Gregg County, Texas: commercial real estate data.
Gregg County, Texas had an estimated 126,679 residents on July 1, 2024, up 1.9 percent since the 2020 census base of 124,301, across 273 square miles. County output reached $10.51 bn in 2024, 4,040 establishments operate here, and the SBA record carries 106 7(a) approvals worth $116.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gregg County
How many people live in Gregg County
- Population, American Community Survey 2020-2024125,480
- Households48,277
- Average household size2.60
- Median household income$66,550
- Median age35.9
- Median gross rent$1,102 per month
- Median owner-occupied home value$203,400
- Home value to household income3.1 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher22.9 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over81,092
- Population under 1832,277
- Share under 1825.7 percent
- Population 65 and over20,175
- Share 65 and over16.1 percent
- Working age population, 18 to 6473,028
- Civilian labor force59,386
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over63.7 percent
- Rank by population among Texas counties37th of 254
- Rank by population among US county-equivalents, Puerto Rico included521st of 3,222
Gregg County is the 37th largest of 254 Texas counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 25.7 percent against 16.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gregg County
Is Gregg County's population growing?
- Population, July 1, 2024126,679
- Census 2020 base population124,301
- Population change since the 2020 census base1.91 percent
- Population change, 2023 to 2024148
- Births, 20241,726
- Deaths, 20241,470
- Natural change, 2024256
- Net domestic migration, 2024-537
- Net international migration, 2024435
- Total net migration, 2024-102
- Cumulative net domestic migration, 2021 to 20241,020
- Rank by growth among US county-equivalents1195th of 3,144
The county has grown 1.91 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gregg County
Where are people moving to Gregg County from?
- Tax returns filed by households arriving4,093
- People arriving, from those returns7,878
- Tax returns filed by households leaving3,765
- Net household movement328
- Adjusted gross income arriving$218.2 m
- Net adjusted gross income movement$8.8 m
- Average income of an arriving household$53,300
- Average income of a leaving household$55,611
- Largest single originHarrison County (518 households)
- Largest single destinationHarrison County (575 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harrison County | 518 | 1,033 | $24.2 m |
| Upshur County | 388 | 774 | $21.1 m |
| Rusk County | 357 | 738 | $18.8 m |
| Smith County | 318 | 609 | $14.0 m |
| Dallas County | 162 | 287 | $8.0 m |
| Tarrant County | 87 | 150 | $5.7 m |
| Harris County | 69 | 126 | $4.4 m |
| Denton County | 66 | 117 | $3.5 m |
Households arriving report $2,311 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Harrison County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gregg County
What is the Gregg County economy?
- County GDP, 2024$10.51 bn
- County GDP, 2023$10.31 bn
- GDP change, 2023 to 20242.0 percent
- GDP change over five years39.0 percent
- Rank by GDP among the Texas areas BEA publishes34th of 254
- Rank by GDP among the US county areas BEA publishes422nd of 3,127
- GDP per resident$83,769
Output grew 2.0 percent in the latest year and 39.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gregg County
Employment by industry in Gregg County
- Covered employment, annual average74,876
- Establishments reporting4,316
- Average annual pay$58,579
- Average weekly wage$1,127
- Health care and social assistance, employment11,494
- Health care and social assistance, average annual pay$61,875
- Retail trade, employment9,866
- Retail trade, average annual pay$38,949
- Manufacturing, employment7,316
- Manufacturing, average annual pay$69,214
- Accommodation and food services, employment7,304
- Accommodation and food services, average annual pay$21,687
- Construction, employment6,308
- Wholesale trade, employment4,320
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 11,494 | 520 | $61,875 |
| Retail trade | 9,866 | 612 | $38,949 |
| Manufacturing | 7,316 | 218 | $69,214 |
| Accommodation and food services | 7,304 | 361 | $21,687 |
| Construction | 6,308 | 301 | $62,094 |
| Wholesale trade | 4,320 | 274 | $87,470 |
| Mining, quarrying, and oil and gas extraction | 3,369 | 162 | $101,414 |
| Administrative and support and waste management services | 3,020 | 206 | $45,626 |
Health care and social assistance is the largest private sector at 11,494 jobs, 15.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gregg County
How many businesses are in Gregg County?
