Frio County, Texas: commercial real estate data.
Frio County, Texas had an estimated 19,520 residents on July 1, 2024, up 6.1 percent since the 2020 census base of 18,391, across 1,134 square miles. County output reached $1.48 bn in 2024, 295 establishments operate here, and the SBA record carries 9 7(a) approvals worth $15.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Frio County
How many people live in Frio County
- Population, American Community Survey 2020-202418,582
- Households5,437
- Average household size3.42
- Median household income$66,010
- Median age32.3
- Median gross rent$1,016 per month
- Median owner-occupied home value$107,700
- Home value to household income1.6 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher11.9 percent
- Adults 25 and over with a graduate degree3.2 percent
- Adults 25 and over11,793
- Population under 184,586
- Share under 1824.7 percent
- Population 65 and over2,302
- Share 65 and over12.4 percent
- Working age population, 18 to 6411,694
- Civilian labor force7,671
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over54.8 percent
- Rank by population among Texas counties129th of 254
- Rank by population among US county-equivalents, Puerto Rico included1957th of 3,222
Frio County is the 129th largest of 254 Texas counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 12.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Frio County
Is Frio County's population growing?
- Population, July 1, 202419,520
- Census 2020 base population18,391
- Population change since the 2020 census base6.14 percent
- Population change, 2023 to 2024709
- Births, 2024211
- Deaths, 2024182
- Natural change, 202429
- Net domestic migration, 202430
- Net international migration, 2024650
- Total net migration, 2024680
- Cumulative net domestic migration, 2021 to 2024-467
- Rank by growth among US county-equivalents391st of 3,144
The county has grown 6.14 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Frio County
Where are people moving to Frio County from?
- Tax returns filed by households arriving304
- People arriving, from those returns593
- Tax returns filed by households leaving344
- Net household movement-40
- Adjusted gross income arriving$12.1 m
- Net adjusted gross income movement$-4.9 m
- Average income of an arriving household$39,957
- Average income of a leaving household$49,651
- Largest single originBexar County (106 households)
- Largest single destinationBexar County (115 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bexar County | 106 | 208 | $4.7 m |
| Medina County | 37 | 85 | $1.4 m |
Households arriving report $9,694 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Bexar County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Frio County
What is the Frio County economy?
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.52 bn
- GDP change, 2023 to 2024-2.5 percent
- GDP change over five years62.7 percent
- Rank by GDP among the Texas areas BEA publishes128th of 254
- Rank by GDP among the US county areas BEA publishes1525th of 3,127
- GDP per resident$79,662
Output grew -2.5 percent in the latest year and 62.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Frio County
Employment by industry in Frio County
- Covered employment, annual average6,505
- Establishments reporting396
- Average annual pay$62,009
- Average weekly wage$1,192
- Mining, quarrying, and oil and gas extraction, employment1,161
- Mining, quarrying, and oil and gas extraction, average annual pay$93,343
- Retail trade, employment628
- Retail trade, average annual pay$37,789
- Construction, employment294
- Construction, average annual pay$83,198
- Transportation and warehousing, employment258
- Transportation and warehousing, average annual pay$73,139
- Agriculture, forestry, fishing and hunting, employment243
- Wholesale trade, employment164
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Mining, quarrying, and oil and gas extraction | 1,161 | 29 | $93,343 |
| Retail trade | 628 | 44 | $37,789 |
| Construction | 294 | 24 | $83,198 |
| Transportation and warehousing | 258 | 25 | $73,139 |
| Agriculture, forestry, fishing and hunting | 243 | 55 | $47,465 |
| Wholesale trade | 164 | 20 | $82,320 |
| Finance and insurance | 97 | 17 | $80,817 |
| Real estate and rental and leasing | 96 | 8 | $65,103 |
Mining, quarrying, and oil and gas extraction is the largest private sector at 1,161 jobs, 17.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Frio County
How many businesses are in Frio County?
- Establishments, all industries295
- Employment at those establishments4,949
- Annual payroll$256.9 m
- Establishments per 1,000 residents15.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Frio County
Building permits in Frio County
- Housing units authorized by permit, 202413
- Declared construction value permitted$1.7 m
- Single family units authorized13
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$130,390
- Units authorized per 1,000 households2.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Frio County
SBA loans in Frio County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$15.2 m
- Average 7(a) approval$1,689,000
- Median 7(a) approval$1,972,900
- Largest single approval$3,660,100
- Jobs reported supported, 7(a)76
- Jobs per approval8.4
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals7
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer55.6 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter2
- Franchise loans5
- Franchise share of approvals55.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- 504 approvals recorded8
- 504 gross approval dollars$9.5 m
- Average 504 approval$1,191,625
- Median 504 approval$1,104,500
- Distinct CDCs active4
- 504 jobs per approval15.6
- 504 jobs per million dollars approved13.1
- Most active CDCNorth Texas Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$24.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Frio County
SBA loan default and charge-off rates in Frio County
Do SBA loans in Frio County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
- Status: Cancelled2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Frio County
SBA lending by place in Frio County
- Borrower cities with recorded lending2
- Pearsall, approvals7
- Dilley, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Pearsall | 7 | $9,568,000 |
| Dilley | 2 | $5,633,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Frio County
How large is Frio County?
- Land area1,134 sq mi
- Rank by land area among Texas counties46th of 254
- Width, east to west37.1 mi
- Height, north to south31.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land16
- Establishments per square mile0.26
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Frio County
Flood risk in Frio County
- Participation of the county's own NFIP community Frio County, unincorporated areasParticipating, community 481172
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Frio County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Frio County (community 481172), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Frio County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Frio County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Frio County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,582
- Households5,437
- Average household size3.42
- Median household income$66,010
- Median age32.3
Common questions
Frio County questions, answered from the record.
How many people live in Frio County, Texas?
The Census Bureau estimates 19,520 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,582, in 5,437 households, ranking 129th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Frio County's population growing?
The population has grown 6.14 percent since the 2020 census base of 18,391, to 19,520 on July 1, 2024. In 2024 there were 211 births against 182 deaths, with net migration of 680. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Frio County?
$66,010. The median owner-occupied home is valued at $107,700, which is 1.6 times income, and median gross rent is $1,016 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Frio County?
295 establishments, employing 4,949 people with an annual payroll of $256.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Frio County?
Mining, quarrying, and oil and gas extraction is the largest private sector at 1,161 jobs, 17.8 percent of covered employment. Covered employment averages 6,505 jobs at an average annual pay of $62,009, or $1,192 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Frio County?
9 7(a) approvals totaling $15.2 m since FY2020, across 7 lenders, with a median approval of $1,972,900, plus 8 504 approvals worth $9.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Frio County?
13 housing units were authorized by permit in 2024, with a declared construction value of $1.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Frio County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Frio County come from?
The largest single origin is Bexar County, with 106 households. Arriving households report an average income of $39,957 against $49,651 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Frio County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Frio County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Frio County
Cities and places in Frio.
6 Census places lie wholly or partly in Frio County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Pearsall | city | 9,045 | 7 | Wholly in this county |
| Dilley | city | 3,769 | 2 | Wholly in this county |
| Bigfoot | CDP | 1,067 | None recorded | Wholly in this county |
| Hilltop | CDP | 688 | None recorded | Wholly in this county |
| North Pearsall | CDP | 440 | None recorded | Wholly in this county |
| Moore | CDP | 372 | None recorded | Wholly in this county |
Nearby