HomeTexasFloyd CountyLockney town
Lockney town, Texas: commercial real estate data.
Lockney town is a Census town of 1,752 people across 1.55 square miles of land, in Floyd County. Median household income is $54,698, 80.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.0 m.
70 sourced place values · tier FULL · 8 sections
Lockney
What Lockney is
- Census place typetown
- Land area1.55 sq mi
- Water area0 sq mi
- Population per square mile of land1,132
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
How many people live in Lockney
- Population1,752
- Median age45.6 plus or minus 11.3
- Population under 18299 plus or minus 127
- Share under 1817.1 percent plus or minus 6.9
- Population 65 and over407 plus or minus 112
- Share 65 and over23.2 percent plus or minus 5.7
- Households699
- Family households506
- Share of households that are families72.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
Income and work in Lockney
- Median household income$54,698 plus or minus $15,480
- Per capita income$27,310
- Civilian labor force780
- Employed713
- Unemployed67 plus or minus 48
- Unemployment rate8.6 percent plus or minus 6.0
- Adults 25 and over1,385
- Adults 25 and over with a high school diploma or higher76.1 percent
- Adults 25 and over with a bachelor degree or higher11.2 percent plus or minus 4.5
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
Housing in Lockney
- Housing units803
- Occupied units699
- Vacant units104 plus or minus 49
- Vacancy rate13.0 percent plus or minus 5.9
- Owner occupied562
- Renter occupied137 plus or minus 76
- Ownership rate80.4 percent
- Median owner-occupied home value$82,600 plus or minus $24,452
- Median gross rent, monthly$718
- Annual rent as a share of median income15.8 percent plus or minus 5.3
- Single family units722
- Share single family89.9 percent
- Units in buildings of two or more30 plus or minus 31
- Share in buildings of two or more3.7 percent plus or minus 3.8
- Mobile homes51 plus or minus 57
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
How Lockney gets to work
- Workers 16 and over who commute713
- Commuting under 15 minutes361 plus or minus 117
- Share commuting under 15 minutes50.6 percent plus or minus 13.8
- Commuting 30 minutes or more99 plus or minus 56
- Share commuting 30 minutes or more13.9 percent plus or minus 7.5
- Drove alone95.5 percent
- Carpooled4.5 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
SBA 7(a) lending to Lockney borrowers
- Approvals2
- Gross approval$1,012,200
- Average approval$506,100
- Median approval$864,000
- Ninetieth percentile approval$864,000
- Largest approval$864,000
- Jobs supported24
- Jobs per approval12.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lockney
Flood programme status in Lockney
- Listed NFIP communities1
- Of those, participating0
- NFIP community number480818
- Currently effective map date07/02/76
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Floyd County, not Lockney
Floyd County context, not Lockney figures
These are Floyd County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lockney measurements.
- Establishments in Floyd County140
- Employment at those establishments, Floyd County804
- Covered employment, Floyd County1,460
- Average annual pay, Floyd County$46,314
- Average weekly wage, Floyd County$891
- Housing units permitted, Floyd County1
- Of those, single family, Floyd County1
- County product, 2024, Floyd County$387,876,000
- County product change over the prior year, Floyd County-7.6 percent
- Average income of an arriving household, Floyd County$43,535
Every figure in this section is published for Floyd County as a whole and is not a measurement of Lockney. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lockney questions, answered from the record.
How many people live in Lockney, Texas?
1,752, in 699 households. Lockney town covers 1.55 square miles of land, which is 1,132 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lockney in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lockney?
$54,698. The median owner-occupied home is valued at $82,600. Median gross rent is $718 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lockney businesses?
2 7(a) approvals totalling $1.0 m, across 2 lenders, median approval $864,000. These count approvals to borrowers whose address is in Lockney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lockney borrowers get paid back?
No rate is published for Lockney. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lockney in the National Flood Insurance Program?
It is listed but not shown as participating. Lockney appears in the FEMA Community Status Book as community 480818, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lockney figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lockney.
Is zoning published for Lockney?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.