- Establishments, all industries4,040
- Employment at those establishments67,607
- Annual payroll$3.60 bn
- Establishments per 1,000 residents32.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gregg County
Building permits in Gregg County
- Housing units authorized by permit, 2024192
- Declared construction value permitted$53.8 m
- Single family units authorized174
- Multifamily units authorized18
- Multifamily share of units9.4 percent
- Average declared value per unit$280,281
- Units authorized per 1,000 households4.0
Single-family homes are 90.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Gregg County
SBA loans in Gregg County (7(a) and 504)
- 7(a) approvals recorded106
- 7(a) gross approval dollars$116.8 m
- Average 7(a) approval$1,102,158
- Median 7(a) approval$546,750
- 10th percentile approval$74,850
- 90th percentile approval$3,515,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,205
- Jobs per approval11.4
- Distinct 7(a) lenders active41
- Distinct industries receiving approvals58
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer34.0 percent
- Loans on real estate terms36
- Loans on working capital terms, 120 months or shorter62
- Franchise loans24
- Franchise share of approvals22.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (13)
- Most active lenderThe Huntington National Bank (21)
- 504 approvals recorded34
- 504 gross approval dollars$21.3 m
- Average 504 approval$627,441
- Median 504 approval$484,000
- Distinct CDCs active4
- 504 jobs per approval8.6
- 504 jobs per million dollars approved13.7
- Most active CDCEast Texas Regional Development Company, Inc. (21)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$138.2 m
The average approval of $1,102,158 sits well above the median of $546,750, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 34.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gregg County
SBA loan default and charge-off rates in Gregg County
Do SBA loans in Gregg County get paid back?
- Loans with a final outcome recorded16
- Paid in full14
- Charged off2
- Status: Exempt from disclosure74
- Status: Paid in full14
- Status: Cancelled13
- Status: Charged off2
- Status: Committed, not yet disbursed3
Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gregg County
SBA lending by place in Gregg County
- Borrower cities with recorded lending4
- Longview, approvals71
- Kilgore, approvals23
- White Oak, approvals8
- Gladewater, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Longview | 71 | $79,328,800 |
| Kilgore | 23 | $27,781,500 |
| White Oak | 8 | $4,878,400 |
| Gladewater | 4 | $4,840,000 |
Longview accounts for 71 approvals against 23 in Kilgore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gregg County
How large is Gregg County?
- Land area273 sq mi
- Rank by land area among Texas counties247th of 254
- Width, east to west23.8 mi
- Height, north to south20.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land460
- Establishments per square mile14.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gregg County
Flood risk in Gregg County
- Participation of the county's own NFIP community Gregg County, unincorporated areasParticipating, community 480261
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP8
- NFIP participation rate88.9 percent
- Communities carrying a CRS class0
- Radon levels in Gregg County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Gregg County (community 480261), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gregg County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 88.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gregg County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gregg County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024125,480
- Households48,277
- Average household size2.60
- Median household income$66,550
- Median age35.9
Common questions
Gregg County questions, answered from the record.
How many people live in Gregg County, Texas?
The Census Bureau estimates 126,679 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 125,480, in 48,277 households, ranking 37th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gregg County's population growing?
The population has grown 1.91 percent since the 2020 census base of 124,301, to 126,679 on July 1, 2024. In 2024 there were 1,726 births against 1,470 deaths, with net migration of -102. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gregg County?
$66,550. The median owner-occupied home is valued at $203,400, which is 3.1 times income, and median gross rent is $1,102 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gregg County?
4,040 establishments, employing 67,607 people with an annual payroll of $3.60 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gregg County?
Health care and social assistance is the largest private sector at 11,494 jobs, 15.4 percent of covered employment. Covered employment averages 74,876 jobs at an average annual pay of $58,579, or $1,127 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gregg County?
106 7(a) approvals totaling $116.8 m since FY2020, across 41 lenders, with a median approval of $546,750, plus 34 504 approvals worth $21.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Gregg County?
192 housing units were authorized by permit in 2024, with a declared construction value of $53.8 m. Multifamily was 9.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gregg County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gregg County come from?
The largest single origin is Harrison County, with 518 households. Arriving households report an average income of $53,300 against $55,611 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gregg County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gregg County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gregg County
Cities and places in Gregg.
10 Census places lie wholly or partly in Gregg County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Longview | city | 82,923 | 71 | 93.6 percent here, 6.4 percent Harrison County |
| Kilgore | city | 13,470 | 23 | 87.8 percent here, 12.2 percent Rusk County |
| White Oak | city | 6,235 | 8 | Wholly in this county |
| Gladewater | city | 6,227 | 4 | 60.1 percent here, 39.9 percent Upshur County |
| Lake Cherokee | CDP | 3,093 | None recorded | 21.1 percent here, 78.9 percent Rusk County |
| Liberty City | CDP | 2,648 | None recorded | Wholly in this county |
| Lakeport | city | 1,170 | None recorded | Wholly in this county |
| Clarksville City | city | 883 | None recorded | Wholly in this county |
| Easton | city | 429 | None recorded | 76.6 percent here, 23.4 percent Rusk County |
| Warren City | city | 331 | None recorded | 87.6 percent here, 12.4 percent Upshur County |
Nearby