25,282
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher35.8 percent
- Adults 25 and over with a graduate degree10.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midlothian
Housing in Midlothian
- Housing units13,373
- Occupied units13,024
- Vacant units349 plus or minus 165
- Vacancy rate2.6 percent plus or minus 1.2
- Owner occupied10,385
- Renter occupied2,639
- Ownership rate79.7 percent
- Median owner-occupied home value$411,800
- Median gross rent, monthly$2,013
- Annual rent as a share of median income19.1 percent
- Single family units11,613
- Share single family86.8 percent
- Units in buildings of two or more1,345 plus or minus 390
- Share in buildings of two or more10.1 percent plus or minus 2.9
- Mobile homes403 plus or minus 180
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midlothian
How Midlothian gets to work
- Workers 16 and over who commute16,370
- Commuting under 15 minutes2,687
- Share commuting under 15 minutes16.4 percent
- Commuting 30 minutes or more9,136
- Share commuting 30 minutes or more55.8 percent
- Drove alone76.8 percent
- Carpooled5.8 percent plus or minus 1.5
- Public transport0.3 percent plus or minus 0.3
- Walked0.5 percent plus or minus 0.4
- Worked from home15.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Midlothian
SBA loans in Midlothian (7(a))
- Approvals55
- Gross approval$36,455,300
- Average approval$662,824
- Median approval$314,000
- Ninetieth percentile approval$1,820,000
- Largest approval$4,846,000
- Jobs supported624
- Jobs per approval11.3
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises21.8 percent
- Distinct lenders34
- Distinct industries by NAICS37
Counted by borrower city: approvals to borrowers whose address is in Midlothian, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Midlothian
SBA loans in Midlothian (504)
- Approvals5
- Gross approval$8,655,000
- Average approval$1,731,000
- Median approval$1,128,000
- Largest approval$3,917,000
- Jobs supported185
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Midlothian, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Midlothian
Flood risk in Midlothian
- NFIP communityCity of Midlothian
- NFIP community number480801
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/23
The City of Midlothian participates in the National Flood Insurance Program as community 480801 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ellis County, not Midlothian
Ellis County context, not Midlothian figures
- Establishments in Ellis County3,808
- Covered employment, Ellis County62,721
- Average annual pay, Ellis County$57,911
- Housing units permitted, Ellis County2,972
Every figure in this section is published for Ellis County as a whole and is not a measurement of Midlothian.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Midlothian questions, answered from the record.
How many people live in Midlothian, Texas?
39,356, in 13,024 households. Midlothian city covers 63.72 square miles of land, which is 618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Midlothian in?
Ellis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Midlothian?
$126,641. The median owner-occupied home is valued at $411,800. Median gross rent is $2,013 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Midlothian businesses?
55 7(a) approvals totaling $36.5 m since FY2020, across 34 lenders, median approval $314,000, plus 5 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Midlothian, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Midlothian borrowers get paid back?
No rate is published for Midlothian. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Midlothian in the National Flood Insurance Program?
Yes. Midlothian appears in the FEMA Community Status Book as Midlothian, city of, community 480801, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Midlothian figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ellis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Midlothian.
Is zoning published for Midlothian?
No. Nothing on this page presents parcel level zoning.
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