HomeTexasEllis CountyWaxahachie
Waxahachie, Texas: commercial real estate data.
Waxahachie is a Census city of 45,347 people across 49.76 square miles of land, in Ellis County. Median household income is $85,723, 60.3 percent of occupied homes are owned, and the SBA record carries 77 7(a) approvals to borrowers here worth $51.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waxahachie
What Waxahachie is
- Census place typecity
- Land area49.76 sq mi
- Water area1.25 sq mi
- Population per square mile of land911
- County holding the largest share of its areaEllis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waxahachie
How many people live in Waxahachie
- Population45,347
- Median age33.3
- Population under 1811,363
- Share under 1825.1 percent
- Population 65 and over5,491
- Share 65 and over12.1 percent
- Households15,918
- Family households11,147
- Share of households that are families70.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waxahachie
Income and work in Waxahachie
- Median household income$85,723
- Per capita income$38,706
- Civilian labor force24,205
- Employed23,479
- Unemployed726 plus or minus 286
- Unemployment rate3.0 percent plus or minus 1.2
- Adults 25 and over28,898
- Adults 25 and over with a high school diploma or higher90.2 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree11.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waxahachie
Housing in Waxahachie
- Housing units16,840
- Occupied units15,918
- Vacant units922 plus or minus 342
- Vacancy rate5.5 percent plus or minus 2.0
- Owner occupied9,591
- Renter occupied6,327
- Ownership rate60.3 percent
- Median owner-occupied home value$336,500
- Median gross rent, monthly$1,618
- Annual rent as a share of median income22.6 percent
- Single family units12,487
- Share single family74.2 percent
- Units in buildings of two or more3,986
- Share in buildings of two or more23.7 percent
- Mobile homes367 plus or minus 111
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waxahachie
How Waxahachie gets to work
- Workers 16 and over who commute20,478
- Commuting under 15 minutes7,231
- Share commuting under 15 minutes35.3 percent
- Commuting 30 minutes or more8,479
- Share commuting 30 minutes or more41.4 percent
- Drove alone79.2 percent
- Carpooled7.6 percent plus or minus 1.7
- Public transport0.0 percent
- Walked1.4 percent plus or minus 0.6
- Worked from home10.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waxahachie
SBA loans in Waxahachie (7(a))
- Approvals77
- Gross approval$51,285,600
- Average approval$666,047
- Median approval$314,000
- Ninetieth percentile approval$1,927,880
- Largest approval$5,000,000
- Jobs supported1,030
- Jobs per approval13.4
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.1 percent
- Share to franchises15.6 percent
- Distinct lenders43
- Distinct industries by NAICS58
Counted by borrower city: approvals to borrowers whose address is in Waxahachie, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waxahachie
SBA loans in Waxahachie (504)
- Approvals9
- Gross approval$7,133,000
- Average approval$792,556
- Median approval$366,000
- Largest approval$2,117,000
- Jobs supported80
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Waxahachie, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waxahachie
Flood risk in Waxahachie
- NFIP communityCity of Waxahachie
- NFIP community number480211
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/23
The City of Waxahachie participates in the National Flood Insurance Program as community 480211 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ellis County, not Waxahachie
Ellis County context, not Waxahachie figures
- Establishments in Ellis County3,808
- Covered employment, Ellis County62,721
- Average annual pay, Ellis County$57,911
- Housing units permitted, Ellis County2,972
Every figure in this section is published for Ellis County as a whole and is not a measurement of Waxahachie.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waxahachie questions, answered from the record.
How many people live in Waxahachie, Texas?
45,347, in 15,918 households. Waxahachie city covers 49.76 square miles of land, which is 911 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waxahachie in?
Ellis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waxahachie?
$85,723. The median owner-occupied home is valued at $336,500. Median gross rent is $1,618 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waxahachie businesses?
77 7(a) approvals totaling $51.3 m since FY2020, across 43 lenders, median approval $314,000, plus 9 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Waxahachie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waxahachie borrowers get paid back?
No rate is published for Waxahachie. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waxahachie in the National Flood Insurance Program?
Yes. Waxahachie appears in the FEMA Community Status Book as Waxahachie, city of, community 480211, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waxahachie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ellis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waxahachie.
Is zoning published for Waxahachie?
No. Nothing on this page presents parcel level zoning.
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