HomeTexasGalveston CountyTexas City
Texas City, Texas: commercial real estate data.
Texas City is a Census city of 55,364 people across 66.26 square miles of land, in Galveston County. Median household income is $68,776, 56.5 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $38.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Texas City
What Texas City is
- Census place typecity
- Land area66.26 sq mi
- Water area120.31 sq mi
- Population per square mile of land835
- County holding the largest share of its areaGalveston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Texas City
How many people live in Texas City
- Population55,364
- Median age36.6
- Population under 1812,637
- Share under 1822.8 percent
- Population 65 and over8,901
- Share 65 and over16.1 percent
- Households21,845
- Family households14,454
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Texas City
Income and work in Texas City
- Median household income$68,776
- Per capita income$34,313
- Civilian labor force27,446
- Employed25,671
- Unemployed1,775 plus or minus 398
- Unemployment rate6.5 percent plus or minus 1.4
- Adults 25 and over37,245
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher20.0 percent
- Adults 25 and over with a graduate degree6.2 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Texas City
Housing in Texas City
- Housing units23,618
- Occupied units21,845
- Vacant units1,773 plus or minus 358
- Vacancy rate7.5 percent
- Owner occupied12,348
- Renter occupied9,497
- Ownership rate56.5 percent
- Median owner-occupied home value$217,300
- Median gross rent, monthly$1,307
- Annual rent as a share of median income22.8 percent
- Single family units16,641
- Share single family70.5 percent
- Units in buildings of two or more6,646
- Share in buildings of two or more28.1 percent
- Mobile homes135 plus or minus 98
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Texas City
How Texas City gets to work
- Workers 16 and over who commute23,813
- Commuting under 15 minutes6,021
- Share commuting under 15 minutes25.3 percent
- Commuting 30 minutes or more8,680
- Share commuting 30 minutes or more36.5 percent
- Drove alone83.8 percent
- Carpooled7.7 percent plus or minus 1.9
- Public transport0.7 percent plus or minus 0.6
- Walked1.6 percent plus or minus 0.9
- Worked from home5.8 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Texas City
SBA loans in Texas City (7(a))
- Approvals31
- Gross approval$38,841,200
- Average approval$1,252,942
- Median approval$500,000
- Ninetieth percentile approval$2,932,300
- Largest approval$3,676,000
- Jobs supported528
- Jobs per approval17.0
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term210 months
- Share on real estate terms of 20 years or more48.4 percent
- Share to franchises41.9 percent
- Distinct lenders21
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Texas City, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Texas City
SBA loans in Texas City (504)
- Approvals3
- Gross approval$2,890,000
- Average approval$963,333
- Median approval$339,000
- Largest approval$2,229,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Texas City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Texas City
Flood risk in Texas City
- NFIP communityCity of Texas City
- NFIP community number485514
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/15/19
The City of Texas City participates in the National Flood Insurance Program as community 485514 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Galveston County, not Texas City
Galveston County context, not Texas City figures
- Establishments in Galveston County6,597
- Covered employment, Galveston County122,734
- Average annual pay, Galveston County$62,650
- Housing units permitted, Galveston County3,148
Every figure in this section is published for Galveston County as a whole and is not a measurement of Texas City.
All Galveston County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Texas City questions, answered from the record.
How many people live in Texas City, Texas?
55,364, in 21,845 households. Texas City city covers 66.26 square miles of land, which is 835 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Texas City in?
Galveston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Texas City?
$68,776. The median owner-occupied home is valued at $217,300. Median gross rent is $1,307 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Texas City businesses?
31 7(a) approvals totaling $38.8 m since FY2020, across 21 lenders, median approval $500,000, plus 3 504 approvals worth $2.9 m since FY2010. These count approvals to borrowers whose address is in Texas City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Texas City borrowers get paid back?
No rate is published for Texas City. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Texas City in the National Flood Insurance Program?
Yes. Texas City appears in the FEMA Community Status Book as Texas City, city of, community 485514, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Texas City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Galveston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Texas City.
Is zoning published for Texas City?
No. Nothing on this page presents parcel level zoning.