HomeTexasGillespie CountyFredericksburg city
Fredericksburg city, Texas: commercial real estate data.
Fredericksburg city is a Census city of 11,419 people across 9.56 square miles of land, in Gillespie County. Median household income is $64,534, 63.1 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $15.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fredericksburg
What Fredericksburg is
- Census place typecity
- Land area9.56 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,195
- County holding the largest share of its areaGillespie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fredericksburg
How many people live in Fredericksburg
- Population11,419
- Median age48.5
- Population under 182,206
- Share under 1819.3 percent
- Population 65 and over3,653
- Share 65 and over32.0 percent
- Households5,125
- Family households3,039
- Share of households that are families59.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fredericksburg
Income and work in Fredericksburg
- Median household income$64,534
- Per capita income$48,942
- Civilian labor force5,075
- Employed4,857
- Unemployed218 plus or minus 157
- Unemployment rate4.3 percent plus or minus 3.1
- Adults 25 and over8,476
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher43.3 percent
- Adults 25 and over with a graduate degree16.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fredericksburg
Housing in Fredericksburg
- Housing units6,525
- Occupied units5,125
- Vacant units1,400 plus or minus 354
- Vacancy rate21.5 percent plus or minus 5.3
- Owner occupied3,232
- Renter occupied1,893
- Ownership rate63.1 percent
- Median owner-occupied home value$460,300
- Median gross rent, monthly$1,386
- Annual rent as a share of median income25.8 percent
- Single family units4,982
- Share single family76.4 percent
- Units in buildings of two or more1,323 plus or minus 326
- Share in buildings of two or more20.3 percent plus or minus 4.9
- Mobile homes220 plus or minus 157
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fredericksburg
How Fredericksburg gets to work
- Workers 16 and over who commute4,104
- Commuting under 15 minutes3,205
- Share commuting under 15 minutes78.1 percent
- Commuting 30 minutes or more504 plus or minus 231
- Share commuting 30 minutes or more12.3 percent plus or minus 5.4
- Drove alone72.2 percent
- Carpooled11.7 percent plus or minus 5.8
- Public transport0.0 percent
- Walked2.5 percent plus or minus 2.3
- Worked from home13.0 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fredericksburg
SBA loans in Fredericksburg (7(a))
- Approvals30
- Gross approval$15,764,800
- Average approval$525,493
- Median approval$350,000
- Ninetieth percentile approval$1,665,000
- Largest approval$2,840,400
- Jobs supported345
- Jobs per approval11.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises16.7 percent
- Distinct lenders14
- Distinct industries by NAICS24
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fredericksburg
SBA loans in Fredericksburg (504)
- Approvals17
- Gross approval$24,108,000
- Average approval$1,418,118
- Median approval$1,132,000
- Largest approval$4,500,000
- Jobs supported241
- Loans with a final outcome9
- Charged off1
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fredericksburg
Flood risk in Fredericksburg
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480252
- Currently effective map date10/19/01
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gillespie County, not Fredericksburg
Gillespie County context, not Fredericksburg figures
These are Gillespie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fredericksburg measurements.
- Establishments in Gillespie County1,202
- Employment at those establishments, Gillespie County11,690
- Covered employment, Gillespie County12,476
- Average annual pay, Gillespie County$49,711
- Average weekly wage, Gillespie County$956
- Housing units permitted, Gillespie County52
- Of those, single family, Gillespie County52
- County product, 2024, Gillespie County$1,783,630,000
- County product change over the prior year, Gillespie County6.0 percent
- Average income of an arriving household, Gillespie County$200,413
Every figure in this section is published for Gillespie County as a whole and is not a measurement of Fredericksburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fredericksburg questions, answered from the record.
How many people live in Fredericksburg, Texas?
11,419, in 5,125 households. Fredericksburg city covers 9.56 square miles of land, which is 1,195 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fredericksburg in?
Gillespie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fredericksburg?
$64,534. The median owner-occupied home is valued at $460,300. Median gross rent is $1,386 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fredericksburg businesses?
30 7(a) approvals totalling $15.8 m, across 14 lenders, median approval $350,000, plus 17 504 approvals worth $24.1 m. These count approvals to borrowers whose address is in Fredericksburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fredericksburg borrowers get paid back?
No rate is published for Fredericksburg. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fredericksburg in the National Flood Insurance Program?
Yes. Fredericksburg appears in the FEMA Community Status Book as community 480252, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fredericksburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gillespie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fredericksburg.
Is zoning published for Fredericksburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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