Floyd County, Texas: commercial real estate data.
Floyd County, Texas had an estimated 5,042 residents on July 1, 2024, down 6.6 percent since the 2020 census base of 5,401, across 992 square miles. County output reached $387.9 m in 2024, 140 establishments operate here, and the SBA record carries 2 7(a) approvals worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Floyd County
How many people live in Floyd County
- Population, American Community Survey 2020-20245,216
- Households1,952
- Average household size2.67
- Median household income$58,462
- Median age38.3
- Median gross rent$676 per month
- Median owner-occupied home value$89,600
- Home value to household income1.5 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher14.9 percent
- Adults 25 and over with a graduate degree3.6 percent
- Adults 25 and over3,568
- Population under 181,326
- Share under 1825.4 percent
- Population 65 and over995
- Share 65 and over19.1 percent
- Working age population, 18 to 642,895
- Civilian labor force2,432
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Texas counties198th of 254
- Rank by population among US county-equivalents, Puerto Rico included2879th of 3,222
Floyd County is the 198th largest of 254 Texas counties by population. A median home costs 1.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.4 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Floyd County
Is Floyd County's population growing?
- Population, July 1, 20245,042
- Census 2020 base population5,401
- Population change since the 2020 census base-6.65 percent
- Population change, 2023 to 2024-74
- Births, 202455
- Deaths, 202449
- Natural change, 20246
- Net domestic migration, 2024-100
- Net international migration, 202422
- Total net migration, 2024-78
- Cumulative net domestic migration, 2021 to 2024-286
- Rank by growth among US county-equivalents3073rd of 3,144
The county has lost 6.65 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Floyd County
Where are people moving to Floyd County from?
- Tax returns filed by households arriving101
- People arriving, from those returns202
- Tax returns filed by households leaving135
- Net household movement-34
- Adjusted gross income arriving$4.4 m
- Net adjusted gross income movement$-2.1 m
- Average income of an arriving household$43,535
- Average income of a leaving household$48,200
- Largest single originHale County (34 households)
- Largest single destinationHale County (43 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hale County | 34 | 74 | $1.5 m |
| Lubbock County | 26 | 38 | $969,000 |
Households arriving report $4,665 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Hale County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Floyd County
What is the Floyd County economy?
- County GDP, 2024$387.9 m
- County GDP, 2023$419.7 m
- GDP change, 2023 to 2024-7.6 percent
- GDP change over five years32.3 percent
- Rank by GDP among the Texas areas BEA publishes204th of 254
- Rank by GDP among the US county areas BEA publishes2567th of 3,127
- GDP per resident$74,363
Output grew -7.6 percent in the latest year and 32.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Floyd County
Employment by industry in Floyd County
- Covered employment, annual average1,460
- Establishments reporting244
- Average annual pay$46,314
- Average weekly wage$891
- Agriculture, forestry, fishing and hunting, employment251
- Agriculture, forestry, fishing and hunting, average annual pay$43,340
- Retail trade, employment130
- Retail trade, average annual pay$28,802
- Wholesale trade, employment96
- Wholesale trade, average annual pay$51,817
- Manufacturing, employment63
- Manufacturing, average annual pay$48,833
- Health care and social assistance, employment55
- Other services, except public administration, employment37
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Agriculture, forestry, fishing and hunting | 251 | 96 | $43,340 |
| Retail trade | 130 | 16 | $28,802 |
| Wholesale trade | 96 | 11 | $51,817 |
| Manufacturing | 63 | 8 | $48,833 |
| Health care and social assistance | 55 | 8 | $37,530 |
| Other services, except public administration | 37 | 11 | $39,548 |
| Construction | 26 | 11 | $40,270 |
Agriculture, forestry, fishing and hunting is the largest private sector at 251 jobs, 17.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Floyd County
How many businesses are in Floyd County?
- Establishments, all industries140
- Employment at those establishments804
- Annual payroll$36.0 m
- Establishments per 1,000 residents26.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Floyd County
Building permits in Floyd County
- Housing units authorized by permit, 20241
- Declared construction value permitted$420,000
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$420,000
- Units authorized per 1,000 households0.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Floyd County
SBA loans in Floyd County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$1.0 m
- Average 7(a) approval$506,100
- Median 7(a) approval$506,100
- Largest single approval$864,000
- Jobs reported supported, 7(a)24
- Jobs per approval12.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term108 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County
SBA loan default and charge-off rates in Floyd County
Do SBA loans in Floyd County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure1
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Floyd County
How large is Floyd County?
- Land area992 sq mi
- Rank by land area among Texas counties75th of 254
- Width, east to west30 mi
- Height, north to south33.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land5
- Establishments per square mile0.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Floyd County
Flood risk in Floyd County
- Participation of the county's own NFIP community Floyd County, unincorporated areasParticipating, community 480817
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Floyd County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Floyd County (community 480817), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Floyd County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Floyd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Floyd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20245,216
- Households1,952
- Average household size2.67
- Median household income$58,462
- Median age38.3
Common questions
Floyd County questions, answered from the record.
How many people live in Floyd County, Texas?
The Census Bureau estimates 5,042 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 5,216, in 1,952 households, ranking 198th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Floyd County's population growing?
The population has fallen 6.65 percent since the 2020 census base of 5,401, to 5,042 on July 1, 2024. In 2024 there were 55 births against 49 deaths, with net migration of -78. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Floyd County?
$58,462. The median owner-occupied home is valued at $89,600, which is 1.5 times income, and median gross rent is $676 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Floyd County?
140 establishments, employing 804 people with an annual payroll of $36.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Floyd County?
Agriculture, forestry, fishing and hunting is the largest private sector at 251 jobs, 17.2 percent of covered employment. Covered employment averages 1,460 jobs at an average annual pay of $46,314, or $891 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Floyd County?
2 7(a) approvals totaling $1.0 m since FY2020, across 2 lenders, with a median approval of $506,100. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Floyd County?
1 housing units were authorized by permit in 2024, with a declared construction value of $420,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Floyd County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Floyd County come from?
The largest single origin is Hale County, with 34 households. Arriving households report an average income of $43,535 against $48,200 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Floyd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Floyd County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Floyd County
Cities and places in Floyd.
2 Census places lie wholly or partly in Floyd County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Floydada | city | 2,588 | None recorded | Wholly in this county |
| Lockney | town | 1,752 | 2 | Wholly in this county |
Nearby