HomeTexasFloyd CountyLockney
Lockney, Texas: commercial real estate data.
Lockney is a Census town of 1,752 people across 1.55 square miles of land, in Floyd County. Median household income is $54,698, 80.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lockney
What Lockney is
- Census place typetown
- Land area1.55 sq mi
- Water area0 sq mi
- Population per square mile of land1,132
- County holding the largest share of its areaFloyd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
How many people live in Lockney
- Population1,752
- Median age45.6 plus or minus 11.3
- Population under 18299 plus or minus 127
- Share under 1817.1 percent plus or minus 6.9
- Population 65 and over407 plus or minus 112
- Share 65 and over23.2 percent plus or minus 5.7
- Households699
- Family households506
- Share of households that are families72.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
Income and work in Lockney
- Median household income$54,698 plus or minus $15,480
- Per capita income$27,310
- Civilian labor force780
- Employed713
- Unemployed67 plus or minus 48
- Unemployment rate8.6 percent plus or minus 6.0
- Adults 25 and over1,385
- Adults 25 and over with a high school diploma or higher76.1 percent
- Adults 25 and over with a bachelor degree or higher11.2 percent plus or minus 4.5
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
Housing in Lockney
- Housing units803
- Occupied units699
- Vacant units104 plus or minus 49
- Vacancy rate13.0 percent plus or minus 5.9
- Owner occupied562
- Renter occupied137 plus or minus 76
- Ownership rate80.4 percent
- Median owner-occupied home value$82,600 plus or minus $24,452
- Median gross rent, monthly$718
- Annual rent as a share of median income15.8 percent plus or minus 5.3
- Single family units722
- Share single family89.9 percent
- Units in buildings of two or more30 plus or minus 31
- Share in buildings of two or more3.7 percent plus or minus 3.8
- Mobile homes51 plus or minus 57
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
How Lockney gets to work
- Workers 16 and over who commute713
- Commuting under 15 minutes361 plus or minus 117
- Share commuting under 15 minutes50.6 percent plus or minus 13.8
- Commuting 30 minutes or more99 plus or minus 56
- Share commuting 30 minutes or more13.9 percent plus or minus 7.5
- Drove alone95.5 percent
- Carpooled4.5 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockney
SBA loans in Lockney (7(a))
- Approvals2
- Gross approval$1,012,200
- Average approval$506,100
- Median approval$506,100
- Largest approval$864,000
- Jobs supported24
- Jobs per approval12.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term108 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Lockney, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lockney
Flood risk in Lockney
- NFIP communityCity of Lockney
- NFIP community number480818
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date07/02/76
The City of Lockney does not participate in the National Flood Insurance Program as community 480818 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Floyd County, not Lockney
Floyd County context, not Lockney figures
- Establishments in Floyd County140
- Covered employment, Floyd County1,460
- Average annual pay, Floyd County$46,314
- Housing units permitted, Floyd County1
Every figure in this section is published for Floyd County as a whole and is not a measurement of Lockney.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lockney questions, answered from the record.
How many people live in Lockney, Texas?
1,752, in 699 households. Lockney town covers 1.55 square miles of land, which is 1,132 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lockney in?
Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lockney?
$54,698. The median owner-occupied home is valued at $82,600. Median gross rent is $718 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lockney businesses?
2 7(a) approvals totaling $1.0 m since FY2020, across 2 lenders, median approval $506,100. These count approvals to borrowers whose address is in Lockney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lockney borrowers get paid back?
No rate is published for Lockney. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lockney in the National Flood Insurance Program?
No, it is listed but not participating. Lockney appears in the FEMA Community Status Book as Lockney, city of, community 480818, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lockney figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lockney.
Is zoning published for Lockney?
No. Nothing on this page presents parcel level zoning.