HomeTexasGalveston CountyKemah
Kemah, Texas: commercial real estate data.
Kemah is a Census city of 2,168 people across 1.83 square miles of land, in Galveston County. Median household income is $85,357, 53.7 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $13.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kemah
What Kemah is
- Census place typecity
- Land area1.83 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,182
- County holding the largest share of its areaGalveston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemah
How many people live in Kemah
- Population2,168
- Median age36.0 plus or minus 10.0
- Population under 18567 plus or minus 141
- Share under 1826.2 percent plus or minus 6.5
- Population 65 and over235 plus or minus 79
- Share 65 and over10.8 percent plus or minus 3.6
- Households916
- Family households546
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemah
Income and work in Kemah
- Median household income$85,357 plus or minus $21,491
- Per capita income$43,458
- Civilian labor force1,276
- Employed1,218
- Unemployed58 plus or minus 30
- Unemployment rate4.5 percent plus or minus 2.3
- Adults 25 and over1,440
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher34.1 percent plus or minus 8.6
- Adults 25 and over with a graduate degree12.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemah
Housing in Kemah
- Housing units1,019
- Occupied units916
- Vacant units103 plus or minus 46
- Vacancy rate10.1 percent plus or minus 4.3
- Owner occupied492 plus or minus 125
- Renter occupied424 plus or minus 89
- Ownership rate53.7 percent plus or minus 12.1
- Median owner-occupied home value$281,100
- Median gross rent, monthly$1,775 plus or minus $586
- Annual rent as a share of median income25.0 percent plus or minus 10.4
- Single family units676
- Share single family66.3 percent
- Units in buildings of two or more309 plus or minus 101
- Share in buildings of two or more30.3 percent plus or minus 9.2
- Mobile homes32 plus or minus 34
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemah
How Kemah gets to work
- Workers 16 and over who commute991
- Commuting under 15 minutes448 plus or minus 155
- Share commuting under 15 minutes45.2 percent plus or minus 14.9
- Commuting 30 minutes or more392 plus or minus 119
- Share commuting 30 minutes or more39.6 percent plus or minus 11.2
- Drove alone61.1 percent plus or minus 13.3
- Carpooled19.6 percent plus or minus 12.3
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home18.8 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemah
SBA loans in Kemah (7(a))
- Approvals18
- Gross approval$13,294,600
- Average approval$738,589
- Median approval$288,000
- Largest approval$3,128,500
- Jobs supported222
- Jobs per approval12.3
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises27.8 percent
- Distinct lenders11
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Kemah, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kemah
SBA loans in Kemah (504)
- Approvals3
- Gross approval$6,387,000
- Average approval$2,129,000
- Median approval$1,835,000
- Largest approval$4,167,000
- Jobs supported53
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Kemah, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kemah
Flood risk in Kemah
- NFIP communityCity of Kemah
- NFIP community number485481
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/15/19
The City of Kemah participates in the National Flood Insurance Program as community 485481 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Galveston County, not Kemah
Galveston County context, not Kemah figures
- Establishments in Galveston County6,597
- Covered employment, Galveston County122,734
- Average annual pay, Galveston County$62,650
- Housing units permitted, Galveston County3,148
Every figure in this section is published for Galveston County as a whole and is not a measurement of Kemah.
All Galveston County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kemah questions, answered from the record.
How many people live in Kemah, Texas?
2,168, in 916 households. Kemah city covers 1.83 square miles of land, which is 1,182 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kemah in?
Galveston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kemah?
$85,357. The median owner-occupied home is valued at $281,100. Median gross rent is $1,775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kemah businesses?
18 7(a) approvals totaling $13.3 m since FY2020, across 11 lenders, median approval $288,000, plus 3 504 approvals worth $6.4 m since FY2010. These count approvals to borrowers whose address is in Kemah, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kemah borrowers get paid back?
No rate is published for Kemah. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kemah in the National Flood Insurance Program?
Yes. Kemah appears in the FEMA Community Status Book as Kemah, city of, community 485481, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kemah figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Galveston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kemah.
Is zoning published for Kemah?
No. Nothing on this page presents parcel level zoning.