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HomeTexasGillespie CountyHarper CDP

Harper CDP, Texas: commercial real estate data.

Harper CDP is a Census CDP of 1,214 people across 56.57 square miles of land, in Gillespie County. 73.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $653,000.

63 sourced place values · tier FULL · 7 sections

Harper

What Harper is

  • Census place typeCDP
  • Land area56.57 sq mi
  • Water area0.08 sq mi
  • Population per square mile of land21 plus or minus 7
  • County holding the largest share of its areaGillespie County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harper

How many people live in Harper

  • Population1,214 plus or minus 422
  • Median age34.6 plus or minus 15.2
  • Population under 18359 plus or minus 165
  • Share under 1829.6 percent plus or minus 8.9
  • Population 65 and over215 plus or minus 117
  • Share 65 and over17.7 percent plus or minus 7.4
  • Households411 plus or minus 159
  • Family households319 plus or minus 138
  • Share of households that are families77.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harper

Income and work in Harper

  • Per capita income$35,876 plus or minus $13,869
  • Civilian labor force496 plus or minus 193
  • Employed496 plus or minus 193
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over781 plus or minus 284
  • Adults 25 and over with a high school diploma or higher82.1 percent
  • Adults 25 and over with a bachelor degree or higher26.1 percent plus or minus 13.7
  • Adults 25 and over with a graduate degree21.8 percent plus or minus 14.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harper

Housing in Harper

  • Housing units570 plus or minus 167
  • Occupied units411 plus or minus 159
  • Vacant units159 plus or minus 120
  • Vacancy rate27.9 percent plus or minus 19.4
  • Owner occupied303 plus or minus 143
  • Renter occupied108 plus or minus 90
  • Ownership rate73.7 percent plus or minus 19.9
  • Median owner-occupied home value$434,600 plus or minus $141,918
  • Single family units448 plus or minus 158
  • Share single family78.6 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes122 plus or minus 81
  • Median year structure built1991

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harper

How Harper gets to work

  • Workers 16 and over who commute399 plus or minus 183
  • Commuting under 15 minutes42 plus or minus 49
  • Share commuting under 15 minutes10.5 percent plus or minus 11.4
  • Commuting 30 minutes or more127 plus or minus 78
  • Share commuting 30 minutes or more31.8 percent plus or minus 12.9
  • Drove alone75.6 percent plus or minus 22.3
  • Carpooled4.8 percent plus or minus 5.1
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home19.6 percent plus or minus 14.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Harper

SBA 7(a) lending to Harper borrowers

  • Approvals2
  • Gross approval$653,000
  • Average approval$326,500
  • Median approval$500,000
  • Ninetieth percentile approval$500,000
  • Largest approval$500,000
  • Jobs supported5
  • Jobs per approval2.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gillespie County, not Harper

Gillespie County context, not Harper figures

These are Gillespie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harper measurements.

  • Establishments in Gillespie County1,202
  • Employment at those establishments, Gillespie County11,690
  • Covered employment, Gillespie County12,476
  • Average annual pay, Gillespie County$49,711
  • Average weekly wage, Gillespie County$956
  • Housing units permitted, Gillespie County52
  • Of those, single family, Gillespie County52
  • County product, 2024, Gillespie County$1,783,630,000
  • County product change over the prior year, Gillespie County6.0 percent
  • Average income of an arriving household, Gillespie County$200,413

Every figure in this section is published for Gillespie County as a whole and is not a measurement of Harper. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Harper questions, answered from the record.

How many people live in Harper, Texas?

1,214, in 411 households. Harper CDP covers 56.57 square miles of land, which is 21 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Harper in?

Gillespie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

How much SBA lending goes to Harper businesses?

2 7(a) approvals totalling $653,000, across 2 lenders, median approval $500,000. These count approvals to borrowers whose address is in Harper, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Harper borrowers get paid back?

No rate is published for Harper. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Harper figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gillespie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harper.

Is zoning published for Harper?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.